Comparison

ZojaPay vs Pyyr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZojaPay

This app simplifies peer-to-peer payments and cash access for the retail market. It allows users to request cash delivery, become mobile money agents to earn passive income, and pay bills. Secure transactions and QR code payments are also supported.

Highlights
  • Cash delivery requests
  • Become a mobile money agent
  • Earn passive income
  • Purchase and settle bills
  • QR code payments
  • Secure transactions
Features
Read full description

ZojaPay is a peer-2-peer financial inclusion application that simplifies payment by making access to cash easy for the retail market. ZojaPay currently does this by empowering the following transaction model: - Cash Request: Users can request fro cash to be delivered to their desired location at the same local rate obtainable for normal agency banking withdrawal. Requests are automatically paired with providers around the user's location for the delivery to be done - Fast Agency Setup: Users looking to make quick cash can easily switch to the cash provider mode and they instantly become a mobile money agent to be automatically paired to cash requests for delivery around their location. These users also get to keep 70% of all revenue made on each transaction as passive income. Starting up a POS mobile money agent has never been easier than this. - Bills: Users can purchase bills and settle utilities right from their app from our range of bills at very cheap and affordable rates. - Security: We have privacy policies in place that places the security of our users and their properties as top priority. - QR Pay: With this feature, users can easily generate and share fund via QR to facilitate payments, giveaways or any distant payment function. We currently have an ongoing referral promo where users can earn N100 on every user referred to download and use the app. You follow us on Facebook,Instagram, Twitter, LinkedIn and YouTube - @zojapay Privacy Policy: https://zojapay.com/privacy Terms & Conditions: https://zojapay.com/terms-and-condition

About

Pyyr

Features
Read full description

Looking for a mobile payment solution that's fast, secure, and hassle-free? Look no further than Pyyr - the future of payments!Looking for a mobile payment solution that's fast, secure, and hassle-free? Look no further than Pyyr - the future of payments! With Pyyr, you can easily pay and receive payments from anywhere in the world with any legally-recognized financial asset using just your mobile phone. And with features like Pay with Wallet ID and Pay with QR Code, making payments has never been easier or more convenient. But what sets Pyyr apart from other mobile payment solutions? For starters, Pyyr offers a range of features that users love, including: - Request Money: Collect group contributions, share purchases, or send debt reminders to other Pyyr users or non-users. - Bill Splitting: Split bills with your friends at your favorite restaurant or bar without any hassles. - Expenses Tracker: Keep track of your expenses in categories like food, shopping, entertainment, bills & utilities, education, transportation, savings, and more. - Merchant Payments: Make seamless payments to merchants and businesses, receive payment receipts, and create special discount vouchers for loyal customers. So why should you download the Pyyr app? Because it offers a unique and convenient way to handle all your financial transactions in one place. Say goodbye to physical wallets and the hassle of long bank transfer times - with Pyyr, you can make payments with just a snap. Pyyr is also solving a number of problems for users, including: - The need for a secure, contactless payment solution in today's world. - The inconvenience of carrying around physical wallets and multiple payment cards. - The difficulty of keeping track of expenses and sharing bills with friends. So what are you waiting for? Download the Pyyr app today and experience the future of payments!

Screenshots

ZojaPay4 screens
Pyyr4 screens

Verdict

The call

The clearest difference is ads: Pyyr at none against ZojaPay's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZojaPay ships an update every 3 weeks, Pyyr every 5 weeks. The most recent releases landed on August 26, 2026 and September 11, 2026 respectively.

Scorecard1 real difference · 9 level
ZojaPay versus Pyyr: the parameters behind the verdict, then further details
ParameterZojaPayPyyr
PriceFreeFree
Rating4.5 (42 ratings) — better
Positive reviews100.0% of reviews
Number of ratings42 — better
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.4 — better
Further details — not scored
Size122 MB27 MB
Age rating4+4+
DeveloperZoja Technologies LimitedPyyr Technologies Ltd

In-app purchases

None

ZojaPay

No in-app purchases

None

Pyyr

No in-app purchases

Questions

Is ZojaPay free?
ZojaPay is free to download, with no in-app purchases.
Is Pyyr free?
Pyyr is free to download, with no in-app purchases.
Do ZojaPay or Pyyr have ads?
ZojaPay shows ads; Pyyr does not.
Which is updated more often, ZojaPay or Pyyr?
ZojaPay ships an update every 3 weeks, and Pyyr every 5 weeks. Most recently, ZojaPay was updated on August 26, 2026 and Pyyr on September 11, 2026.

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