Syarpa vs Zed
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Syarpa
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- Syarpa is a Fintech App that offers virtual wallets for seamless funds transfer between users and local Banks. We are leveraging technology to achieve financial inclusion. Syarpa is secure, reliable and easy to use with a great UI/UX experience. Our partners are licensed by CBN and Insured by NDIC. Instant Account Opening. Instant Transfers. Trusted by thousands of users for seamless funds transfer. Easy to sign up with just your email and BVN Customer Support 24/7.
Zed
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Zed is a money app for Nigerians, built around one idea. You should never have to wonder whether your money is safe. Create your account, verify your identity, get your own Zed account number, fund your wallet and send money to anyone in Nigeria. Every payment in and out sits on one clean list you can open any time. BUILT SECURE BEFORE ANYTHING ELSE Most money apps bury security in a settings menu. We put it in front of you, because you are about to trust a new app with your money and that deserves proof. Two separate PINs. One to sign in, one to move money. Someone holding your unlocked phone still cannot send a naira. Face ID. Your face opens the app and nothing else does. Passkey and password sign in. No code to intercept. Attempt limits. Too many wrong tries and the app locks itself. Brute force goes nowhere. Identity verification before your wallet goes live. Every Zed account belongs to a real, verified person. WHAT YOU CAN DO IN ZED TODAY Get your own Zed account number as soon as you are verified. Fund your wallet by transferring into that number from any account you already use. Send money to anyone in Nigeria in a few taps. See every payment in and out on a single timeline. Sign in with Face ID, a passkey, your password or your login PIN. WHO ZED IS FOR Salary earners, freelancers, vendors and anyone who wants a money app that treats security as the product rather than a footnote. THIS IS VERSION ONE This is version one of Zed. Everything you have read is in the app today, and there is a lot more coming. Free to download. Money made simple.
Screenshots
Verdict
The clearest difference is iOS requirement: Syarpa at 11.0 against Zed's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Syarpa ships an update every 6 weeks, Zed every 3 weeks. The most recent releases landed on October 27, 2026 and November 10, 2026 respectively.
| Parameter | Syarpa | Zed |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 weeks | Every 3 weeks โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 โ better | 15.6 |
| Further details โ not scored | ||
| Size | 44 MB | 71 MB |
| Age rating | 4+ | 17+ |
| Developer | Syarpa Limited | Zed Systems Limited |
In-app purchases
Syarpa
No in-app purchases
Zed
No in-app purchases









