Comparison

Narayani Smart vs Lapha Coop iSmart

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Narayani Smart

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Narayani Smart is Narayani Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Narayani Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Narayani Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Narayani Bank, and you need to subscribe to the Narayani Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Narayani Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

Lapha Coop iSmart

Features
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Lapha Coop iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR

Screenshots

Narayani Smart4 screens
Lapha Coop iSmart4 screens

Verdict

The call

The clearest difference is update cadence: Lapha Coop iSmart at weekly against Narayani Smart's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Narayani Smart ships an update every 5 months, Lapha Coop iSmart weekly. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard1 real difference ยท 5 level
Narayani Smart versus Lapha Coop iSmart: the parameters behind the verdict, then further details
ParameterNarayani SmartLapha Coop iSmart
PriceFreeFree
Update frequencyEvery 5 monthsWeekly โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS12.412.1 โ€” better
Further details โ€” not scored
Size163 MB78 MB
Age rating17+17+
DeveloperNarayani DevelopmentDevanasoft Pvt Ltd

In-app purchases

None

Narayani Smart

No in-app purchases

None

Lapha Coop iSmart

No in-app purchases

Questions

Is Narayani Smart free?
Narayani Smart is free to download, with no in-app purchases.
Is Lapha Coop iSmart free?
Lapha Coop iSmart is free to download, with no in-app purchases.
Do Narayani Smart or Lapha Coop iSmart have ads?
Neither Narayani Smart nor Lapha Coop iSmart shows ads.
Which is updated more often, Narayani Smart or Lapha Coop iSmart?
Narayani Smart ships an update every 5 months, and Lapha Coop iSmart weekly. Most recently, Narayani Smart was updated on October 30, 2026 and Lapha Coop iSmart on October 28, 2026.

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