Gesa Digital Banking vs HAPO Debit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Gesa Digital Banking
Manage your finances conveniently from your mobile device. Transfer funds, deposit checks, pay bills, and apply for financial products like loans and credit cards. Enjoy secure access with biometric options on supported devices.
- Money transfers
- Check deposits
- Bill payments
- Loan applications
- Credit card applications
- New account opening
- Biometric access
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Your banking on your schedule, all from the palm of your hand! Move or send money between your accounts or to someone else. Deposit your checks, pay your bills, apply for loans and credit cards, open a new account - all from your mobile device. All of this and so much more! Biometric access available on compatible devices. For more about Gesa Digital Banking, visit us on Gesa.com (Standard mobile web fees may apply. Please contact your wireless provider for details.)
HAPO Debit
Manage your debit card with this companion app. Create a new username and password to access card-specific features, enhancing your mobile banking experience.
- Debit card management
- New username/password creation
- Companion to mobile banking app
- Enhanced card benefits
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For the HAPO Debit app, you will create a new username and password. Use this app in addition to the HAPO Mobile Banking app to get the most benefit out of your card.
Screenshots
Verdict
Gesa Digital Banking and HAPO Debit both sit at 4.7 stars, but that hides the real split: 30% of Gesa Digital Banking's written reviews are positive against 0% of HAPO Debit's. Gesa Digital Banking also leads on ratings volume (28K vs 155) and device support (3 vs 1). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Gesa Digital Banking against 4.6 for HAPO Debit. That said, the two scores are not equally well evidenced: Gesa Digital Banking has 28K ratings behind it against 155, so its average is the more settled of the two. Written reviews are what separate them: 30% of Gesa Digital Banking's written reviews are positive against 0% of HAPO Debit's.
Gesa Digital Banking ships an update every 14 months, HAPO Debit every 10 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | Gesa Digital Banking | HAPO Debit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (28K ratings) — better | 4.6 (155 ratings) |
| Positive reviews | 29.8% of reviews — better | 0.0% of reviews |
| Number of ratings | 28K — better | 155 |
| Update frequency | Every 14 months | Every 10 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 81 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | Gesa Credit Union | HAPO Community Credit Union |
Customer experience
Gesa Digital Banking
HAPO Debit
Bugs and requests
Gesa Digital Banking
Reported bugs
4 issues- Remote check deposit issues and timeouts
- Inconsistent login and logout behavior
- Incorrect account and address information
- Delayed posting of pending transactions
Requested features
5 requests- Increase transfer limit from savings to checking
- Improve navigation and organization of the app
- Add biometric login options (fingerprint, face ID)
- Streamline credit card payment process
- Redesign the app to be more visually appealing
HAPO Debit
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Gesa Digital Banking
No in-app purchases
HAPO Debit
No in-app purchases
Questions
Is Gesa Digital Banking free?
Is HAPO Debit free?
Which has better reviews, Gesa Digital Banking or HAPO Debit?
Do Gesa Digital Banking or HAPO Debit have ads?
Which is updated more often, Gesa Digital Banking or HAPO Debit?
Other comparisons
