E2Pay vs IB CAP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
E2Pay
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E2Pay Consumer App. is a mobile money platform serviced by ETL Digital Fintech Company Limited Sole Co., Ltd which is a joint venture operated under ETL. Our primary goal is to assist you to make financial transactions on your smart-phone from everywhere, to everyone and any time with the security standards. E2Pay customers can access financial services conveniently with bank account and unaccounted bank, and E2Pay will help you experience "More Smart Life in Digital Era" We intent to provide the convenience in the digital world and our main services are internal and global financial transactions, Transfer, bill payment in facility services and other electronic payment. To become a leading Fintech company, we are also developing and integrating many functions of ETL and Fintech into one powerful application as E2Pay. The customers can play a vital role in promoting the development of Lao Nation's economy towards digital life, which is a part of building transparency, monitoring to following and modernizing.
IB CAP
Manage corporate banking transactions securely from anywhere. Review account balances, transfer funds, pay bills, and recharge mobile services. Supports multiple users and company subsidiaries.
- Account management
- Fund transfers
- Bill payments
- Mobile recharge
- Payroll uploads
- Multi-user support
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IB CAP is a Corporate Banking for companies subsidiary companies with multiple users. could be a multi-national group of companies with several subsidiary companies with multiple users. Say "IB CAP" to Corporate financial transactions on your hand from anywhere and any time plus security in place. Services: Login • via Username and Password • via SMS OTP Manage Your Bank Accounts and Finances • Review activity and balances in checking, savings, current, loan, deposit, and Debit card accounts. • Transfer history, Three month Transfer, view statement. Fund Transfer • Securely send and receive money To own or other IB Accounts. • Can Fund Transfer to another Bank. Bill Pay • Electricity, Water, Telco, Aeon, Insurance • Payment History. Mobile Pay • Recharge your prepaid/postpaid mobile. • Payment History. Payment Upload • can be uploaded multi-account for Fund transfer. Payroll Upload • can be uploaded multi-account for Salary. Settings • Set Profile picture • Change App Login Password
Screenshots
Verdict
The clearest difference is update cadence: E2Pay at every 9 days against IB CAP's every 3 months. IB CAP's advantage is iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
E2Pay ships an update every 9 days, IB CAP every 3 months. The most recent releases landed on September 18, 2026 and September 9, 2026 respectively.
| Parameter | E2Pay | IB CAP |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 9 days — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 89 MB | 64 MB |
| Age rating | 4+ | 17+ |
| Developer | ETL COMPANY LIMITED | Indochina Bank Ltd. |
In-app purchases
E2Pay
No in-app purchases
IB CAP
No in-app purchases







