Comparison

Memo Money vs 蚂蚁记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Memo Money

Features
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A simple and easy to use bookkeeping book. - Record income and expenditure: Add and edit expenditure and income, various categories to choose from. - Income and expenditure trend: The trend chart of expenditure and income. - Classification chart: classification statistics of expenditure and income. - Filter search: Find the desired revenue and expenditure information quickly. - Data export: Data can be exported in Excel format. - Multiple themes: Multiple color themes to choose from.

About

蚂蚁记账

A free and user-friendly app to track your expenses and income. Visualize your spending habits with clear charts and gain control over your finances. Designed for quick and easy financial management on the go.

Highlights
  • Free expense tracking
  • Simple operation flow
  • Convenient mobile accounting
  • Consumption trend charts
  • Subscription for ad-free experience
Features
Read full description

蚂蚁记账,记放心帐! 免费好用的记账软件,账本,账单,生活记账本,随手记账,满足一切记账需求。再也不担心钱花哪儿了,简洁的记账流程,清晰的图标展示,让您随时掌握资金流向,及时调整资金支出,为您倾心打造的记账app! 【功能简介】 免费记账:蚂蚁记账是一款专业完全免费的生活记账软件; 操作简单:极简的操作流程,让您轻松上手; 便捷记账:随时随地畅享极速记账体验,移动记账好帮手; 消费趋势:消费数据以图表的形式展示,消费状况一目了然; 订阅说明: 1.订阅费用将会在确认购买之后收取,并且费用将从iTunes中自动扣除。 2.如果想要取消订阅,请在VIP时间到期前取消,否则订阅将会以原套餐中价格自动续费。 3.续订费用将会在您选择的VIP期限到期前自动扣除,无需您手动支付。 4.除非在当前订阅生效阶段结束前,提前至少24小时关闭自动续订,否则订阅会以与原始套餐相同的价格和持续时间自动续订。 5.用户可以对订阅进行管理,如未在订阅期结束的至少24小时前关闭订阅,此订阅将会自动续订。 6.免费试用期内的任何未使用部分(如果提供)会在用户购买VIP订阅服务时被没收。 隐私政策:https://eoo78krf2g.feishu.cn/docx/SaHldGBuCo6CzMxj0k2cp2BtnIf 用户协议:https://eoo78krf2g.feishu.cn/docx/FnQ1dUaVgoYA1Nxu8SMcaJtinCg

Screenshots

Memo Money4 screens
蚂蚁记账4 screens

Verdict

The call

The clearest difference is in-app purchases: Memo Money at none against 蚂蚁记账's 1. 蚂蚁记账's advantage is update cadence (every 10 days vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 蚂蚁记账 sells 1 in-app purchase, starting at $0.99 per 7 days. Memo Money asks for nothing beyond the download.

UpkeepUpdate frequency

Memo Money ships an update every 5 months, 蚂蚁记账 every 10 days. The most recent releases landed on October 25, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 7 level
Memo Money versus 蚂蚁记账: the parameters behind the verdict, then further details
ParameterMemo Money蚂蚁记账
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 5 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.011.0 — better
Further details — not scored
Size26 MB64 MB
Age rating4+4+
DeveloperZhuhai Record Yi Technology Co.,Ltd.汝磊 朱

In-app purchases

None

Memo Money

No in-app purchases

1 purchases

蚂蚁记账

Subscriptions1
  • 蚂蚁记账去广告会员$0.997 Days

Questions

Is Memo Money free?
Memo Money is free to download, with no in-app purchases.
Is 蚂蚁记账 free?
蚂蚁记账 is free to download, with in-app purchases available.
Do Memo Money or 蚂蚁记账 have ads?
Neither Memo Money nor 蚂蚁记账 shows ads.
Which is updated more often, Memo Money or 蚂蚁记账?
Memo Money ships an update every 5 months, and 蚂蚁记账 every 10 days. Most recently, Memo Money was updated on October 25, 2026 and 蚂蚁记账 on October 11, 2026.

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