Comparison

Unique Smart Banking vs Lapha Coop iSmart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

Unique Smart Banking

Features

Read full description

Unique Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.

About

Lapha Coop iSmart

Features

Read full description

Lapha Coop iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR

Screenshots

Unique Smart Banking4 screens

Lapha Coop iSmart4 screens

Verdict

The call

The clearest difference is update cadence: Lapha Coop iSmart at weekly against Unique Smart Banking's monthly. Lapha Coop iSmart also leads on iOS requirement (12.1 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Unique Smart Banking ships an update monthly, Lapha Coop iSmart weekly. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 4 level

Unique Smart Banking versus Lapha Coop iSmart: the parameters behind the verdict, then further details
Parameter	Unique Smart Banking	Lapha Coop iSmart
Price	Free	Free
Update frequency	Monthly	Weekly — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPod	iPhone, iPad, iPod — better
Requires iOS	15.6	12.1 — better
Further details — not scored
Size	16 MB	78 MB
Age rating	4+	17+
Developer	MICRO BANKER NEPAL	Devanasoft Pvt Ltd

In-app purchases

None

Unique Smart Banking

No in-app purchases

None

Lapha Coop iSmart

No in-app purchases

Questions

Is Unique Smart Banking free?

Unique Smart Banking is free to download, with no in-app purchases.

Is Lapha Coop iSmart free?

Lapha Coop iSmart is free to download, with no in-app purchases.

Do Unique Smart Banking or Lapha Coop iSmart have ads?

Neither Unique Smart Banking nor Lapha Coop iSmart shows ads.

Which is updated more often, Unique Smart Banking or Lapha Coop iSmart?

Unique Smart Banking ships an update monthly, and Lapha Coop iSmart weekly. Most recently, Unique Smart Banking was updated on November 3, 2026 and Lapha Coop iSmart on October 28, 2026.