Comparison

ZojaPay vs Supacash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZojaPay

This app simplifies peer-to-peer payments and cash access for the retail market. It allows users to request cash delivery, become mobile money agents to earn passive income, and pay bills. Secure transactions and QR code payments are also supported.

Highlights
  • Cash delivery requests
  • Become a mobile money agent
  • Earn passive income
  • Purchase and settle bills
  • QR code payments
  • Secure transactions
Features
Read full description

ZojaPay is a peer-2-peer financial inclusion application that simplifies payment by making access to cash easy for the retail market. ZojaPay currently does this by empowering the following transaction model: - Cash Request: Users can request fro cash to be delivered to their desired location at the same local rate obtainable for normal agency banking withdrawal. Requests are automatically paired with providers around the user's location for the delivery to be done - Fast Agency Setup: Users looking to make quick cash can easily switch to the cash provider mode and they instantly become a mobile money agent to be automatically paired to cash requests for delivery around their location. These users also get to keep 70% of all revenue made on each transaction as passive income. Starting up a POS mobile money agent has never been easier than this. - Bills: Users can purchase bills and settle utilities right from their app from our range of bills at very cheap and affordable rates. - Security: We have privacy policies in place that places the security of our users and their properties as top priority. - QR Pay: With this feature, users can easily generate and share fund via QR to facilitate payments, giveaways or any distant payment function. We currently have an ongoing referral promo where users can earn N100 on every user referred to download and use the app. You follow us on Facebook,Instagram, Twitter, LinkedIn and YouTube - @zojapay Privacy Policy: https://zojapay.com/privacy Terms & Conditions: https://zojapay.com/terms-and-condition

About

Supacash

This app offers a community-powered platform for sending money, saving for goals with interest, and managing group finances. It facilitates instant transfers, bulk payments, and bill payments, fostering generosity and social finance.

Highlights
  • Send & Receive Money
  • Bulk Transfers
  • Create Savings Goals
  • Group Wallets
  • Giveaways & Mints
  • Pay Bills Easily
  • Impact Feed
Features
Read full description

Supacash is a social fintech app built for the way people actually manage money — together. Send money, save towards goals, earn interest on your savings, manage group finances, pay bills, and support the people who matter to you, all in one app. Whether you're managing your personal money, saving with friends, running a business, organizing a group, or simply helping someone out, Supacash makes moving and managing money simpler, smarter, and more social. FEATURES • Send & Receive Money Send and receive money quickly and securely with other Supacash users. • Save & Earn Interest Create savings goals, build towards what matters to you, invite others to contribute, and earn interest on your savings. • Group Wallets Manage money together with friends, families, teams, associations, businesses, and communities — with everyone able to see what matters. • Bulk Transfers Send money to multiple people at once. Perfect for businesses, organizations, creators, and communities. • Goals Create a goal for anything you're working towards and let friends, family, or your community contribute. • Giveaways & Mints Send money to multiple people through engaging cash drops and community rewards. • Bills & Payments Buy airtime, data, and pay utility bills quickly and conveniently. • Impact Feed Discover acts of generosity happening across the Supacash community and celebrate people making an impact. • Built for Nigeria Fast, secure, and designed around the way Nigerians send, save, share, and manage money every day. Supacash brings personal finance and community finance into one place. Save together. Move money together. Do more together.

Screenshots

ZojaPay4 screens
Supacash4 screens

Verdict

The call

The clearest difference is rating: Supacash at 5.0 against ZojaPay's 4.5. Supacash also leads on ads (none vs shown) and monetization model (ad-supported vs free with in-app purchases). ZojaPay's advantage is ratings volume (42 vs 3) and iOS requirement (13.0 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Supacash holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: ZojaPay has 42 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

ZojaPay ships an update every 3 weeks, Supacash every 5 weeks. The most recent releases landed on October 18, 2026 and October 3, 2026 respectively.

Scorecard5 real differences · 5 level
ZojaPay versus Supacash: the parameters behind the verdict, then further details
ParameterZojaPaySupacash
PriceFreeFree
Rating4.5 (42 ratings)5.0 (3 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings42 — better3
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.1
Further details — not scored
Size122 MB57 MB
Age rating4+17+
DeveloperZoja Technologies LimitedSupa Simple Ltd

Customer experience

ZojaPay

All ratings42 ratings
Positive90.5%
Neutral7.1%
Negative2.4%
Written reviews30 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Supacash

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ZojaPay

No in-app purchases

None

Supacash

No in-app purchases

Questions

Is ZojaPay free?
ZojaPay is free to download, with no in-app purchases.
Is Supacash free?
Supacash is free to download, with no in-app purchases.
Which has better reviews, ZojaPay or Supacash?
Supacash is rated higher. ZojaPay averages 4.5 out of 5 from 42 ratings, while Supacash averages 5.0 from 3 ratings.
Do ZojaPay or Supacash have ads?
ZojaPay shows ads; Supacash does not.
Which is updated more often, ZojaPay or Supacash?
ZojaPay ships an update every 3 weeks, and Supacash every 5 weeks. Most recently, ZojaPay was updated on October 18, 2026 and Supacash on October 3, 2026.

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