Comparison

Centrix vs DFCC One

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Centrix

Features
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Centrix “Centrix” is a digital (FinTech) Payment App powered by Central Finance Company PLC. Download the Centrix app for bank to bank money transfer via JustPay and CEFT & instantly, pay at shops (merchant locations) using LankaQR and make your bill payments with ease and conveniently. Use Centrix for mobile recharge, Postpaid bill payment, Utility bill payment such as Water, Electricity, Landline, Broadband and insurance. All transactions effortlessly perform in a few clicks. All Sri Lankan citizens over 18 years can download this digital payment platform via AppStore, PlayStore and Huawei AppGallery to enjoy the usefulness of digital payments whether you are a Central Finance customer or not. Those who are not Central Finance customers can add their own bank accounts, Credit cards, Debit cards, Pre-paid cards and any approved payment instruments to the Centrix. The security of your data is our priority and we don’t share your data with external parties. Use biometric or pin verification to authenticate all your transactions. Centrix complies with the Guideline No: 01/2020 “Minimum Compliance Standards for Payment Related Mobile Applications" issued by Central Bank of Sri Lanka (CBSL). Centrix complies with the BSS (Baseline Security Standards) for mobile applications, common baseline security standards for developing mobile based applications for the financial sector organizations. Furthermore, Centrix conducted a mobile application security assessment and was certified with TechCERT. Fund Transfers - Swiftly send & receive money from anywhere and at any time via JustPay and CEFT certified bank accounts directly and effortless. - Manage your all financial transactions in a single platform and monitor the account transactions movement with your own customizations. LankaQR Payment - Scan & Pay at any LankaQR enabled merchant (over the counter and online) with any of your bank accounts added as the payment source in Centrix. Bill Payments Over 90+ billers are enabled to make payments conveniently and pay all your bills in one go. Use any of your bank accounts, credit cards, debit cards, pre-paid cards and any other approved payment instrument to experience the convenience in a few clicks to complete the transactions. Get your own e-receipt for your reference at the end of each transaction and conveniently share with any platform with ease for your financial management using Centrix. Instant Notifications Centrix instant spending notifications via in-app and SMS on where your money is spent and for what. Start using “Centrix” today and love the handiness of digital transactions.

About

DFCC One

Manage your finances securely and conveniently with this mobile banking app. Transfer funds, pay bills, and view transaction history with ease. Access your account information quickly using biometric security.

Highlights
  • Effortless fund transfers
  • Bill payments
  • Secure biometric access
  • Peek balance without login
  • ePassbook for transaction history
  • View DFCC proposition details
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Step into the Future of Banking with DFCC One Mobile Banking App! Welcome to a new era of digital banking! With the DFCC One Mobile Banking app from DFCC Bank, you can enjoy superior banking experiences anytime, anywhere, conveniently and securely. Whether you’re managing your finances, making payments, or exploring new financial opportunities, DFCC One is your all-in-one solution, designed to make your banking journey extraordinary! Exciting Features Await You: • Effortless Fund Transfers: Send money to anyone, anywhere, with just a few taps. Quick, secure, and hassle-free! • Pay Bills with Ease: Take control of your bills by paying instantly using your account or credit card—all with a simple tap. • Secure Access with Biometrics: Enjoy banking with the highest level of security! • Peek Balance: Curious about your balance? Just peek! Check your balance without the hassle of logging in. • ePassbook – Instant History: View your transaction history at a glance, even without logging in. All your records, neatly organized! • Your DFCC Proposition, Your Way: Stay informed and in control of your finances. View your proposition title in a jiffy! • Detailed Transaction Insights: Dive deep into your transaction history and balances, all presented clearly for your convenience.

Screenshots

Centrix4 screens
DFCC One4 screens

Verdict

The call

The clearest difference is iOS requirement: Centrix at 12.0 against DFCC One's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard1 real difference · 9 level
Centrix versus DFCC One: the parameters behind the verdict, then further details
ParameterCentrixDFCC One
PriceFreeFree
Rating—4.7 (6 ratings) — better
Positive reviews—33.3% of reviews
Number of ratings—6 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size69 MB51 MB
Age rating4+4+
DeveloperCentral Finance Company PLCDFCC Bank PLC

In-app purchases

None

Centrix

No in-app purchases

None

DFCC One

No in-app purchases

Questions

Is Centrix free?
Centrix is free to download, with no in-app purchases.
Is DFCC One free?
DFCC One is free to download, with no in-app purchases.
Do Centrix or DFCC One have ads?
Neither Centrix nor DFCC One shows ads.
Which is updated more often, Centrix or DFCC One?
Centrix ships an update monthly, and DFCC One monthly. Most recently, Centrix was updated on November 3, 2026 and DFCC One on November 4, 2026.

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