Providus Soft Token vs CardinalStone Pension
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Providus Soft Token
This application provides two-factor authentication for secure access to internet banking and corporate banking services. It ensures that transactions are authorized through an additional verification step.
- Two-factor authentication
- Internet banking security
- Corporate banking access
- Transaction authorization
- Secure login
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2FA Application to consume transactions on Internet banking or Corporate Internet Banking.
CardinalStone Pension
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The CardinalStone pension mobile app provides our customers with information about their Retirement Savings Account (RSA). It also shows the RSA account holder, his voluntary contributions, and Micro Pension schemes.
Screenshots
Verdict
The clearest difference is update cadence: CardinalStone Pension at fortnightly against Providus Soft Token's every 9 months. CardinalStone Pension also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Providus Soft Token ships an update every 9 months, CardinalStone Pension fortnightly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Providus Soft Token | CardinalStone Pension |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (3 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 9 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 7 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | ProvidusBank | CardinalStone |
In-app purchases
Providus Soft Token
No in-app purchases
CardinalStone Pension
No in-app purchases
Questions
Is Providus Soft Token free?
Is CardinalStone Pension free?
Do Providus Soft Token or CardinalStone Pension have ads?
Which is updated more often, Providus Soft Token or CardinalStone Pension?
Other comparisons
