CardNav vs HAPO Debit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CardNav
Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.
- Transaction alerts
- Customizable usage settings
- Define card usage locations
- Define card usage times
- Card monitoring and management
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CardControl helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardControl app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards
HAPO Debit
Manage your debit card with this companion app. Create a new username and password to access card-specific features, enhancing your mobile banking experience.
- Debit card management
- New username/password creation
- Companion to mobile banking app
- Enhanced card benefits
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For the HAPO Debit app, you will create a new username and password. Use this app in addition to the HAPO Mobile Banking app to get the most benefit out of your card.
Screenshots
Verdict
CardNav and HAPO Debit both sit at 4.4 stars, but that hides the real split: 30% of CardNav's written reviews are positive against 0% of HAPO Debit's. CardNav also leads on ratings volume (1.1K vs 158) and iOS requirement (14.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.4 for CardNav against 4.6 for HAPO Debit. That said, the two scores are not equally well evidenced: CardNav has 1.1K ratings behind it against 158, so its average is the more settled of the two. Written reviews are what separate them: 30% of CardNav's written reviews are positive against 0% of HAPO Debit's.
CardNav ships an update every 6 months, HAPO Debit every 10 months. The most recent releases landed on November 11, 2026 and November 7, 2026 respectively.
| Parameter | CardNav | HAPO Debit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.1K ratings) | 4.6 (158 ratings) — better |
| Positive reviews | 29.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 1.1K — better | 158 |
| Update frequency | Every 6 months — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 47 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | CO-OP Financial Services | HAPO Community Credit Union |
Customer experience
CardNav
HAPO Debit
Bugs and requests
CardNav
Reported bugs
3 issues- App crashes when trying to log in
- Unable to add or remove cards
- Delayed or missing transaction notifications
Requested features
4 requests- Restore Touch ID/Face ID login
- Add ability to transfer funds between accounts
- Improve password management support
- Provide better communication during app outages
HAPO Debit
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CardNav
No in-app purchases
HAPO Debit
No in-app purchases
