Gesa Digital Banking vs PickTrace PayCard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Gesa Digital Banking
Manage your finances conveniently from your mobile device. Transfer funds, deposit checks, pay bills, and apply for financial products like loans and credit cards. Enjoy secure access with biometric options on supported devices.
- Money transfers
- Check deposits
- Bill payments
- Loan applications
- Credit card applications
- New account opening
- Biometric access
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Your banking on your schedule, all from the palm of your hand! Move or send money between your accounts or to someone else. Deposit your checks, pay your bills, apply for loans and credit cards, open a new account - all from your mobile device. All of this and so much more! Biometric access available on compatible devices. For more about Gesa Digital Banking, visit us on Gesa.com (Standard mobile web fees may apply. Please contact your wireless provider for details.)
PickTrace PayCard
Access your finances securely and conveniently. View your card balance, track incoming payments, and monitor all your transaction activity from in-store purchases to ATM withdrawals.
- View card balance
- Track incoming payments
- Monitor transaction history
- In-store and online purchases
- ATM withdrawals
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Easily and securely access your finances with the PickTrace PayCard App. You can view your card balance and transaction history. Card balance: - When you get paid by your employer, you will see funds added to your PayCard balance. Transactions: - Use your card for purchases in-store and online, as well as for ATM withdrawals. Then, you can easily track all transaction activity in the app.
Screenshots
Verdict
The clearest difference is review sentiment: PickTrace PayCard at 100% against Gesa Digital Banking's 30%. PickTrace PayCard also leads on update cadence (fortnightly vs every 14 months). Gesa Digital Banking's advantage is rating (4.7 vs 4.3) and ratings volume (28K vs 20). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Gesa Digital Banking holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Gesa Digital Banking has 28K ratings behind it against 20, so its average is the more settled of the two. Written reviews complicate that: 30% of Gesa Digital Banking's written reviews are positive against 100% of PickTrace PayCard's, so the app with the better star average is not the one people write more warmly about.
Gesa Digital Banking ships an update every 14 months, PickTrace PayCard fortnightly. Both last shipped on October 24, 2026.
| Parameter | Gesa Digital Banking | PickTrace PayCard |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (28K ratings) — better | 4.3 (20 ratings) |
| Positive reviews | 29.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 28K — better | 20 |
| Update frequency | Every 14 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 81 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | Gesa Credit Union | PickTrace, Inc. |
Customer experience
Gesa Digital Banking
PickTrace PayCard
Bugs and requests
Gesa Digital Banking
Reported bugs
4 issues- Remote check deposit issues and timeouts
- Inconsistent login and logout behavior
- Incorrect account and address information
- Delayed posting of pending transactions
Requested features
5 requests- Increase transfer limit from savings to checking
- Improve navigation and organization of the app
- Add biometric login options (fingerprint, face ID)
- Streamline credit card payment process
- Redesign the app to be more visually appealing
PickTrace PayCard
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Gesa Digital Banking
No in-app purchases
PickTrace PayCard
No in-app purchases
Questions
Is Gesa Digital Banking free?
Is PickTrace PayCard free?
Which has better reviews, Gesa Digital Banking or PickTrace PayCard?
Do Gesa Digital Banking or PickTrace PayCard have ads?
Which is updated more often, Gesa Digital Banking or PickTrace PayCard?
Other comparisons
