Comparison

PickTrace PayCard vs Currency Convert Kit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PickTrace PayCard

Access your finances securely and conveniently. View your card balance, track incoming payments, and monitor all your transaction activity from in-store purchases to ATM withdrawals.

Highlights
  • View card balance
  • Track incoming payments
  • Monitor transaction history
  • In-store and online purchases
  • ATM withdrawals
Features
Read full description

Easily and securely access your finances with the PickTrace PayCard App. You can view your card balance and transaction history. Card balance: - When you get paid by your employer, you will see funds added to your PayCard balance. Transactions: - Use your card for purchases in-store and online, as well as for ATM withdrawals. Then, you can easily track all transaction activity in the app.

About

Currency Convert Kit

Features
Read full description

Stop guessing what things cost abroad. Currency Converter Kit gives you live exchange rates, real cost calculations including your bank's hidden fees, and a full expense tracker — all in one app designed for travellers. CONVERT WITH CONFIDENCE Get live mid-market rates for 150+ currencies, updated in real time with offline fallback so you're never stuck without a rate. Use quick amounts for instant conversions, or switch to the built-in calculator to split bills and work out tips on the spot. KNOW YOUR REAL COST Most currency apps show you the mid-market rate. Your bank doesn't give you that rate. Currency Converter Kit lets you enter your card's FX markup, ATM fees, and cash spread so you can see exactly what a transaction will cost you — before you pay. TRACK EVERY PENNY ABROAD Create trip folders, scan receipts with your camera, and watch your spending update in real time across every currency. Set a trip budget and get notified at 80% and 100% so you always know where you stand — no nasty surprises when you get home. COMPARE CURRENCIES SIDE BY SIDE Enter an amount once and see it converted into all your target currencies simultaneously. Perfect for comparing prices across borders or deciding which currency to pay in. SAVE YOUR SETUP Frequent traveller? Save your card fees, rate type, and currency pair as a named preset. One tap and your converter is configured exactly how you need it — every time. FREE FEATURES • Live rates for 150+ currencies • Offline fallback rates • Real-cost engine with card, ATM, and cash fees • Interactive rate charts — 1W, 1M, 3M, 6M, 1Y • Built-in currency calculator with bill splitting • Dark mode and 12 colour themes PRO • Everything in Free • Unlimited currency pair tabs • Trip expense folders (up to 5 trips) • Receipt scanning — 30 scans/month • Saved converter presets • Rate alerts for any currency pair • Budget alerts with custom thresholds • Export expenses to CSV • Ad-free experience BUSINESS • Everything in Pro • Up to 20 trip folders • 150 receipt scans/month • Full CSV and PDF export • Multi-currency spend reports • Priority support Try Pro or Business free for 7 days. No payment today. Cancel anytime. Terms of use of this app can be viewed on this website: https://www.thinkappsai.com/privacy/currencyconverter/

Screenshots

PickTrace PayCard4 screens
Currency Convert Kit4 screens

Verdict

The call

The clearest difference is in-app purchases: PickTrace PayCard at none against Currency Convert Kit's 4. Currency Convert Kit's advantage is update cadence (daily vs fortnightly) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Currency Convert Kit sells 4 in-app purchases, starting at $4.99 per month. PickTrace PayCard asks for nothing beyond the download.

UpkeepUpdate frequency

PickTrace PayCard ships an update fortnightly, Currency Convert Kit daily. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
PickTrace PayCard versus Currency Convert Kit: the parameters behind the verdict, then further details
ParameterPickTrace PayCardCurrency Convert Kit
PriceFreeFree
Rating4.3 (20 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings20 — better—
Update frequencyFortnightlyDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size56 MB51 MB
Age rating4+4+
DeveloperPickTrace, Inc.Think Apps AI

In-app purchases

None

PickTrace PayCard

No in-app purchases

4 purchases

Currency Convert Kit

Subscriptions4
  • Currency Convert Kit Pro Monthly7 Days trial$4.991 Month
  • Currency Convert Business Monthly7 Days trial$9.991 Month
  • Currency Convert Kit Pro Yearly7 Days trial$29.991 Year
Show 1 more
  • Currency Convert Business Yearly7 Days trial$59.991 Year

Questions

Is PickTrace PayCard free?
PickTrace PayCard is free to download, with no in-app purchases.
Is Currency Convert Kit free?
Currency Convert Kit is free to download, with in-app purchases available.
Do PickTrace PayCard or Currency Convert Kit have ads?
Neither PickTrace PayCard nor Currency Convert Kit shows ads.
Which is updated more often, PickTrace PayCard or Currency Convert Kit?
PickTrace PayCard ships an update fortnightly, and Currency Convert Kit daily. Most recently, PickTrace PayCard was updated on October 24, 2026 and Currency Convert Kit on October 6, 2026.

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