Leatherback vs Kite Finance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Leatherback
Send and receive money globally with ease. Make international payments, split bills, and manage multiple currencies with competitive exchange rates. Get paid by clients, marketplaces, and platforms, or pay freelancers and suppliers without hidden fees.
- International payments
- Multi-currency accounts
- Bill splitting
- Receive payments globally
- Pay freelancers and suppliers
- QR code payments
- Payment links
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Pay and get paid in seconds. Make hassle-free payments to your friends in 30+ countries around the globe, split and settle bills in one place, request money with a tap and more. No hidden fees, just ease. Send and exchange currencies free of charge in all the major currencies. Spend abroad like a local with exciting exchange rates. What can you do with the Leatherback app? Get paid by marketplaces, platforms, and clients Receive payments from clients and marketplaces located all over the world. Get paid in popular global currencies like USD, EUR, GBP, CAD, AUD, and more, via Leatherback receiving accounts. Withdraw funds directly to your local bank account in over 30 countries and currencies. Pay freelancers, service providers, suppliers, and contractors Make international business payments to over 200 countries and skip the delays and costly hidden fees of wire transfers. Leatherback is the preferred payment method of millions of freelancers and businesses around the world. Track your business payments every step of the way Follow up on your previous incoming and outgoing payments and view your dashboard of balances in multiple currencies. Easily manage currencies with competitive conversion rates so you control the currencies you are holding and can pay your suppliers in their preferred currency. Enjoy features designed with sellers in mind Pay your VAT in multiple countries and receive working capital offers for your ecommerce stores. Instantly receive funds in your account to grow your business in any way you can imagine, then settle gradually without constricting your cash flow. Receive Payments for your E-commerce Platform with our Payment Gateway Sell your goods and services in multiple currencies with a simple online payment form and provide your customers with global and local payment options in their respective countries. Accept payments via debit/credit cards, direct debit, and bank transfer quickly and easily online. A Touch-Free Way To Pay Or Be Paid Pay touch-free by scanning a QR code. All you need to do is scan a seller’s QR code when you pay. Whatever you’re selling, now you can quickly set up a QR code and get paid in person, all with just your phone. You can also make use of the payment links feature, which enables customers to make payments using unique links generated for your business. Multi-currency Exchange Exchange currencies between wallets in a single account. Exchange USD to GBP, EUR, CAD, and vice-versa between wallets whenever you need to transact in a specific currency. Track your Earnings and Expenses Be in control of your cash flow for personal or business purposes, from interest rates to payables and receivables. Gain sufficient resources to cover your financial obligations and streamline payment processes using tools available to you. Pay Employees with a Streamlined Payroll System Reduce time spent on payment initiation and authorization of employees’ salaries – locals and ex-pats, with a centralized and automated global payroll system that is sustainable and scalable long-term as your business grows and expands to new markets. Mass Collection Use this feature to collect payments from customers in large volumes. This feature is particularly for businesses that have a large customer base around the world. Receiving large volumes of funds from local and international customers through different payment methods at a time have never been easier. Mass Payouts Make large-scale payments to local and international partners and customers with ease. Disburse funds in their preferred method like wallet-to-wallet, bank transfers or cards and they receive in their local currency. Do business confidently with Leatherback by your side
Kite Finance
Open a free global bank account in minutes to send and receive international payments. Spend funds with virtual cards and hold multiple currencies in a multi-currency wallet. Exchange money at competitive rates for seamless global transactions.
- Free global bank account
- Send and receive international payments
- Virtual USD cards
- Multi-currency wallet
- Hold and exchange EUR, GBP, USD, NGN
- Spend globally with virtual cards
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Kite – Get Paid Globally **With Kite you can easily open a Global Bank Account in minutes for free.** Send and Receive payments from your clients and employers globally. Spend funds using your virtual cards. Save and grow your money over a period of time. **USD account and USD dollar cards** Access a USD account with a USD dollar in your name in less than 24 hours. Initiate USD payments from the comfort of your home and get paid faster using your IBAN. Create USD cards that works across thousands of websites such as Netflix, facebook, AWS, Spotify, Apple music, HBO and more Travel abroad and effortlessly spend globally with your card. **HOLD AND EXCHANGE MONEY IN DIFFERENT CURRENCIES** Hold funds in our complimentary multi-currency wallet that lets you hold money in Euros, British Pounds Sterling, US Dollars, and Nigerian Naira. Exchange at the best rate and send money in any of the supported currencies no matter where you live in the world.
Screenshots
Verdict
The clearest difference is rating: Leatherback at 4.0 against Kite Finance's 3.1. Leatherback also leads on monetization model (free vs ad-supported) and ratings volume (47 vs 15). Kite Finance's advantage is review sentiment (50% vs 30%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Leatherback holds the better App Store score, 4.0 against 3.1. Both are backed by a comparable volume of ratings — 47 and 15 respectively. Written reviews complicate that: 30% of Leatherback's written reviews are positive against 50% of Kite Finance's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on August 26, 2026.
| Parameter | Leatherback | Kite Finance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (47 ratings) — better | 3.1 (15 ratings) |
| Positive reviews | 29.5% of reviews | 50.0% of reviews — better |
| Number of ratings | 47 — better | 15 |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 454 MB | 56 MB |
| Age rating | 4+ | 17+ |
| Developer | Leatherback | Rapidpay |
Customer experience
Leatherback
Kite Finance
In-app purchases
Leatherback
No in-app purchases
Kite Finance
No in-app purchases
Questions
Is Leatherback free?
Is Kite Finance free?
Which has better reviews, Leatherback or Kite Finance?
Do Leatherback or Kite Finance have ads?
Which is updated more often, Leatherback or Kite Finance?
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