PickTrace PayCard vs Currency Convert Kit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PickTrace PayCard
Access your finances securely and conveniently. View your card balance, track incoming payments, and monitor all your transaction activity from in-store purchases to ATM withdrawals.
- View card balance
- Track incoming payments
- Monitor transaction history
- In-store and online purchases
- ATM withdrawals
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Easily and securely access your finances with the PickTrace PayCard App. You can view your card balance and transaction history. Card balance: - When you get paid by your employer, you will see funds added to your PayCard balance. Transactions: - Use your card for purchases in-store and online, as well as for ATM withdrawals. Then, you can easily track all transaction activity in the app.
Currency Convert Kit
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Stop guessing what things cost abroad. Currency Converter Kit gives you live exchange rates, real cost calculations including your bank's hidden fees, and a full expense tracker — all in one app designed for travellers. CONVERT WITH CONFIDENCE Get live mid-market rates for 150+ currencies, updated in real time with offline fallback so you're never stuck without a rate. Use quick amounts for instant conversions, or switch to the built-in calculator to split bills and work out tips on the spot. KNOW YOUR REAL COST Most currency apps show you the mid-market rate. Your bank doesn't give you that rate. Currency Converter Kit lets you enter your card's FX markup, ATM fees, and cash spread so you can see exactly what a transaction will cost you — before you pay. TRACK EVERY PENNY ABROAD Create trip folders, scan receipts with your camera, and watch your spending update in real time across every currency. Set a trip budget and get notified at 80% and 100% so you always know where you stand — no nasty surprises when you get home. COMPARE CURRENCIES SIDE BY SIDE Enter an amount once and see it converted into all your target currencies simultaneously. Perfect for comparing prices across borders or deciding which currency to pay in. SAVE YOUR SETUP Frequent traveller? Save your card fees, rate type, and currency pair as a named preset. One tap and your converter is configured exactly how you need it — every time. FREE FEATURES • Live rates for 150+ currencies • Offline fallback rates • Real-cost engine with card, ATM, and cash fees • Interactive rate charts — 1W, 1M, 3M, 6M, 1Y • Built-in currency calculator with bill splitting • Dark mode and 12 colour themes PRO • Everything in Free • Unlimited currency pair tabs • Trip expense folders (up to 5 trips) • Receipt scanning — 30 scans/month • Saved converter presets • Rate alerts for any currency pair • Budget alerts with custom thresholds • Export expenses to CSV • Ad-free experience BUSINESS • Everything in Pro • Up to 20 trip folders • 150 receipt scans/month • Full CSV and PDF export • Multi-currency spend reports • Priority support Try Pro or Business free for 7 days. No payment today. Cancel anytime. Terms of use of this app can be viewed on this website: https://www.thinkappsai.com/privacy/currencyconverter/
Screenshots
Verdict
The clearest difference is in-app purchases: PickTrace PayCard at none against Currency Convert Kit's 4. Currency Convert Kit's advantage is update cadence (daily vs fortnightly) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Currency Convert Kit sells 4 in-app purchases, starting at $4.99 per month. PickTrace PayCard asks for nothing beyond the download.
PickTrace PayCard ships an update fortnightly, Currency Convert Kit daily. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.
| Parameter | PickTrace PayCard | Currency Convert Kit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (20 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 20 — better | — |
| Update frequency | Fortnightly | Daily — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 56 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | PickTrace, Inc. | Think Apps AI |
In-app purchases
PickTrace PayCard
No in-app purchases
Currency Convert Kit
- Currency Convert Kit Pro Monthly7 Days trial$4.991 Month
- Currency Convert Business Monthly7 Days trial$9.991 Month
- Currency Convert Kit Pro Yearly7 Days trial$29.991 Year
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- Currency Convert Business Yearly7 Days trial$59.991 Year
Questions
Is PickTrace PayCard free?
Is Currency Convert Kit free?
Do PickTrace PayCard or Currency Convert Kit have ads?
Which is updated more often, PickTrace PayCard or Currency Convert Kit?
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