Debt Fix vs Debt Tracker Master
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debt Fix
Easily track your debts and create a personalized payoff plan. Get a clear financial breakdown, analyze your progress with a report page, and utilize an amortized schedule to see all your payments. Start your journey to financial freedom.
- Debt tracking
- Financial breakdown
- Payoff plan development
- Amortized payment schedule
- Progress analysis report
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Debt Fix is the debt payoff planner that shows you exactly when you'll be debt-free. Pay off credit cards, student loans, auto loans, medical bills, and personal loans faster with the snowball method, the avalanche method, or either one tuned with your own extra payments. No account. No bank connection. Start in seconds. CHOOSE YOUR STRATEGY • Avalanche: pay the least interest by attacking your highest rates first • Snowball: build momentum by knocking out your smallest balances first • Side-by-side comparison shows the interest saved and the time difference at a glance STAY ON TRACK EVERY MONTH • A monthly checklist tells you exactly what to pay and where • Total balance, payoff date, and progress on one dashboard • Categories for credit card, student loan, auto, medical, personal, and mortgage debt • 0% APR promotional periods, so interest-free balances calculate correctly • Add a lump sum any month, or a recurring extra payment every month SEE YOUR PROGRESS • Charts that update the moment you log a payment • A full amortization schedule for every debt • Savings report shows interest saved and months cut from your payoff date • Export your payoff schedule to PDF or CSV ON YOUR HOME SCREEN • Home Screen and Lock Screen widgets keep your payoff date one glance away • Reminders so you never miss a due date • Built for iPhone and iPad, with full Dark Mode support YOUR DEBT DATA STAYS YOURS • Works fully offline. Your debt details live on your device. • iCloud sync keeps your iPhone and iPad in step through your own private iCloud account • No account or signup required to use the app • Your debts and balances are never sold or shared DEBT FIX PREMIUM Supported by ads. Premium unlocks unlimited debts, full PDF and CSV exports, every theme color, and an ad-free experience. One purchase, lifetime access. No subscriptions. Not ready to buy? You can still unlock a single export by watching a short video. Your money should work for you, not your lenders. Download Debt Fix and start your payoff plan today.
Debt Tracker Master
This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.
- Debt recording and organization
- Repayment progress tracking
- Payment planning outlook
- Customizable payment reminders
- Personal finance learning resources
- Debt reduction reports
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Take control of your debt with Debt Tracker Master, a simple tool to record, organize, and monitor your personal debts. Track balances, due dates, and repayment progress so you can plan more confidently. Key Features 1. Dashboard • View total debt, breakdown by type, repayment progress, and upcoming payments • See your remaining balance and payoff timeline at a glance 2. Debt Recording • Add debts with details such as amount, lender, interest rate, start date, and due date 3. Repayment Tracking • Track balance changes as you record payments • Review progress across different debt types (e.g., credit card, mortgage, personal loan) 4. Debt Organization • Categorize debts by type (credit card, student loan, mortgage, etc.) or priority to plan repayments more effectively 5. Payment Planning • View a 6-month payment outlook with charts to understand upcoming obligations 6. Reminders and Notifications • Customize reminders so you don’t miss a payment • Choose reminders for the due date, 1 day before, or 2 days before 7. Learning Resources • Explore the Learn tab for practical personal finance guidance • Understand loan basics, key terms, common calculation methods, and repayment approaches • Learn about common borrowing pitfalls and ways to reduce risk with simple, general-audience examples 8. Reports and Insights • View reports and insights on your debt reduction progress 9. User Support • Get in-app support for questions or concerns • Access the app’s terms of use, privacy policy, and contact information 10. Settings and Customization • Customize reminder settings and reminder times • Send feedback and rate the app to help us improve If you enjoy using Debt Tracker Master, please consider leaving a review. Disclaimer: Debt Tracker Master does not provide loans, credit offers, or financial services. It is a personal tracking tool for recording debts and planning repayments.
Screenshots
Verdict
The clearest difference is review sentiment: Debt Fix at 75% against Debt Tracker Master's 0%. Debt Fix also leads on rating (4.0 vs 3.7) and ratings volume (11 vs 3). Debt Tracker Master's advantage is update cadence (every 3 days vs weekly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Debt Fix sells 1 one-off in-app purchase and Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Debt Fix holds the better App Store score, 4.0 against 3.7. Both are backed by a comparable volume of ratings — 11 and 3 respectively. Written reviews point the same way: 75% of Debt Fix's written reviews are positive against 0% of Debt Tracker Master's.
Debt Fix ships an update weekly, Debt Tracker Master every 3 days. The most recent releases landed on September 29, 2026 and September 23, 2026 respectively.
| Parameter | Debt Fix | Debt Tracker Master |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (11 ratings) — better | 3.7 (3 ratings) |
| Positive reviews | 75.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 11 — better | 3 |
| Update frequency | Weekly | Every 3 days — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 16.6 — better |
| Further details — not scored | ||
| Size | 11 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Christopher Donoso | 娜 杨 |
Customer experience
Debt Fix
Debt Tracker Master
In-app purchases
Debt Fix
- Debt Fix Premium$4.99
Debt Tracker Master
- DebtTracker Pro Monthly$3.991 Month
- DebtTracker Pro Yearly3 Days trial$17.991 Year
- Remove Ads$3.99
- DebtTracker Pro Lifetime$39.99
Questions
Is Debt Fix free?
Is Debt Tracker Master free?
Which has better reviews, Debt Fix or Debt Tracker Master?
Do Debt Fix or Debt Tracker Master have ads?
Which is updated more often, Debt Fix or Debt Tracker Master?
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