Comparison

FTB Merchant vs Bakong Junior

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FTB Merchant

Features
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FTB Merchant App is an ideal cashless payment solution for merchants of all sizes and across different categories. This mobile application enables merchants to manage their daily cash flow better while offering convenience, fast, and security. FEATURES • Convenient, Fast, and Secure • Receive instant notifications of the sales transaction • Receive cashless payments for your goods/services using QR code • Trace sales records and manage your account statement • Navigate easily using either Khmer or English language BENEFITS • Receive support from FTB Bank in branded partnerships, merchant collaterals, and support in the form of online promotion through FTB Bank's website, FTB Mobile, Retail Internet Banking, and Social Media • Attract more customers and increase sales activities via KHQR Scan • Fasten transaction duration and check out queue • Minimize risks of cash in transit, fraud, and counterfeiting with cashless payment • Reduce cost of cash management

About

Bakong Junior

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Welcome to the Bakong Junior Mobile Application. Bakong Junior provides younger users a head start on adapting to digital finance. It's designed with younger users in mind, and the app includes safety features that prevent exposure to risky financial activities, offering younger users more control over their finances in a secure environment. Bakong Junior lets younger users: Send or receive money easily, fast, and securely. . Request Money: Generate KHQR, which is an international standard code. . Track transactions: view all your payment history details conveniently. . Currency Exchange: exchange between the US dollar and Khmer riels with an appropriate exchange rate. Getting start: 1. Install Bakong Junior 2. Register an account with phone number 3. Ready to Send/Receive/Scan Pay "

Screenshots

FTB Merchant4 screens
Bakong Junior4 screens

Verdict

The call

FTB Merchant and Bakong Junior are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

ScorecardNo meaningful differences
FTB Merchant versus Bakong Junior: the parameters behind the verdict, then further details
ParameterFTB MerchantBakong Junior
PriceFreeFree
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size102 MB174 MB
Age rating4+4+
DeveloperForeign Trade Bank of CambodiaNational Bank of Cambodia

In-app purchases

None

FTB Merchant

No in-app purchases

None

Bakong Junior

No in-app purchases

Questions

Is FTB Merchant free?
FTB Merchant is free to download, with no in-app purchases.
Is Bakong Junior free?
Bakong Junior is free to download, with no in-app purchases.
Do FTB Merchant or Bakong Junior have ads?
Neither FTB Merchant nor Bakong Junior shows ads.
Which is updated more often, FTB Merchant or Bakong Junior?
FTB Merchant ships an update every 3 months, and Bakong Junior every 3 months. Most recently, FTB Merchant was updated on November 7, 2026 and Bakong Junior on October 30, 2026.

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