蚂蚁记账 vs 小牛记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
蚂蚁记账
A free and user-friendly app to track your expenses and income. Visualize your spending habits with clear charts and gain control over your finances. Designed for quick and easy financial management on the go.
- Free expense tracking
- Simple operation flow
- Convenient mobile accounting
- Consumption trend charts
- Subscription for ad-free experience
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蚂蚁记账，记放心帐！ 免费好用的记账软件，账本，账单，生活记账本，随手记账，满足一切记账需求。再也不担心钱花哪儿了，简洁的记账流程，清晰的图标展示，让您随时掌握资金流向，及时调整资金支出，为您倾心打造的记账app！ 【功能简介】 免费记账:蚂蚁记账是一款专业完全免费的生活记账软件; 操作简单:极简的操作流程，让您轻松上手; 便捷记账:随时随地畅享极速记账体验，移动记账好帮手； 消费趋势:消费数据以图表的形式展示，消费状况一目了然； 订阅说明: 1.订阅费用将会在确认购买之后收取，并且费用将从iTunes中自动扣除。 2.如果想要取消订阅，请在VIP时间到期前取消，否则订阅将会以原套餐中价格自动续费。 3.续订费用将会在您选择的VIP期限到期前自动扣除，无需您手动支付。 4.除非在当前订阅生效阶段结束前，提前至少24小时关闭自动续订，否则订阅会以与原始套餐相同的价格和持续时间自动续订。 5.用户可以对订阅进行管理，如未在订阅期结束的至少24小时前关闭订阅，此订阅将会自动续订。 6.免费试用期内的任何未使用部分(如果提供)会在用户购买VIP订阅服务时被没收。 隐私政策:https://eoo78krf2g.feishu.cn/docx/SaHldGBuCo6CzMxj0k2cp2BtnIf 用户协议:https://eoo78krf2g.feishu.cn/docx/FnQ1dUaVgoYA1Nxu8SMcaJtinCg
小牛记账
Easily track daily expenses and income with customizable accounts and categories. Gain insights into spending habits through smart data analysis and charts. Manage debts effectively to achieve financial stability.
- Intuitive transaction recording
- Customizable accounts and categories
- Smart data analysis and charts
- Debt tracking and management
- Financial habit building
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小牛记账APP提供直观易用的界面，让您能够快速记录每一笔交易和开销。您可以自定义不同的账户和分类，以便更好地组织和分类您的财务数据。 除了基本的记账功能，我们的应用还提供了智能的数据分析和图表，帮助您更好地了解您的消费模式和财务状况。您可以查看详细的报表和图表，以便更好地规划和管理您的财务。 而且，我们的应用还特别关注负债管理。您可以记录和追踪您的借贷情况，确保您能够有条不紊地管理债务，实现财务的稳定和平衡。 极简记账APP旨在成为您的财务管家，帮助您建立健康的财务习惯，实现财务自由。无论您是普通用户、学生还是专业人士，我们的应用都能适应您的需求，为您提供最好的财务管理体验。 下载极简记账APP，让财务管理变得简单、高效和愉悦！如果您有任何问题或建议，请随时联系我们的团队，我们将竭诚为您提供支持和帮助。开始记录您的财务旅程，一步步实现财务目标！
Screenshots
Verdict
The clearest difference is iOS requirement: 蚂蚁记账 at 11.0 against 小牛记账's 13.0. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 蚂蚁记账 sells 1 in-app purchase, starting at $0.99 per 7 days and 小牛记账 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for 蚂蚁记账 against 5.0 for 小牛记账. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
蚂蚁记账 ships an update every 10 days, 小牛记账 every 3 weeks. The most recent releases landed on October 11, 2026 and October 15, 2026 respectively.
| Parameter | 蚂蚁记账 | 小牛记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Number of ratings | 1 | 1 |
| Update frequency | Every 10 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 64 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | 汝磊 朱 | Shanghai Youqianhua Information Technology Co., Ltd. |
Customer experience
蚂蚁记账
小牛记账
In-app purchases
蚂蚁记账
- 蚂蚁记账去广告会员$0.997 Days
小牛记账
- VIP会员$1.99
