CardNav vs HAPO Debit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CardNav
Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.
- Transaction alerts
- Customizable usage settings
- Define card usage locations
- Define card usage times
- Card monitoring and management
Read full descriptionHide full description
CardControl helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardControl app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards
HAPO Debit
Manage your debit card with this companion app. Create a new username and password to access card-specific features, enhancing your mobile banking experience.
- Debit card management
- New username/password creation
- Companion to mobile banking app
- Enhanced card benefits
Read full descriptionHide full description
For the HAPO Debit app, you will create a new username and password. Use this app in addition to the HAPO Mobile Banking app to get the most benefit out of your card.
Screenshots
Verdict
CardNav and HAPO Debit both sit at 4.4 stars, but that hides the real split: 30% of CardNav's written reviews are positive against 0% of HAPO Debit's. CardNav also leads on ratings volume (982 vs 151) and iOS requirement (14.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HAPO Debit holds the better App Store score, 4.6 against 4.4. That said, the two scores are not equally well evidenced: CardNav has 982 ratings behind it against 151, so its average is the more settled of the two. Written reviews complicate that: 30% of CardNav's written reviews are positive against 0% of HAPO Debit's, so the app with the better star average is not the one people write more warmly about.
CardNav ships an update every 6 months, HAPO Debit every 10 months. The most recent releases landed on October 17, 2026 and October 20, 2026 respectively.
| Parameter | CardNav | HAPO Debit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (982 ratings) | 4.6 (151 ratings) — better |
| Positive reviews | 29.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 982 — better | 151 |
| Update frequency | Every 6 months — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 47 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | CO-OP Financial Services | HAPO Community Credit Union |
Customer experience
CardNav
HAPO Debit
Bugs and requests
CardNav
Reported bugs
3 issues- App crashes when trying to log in
- Unable to add or remove cards
- Delayed or missing transaction notifications
Requested features
4 requests- Restore Touch ID/Face ID login
- Add ability to transfer funds between accounts
- Improve password management support
- Provide better communication during app outages
HAPO Debit
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CardNav
No in-app purchases
HAPO Debit
No in-app purchases
