Comparison

FTB Merchant vs PPCBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FTB Merchant

Features
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FTB Merchant App is an ideal cashless payment solution for merchants of all sizes and across different categories. This mobile application enables merchants to manage their daily cash flow better while offering convenience, fast, and security. FEATURES • Convenient, Fast, and Secure • Receive instant notifications of the sales transaction • Receive cashless payments for your goods/services using QR code • Trace sales records and manage your account statement • Navigate easily using either Khmer or English language BENEFITS • Receive support from FTB Bank in branded partnerships, merchant collaterals, and support in the form of online promotion through FTB Bank's website, FTB Mobile, Retail Internet Banking, and Social Media • Attract more customers and increase sales activities via KHQR Scan • Fasten transaction duration and check out queue • Minimize risks of cash in transit, fraud, and counterfeiting with cashless payment • Reduce cost of cash management

About

PPCBank

Manage your finances, open accounts, and make transfers with this secure mobile banking application. Access smart financial advice, pay bills, and withdraw cash cardlessly. Enjoy multilingual support and find nearby ATMs and branches.

Highlights
  • Seamless account opening
  • Comprehensive financial snapshot
  • Remote account management
  • Instant and scheduled transfers
  • International money transfers
  • Cardless cash withdrawals
  • Convenient bill payments
  • Instant QR payments
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PPCBank mobile banking is a secure application from Phnom Penh Commercial Bank Plc. It lets you effortlessly manage your finances, budget, and access smart financial advice. With PPCBank mobile banking, you can access a range of features such as: Seamless Account Opening Instantly open a PPCBank Fast Account in just a few simple steps using Cambodian or Korea Phone Number—anytime, anywhere. Comprehensive Financial Snapshot View your savings and loan balances in a unified interface for real-time financial insight. Remote Account Management Open or close deposit and loan accounts from the convenience of your mobile device. Smart Transfers Make instant or scheduled transfers between PPCBank accounts or to other local banks in real-time via Bakong and the National Clearing House. International Transfers Made Easy Send funds overseas through SWIFT, Western Union, or manage inward telegraphic transfers (ITT) efficiently. Cardless Cash Withdrawals Withdraw cash securely at PPCBank ATMs without using a physical card. Mobile & Prepaid Top-Up Recharge mobile credits and prepaid cards with either pinless or pin-code options. Card Services Management Apply for new cards, or manage existing ones securely and efficiently through the app. Convenient Bill Payments Pay utility bills and merchant invoices directly through the app. Instant QR Payment in Cambodia and Overseas Instantly scan and pay at any KHQR-supported store, including ThaiQR, VietQR, and LaoQR. Rewards Tracking View and manage reward points earned from transactions, redeemable for exclusive gifts. Multilingual Support Use the app in your preferred language—available in five languages including Khmer, English, Chinese, Korean and Japanese for broader accessibility. Location Services Easily find ATMs, CDMs, branches, and partner merchants offering corporate discounts. Additional Features Enjoy continuous enhancements for an even better digital banking experience. App Permission: You are required by the app store to accept App Permissions to allow access to certain functions on your device. Functions will not be access until you use the associated feature, such as using your location to find PPCBank nearest branch/ATM. Terms/service agreement: at any PPCBank branch For more information visit: www.ppcbank.com.kh Phnom Penh Commercial Bank Plc. © 2025

Screenshots

FTB Merchant4 screens
PPCBank4 screens

Verdict

The call

The clearest difference is update cadence: PPCBank at monthly against FTB Merchant's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FTB Merchant ships an update every 3 months, PPCBank monthly. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 8 level
FTB Merchant versus PPCBank: the parameters behind the verdict, then further details
ParameterFTB MerchantPPCBank
PriceFreeFree
Rating—3.3 (6 ratings) — better
Number of ratings—6 — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size102 MB282 MB
Age rating4+4+
DeveloperForeign Trade Bank of CambodiaPHNOM PENH COMMERCIAL BANK

In-app purchases

None

FTB Merchant

No in-app purchases

None

PPCBank

No in-app purchases

Questions

Is FTB Merchant free?
FTB Merchant is free to download, with no in-app purchases.
Is PPCBank free?
PPCBank is free to download, with no in-app purchases.
Do FTB Merchant or PPCBank have ads?
Neither FTB Merchant nor PPCBank shows ads.
Which is updated more often, FTB Merchant or PPCBank?
FTB Merchant ships an update every 3 months, and PPCBank monthly. Most recently, FTB Merchant was updated on October 14, 2026 and PPCBank on October 24, 2026.

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