Bakong vs FTB Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bakong
This integrated payment system simplifies financial transactions by consolidating e-wallets, mobile payments, and online banking into a single platform. Send and receive money, deposit to bank accounts, and track all your transactions conveniently.
- Send/Receive Money From Any App
- Request Money via QR Code
- Deposit to Bank Account
- Transaction History Tracking
- Partner with Preferred Banks
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Experience effortless transactions with Bakong. Stop worrying about using the right payment app, having enough cash, waiting in long queues at the bank, or finding the right merchants for your e-wallet. Simplify your life with Cambodia’s only integrated payment system that allows you to do everything – e-wallets, mobile payments, online banking and financial applications – in one place. Stop switching between apps today with Bakong. Bakong lets you: • Send/Receive Money From Any App – Choose from scanning QR codes, keying in phone numbers, or just browse from your contact list. • Request Money – Create your own personalized QR code for friends to send you money without sharing any personal information. Simply scan and confirm! • Deposit to Bank Account – Cash in and out with any of your preferred banks or partners. • Track your Transactions - View all payments in a convenient history listing. • Banking at your preference – choose your personal bank or your favorite bank to be your partner for cash-in and cash-out. There is no restriction of your choice.
FTB Merchant
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FTB Merchant App is an ideal cashless payment solution for merchants of all sizes and across different categories. This mobile application enables merchants to manage their daily cash flow better while offering convenience, fast, and security. FEATURES • Convenient, Fast, and Secure • Receive instant notifications of the sales transaction • Receive cashless payments for your goods/services using QR code • Trace sales records and manage your account statement • Navigate easily using either Khmer or English language BENEFITS • Receive support from FTB Bank in branded partnerships, merchant collaterals, and support in the form of online promotion through FTB Bank's website, FTB Mobile, Retail Internet Banking, and Social Media • Attract more customers and increase sales activities via KHQR Scan • Fasten transaction duration and check out queue • Minimize risks of cash in transit, fraud, and counterfeiting with cashless payment • Reduce cost of cash management
Screenshots
Verdict
The clearest difference is update cadence: Bakong at monthly against FTB Merchant's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bakong ships an update monthly, FTB Merchant every 3 months. The most recent releases landed on November 2, 2026 and October 14, 2026 respectively.
| Parameter | Bakong | FTB Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (35 ratings) — better | — |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 35 — better | — |
| Update frequency | Monthly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 184 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | National Bank of Cambodia | Foreign Trade Bank of Cambodia |
In-app purchases
Bakong
No in-app purchases
FTB Merchant
No in-app purchases
