Comparison

ZojaPay vs KaboCash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZojaPay

This app simplifies peer-to-peer payments and cash access for the retail market. It allows users to request cash delivery, become mobile money agents to earn passive income, and pay bills. Secure transactions and QR code payments are also supported.

Highlights
  • Cash delivery requests
  • Become a mobile money agent
  • Earn passive income
  • Purchase and settle bills
  • QR code payments
  • Secure transactions
Features
Read full description

ZojaPay is a peer-2-peer financial inclusion application that simplifies payment by making access to cash easy for the retail market. ZojaPay currently does this by empowering the following transaction model: - Cash Request: Users can request fro cash to be delivered to their desired location at the same local rate obtainable for normal agency banking withdrawal. Requests are automatically paired with providers around the user's location for the delivery to be done - Fast Agency Setup: Users looking to make quick cash can easily switch to the cash provider mode and they instantly become a mobile money agent to be automatically paired to cash requests for delivery around their location. These users also get to keep 70% of all revenue made on each transaction as passive income. Starting up a POS mobile money agent has never been easier than this. - Bills: Users can purchase bills and settle utilities right from their app from our range of bills at very cheap and affordable rates. - Security: We have privacy policies in place that places the security of our users and their properties as top priority. - QR Pay: With this feature, users can easily generate and share fund via QR to facilitate payments, giveaways or any distant payment function. We currently have an ongoing referral promo where users can earn N100 on every user referred to download and use the app. You follow us on Facebook,Instagram, Twitter, LinkedIn and YouTube - @zojapay Privacy Policy: https://zojapay.com/privacy Terms & Conditions: https://zojapay.com/terms-and-condition

About

KaboCash

Features
Read full description

KaboCash Technologies – Bridging the Gap, One Transfer at a Time Experience the power of fast, secure, and seamless cross-border money transfers with KaboCash. Whether you're supporting loved ones or handling international business, KaboCash makes sending and receiving money effortless. Our intuitive app lets you transfer funds across borders in multiple currencies from your phone. Competitive rates, low fees – No hidden charges, no surprises. Instant transfers – Skip the lines and paperwork. Secure & reliable – Your money is protected every step of the way. Stay connected with your global community and send support anytime, anywhere. Join the KaboCash community today—download the app and step into the future of borderless money transfers. KaboCash Technologies – Connecting Africa to the World

Screenshots

ZojaPay4 screens
KaboCash4 screens

Verdict

The call

The clearest difference is ads: KaboCash at none against ZojaPay's shown. ZojaPay's advantage is update cadence (every 3 weeks vs every 4 months) and iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZojaPay ships an update every 3 weeks, KaboCash every 4 months. The most recent releases landed on August 26, 2026 and September 9, 2026 respectively.

Scorecard3 real differences · 7 level
ZojaPay versus KaboCash: the parameters behind the verdict, then further details
ParameterZojaPayKaboCash
PriceFreeFree
Rating4.5 (42 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings42 — better—
Update frequencyEvery 3 weeks — betterEvery 4 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size122 MB45 MB
Age rating4+17+
DeveloperZoja Technologies LimitedKabo Cash Technologies

In-app purchases

None

ZojaPay

No in-app purchases

None

KaboCash

No in-app purchases

Questions

Is ZojaPay free?
ZojaPay is free to download, with no in-app purchases.
Is KaboCash free?
KaboCash is free to download, with no in-app purchases.
Do ZojaPay or KaboCash have ads?
ZojaPay shows ads; KaboCash does not.
Which is updated more often, ZojaPay or KaboCash?
ZojaPay ships an update every 3 weeks, and KaboCash every 4 months. Most recently, ZojaPay was updated on August 26, 2026 and KaboCash on September 9, 2026.

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