MAB eToken vs MTB Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MAB eToken
This secure mobile app generates One Time Passwords (OTP) for authenticating digital banking transactions. It requires registration with a mobile number linked to the bank.
- Generate One Time Passwords (OTP)
- Securely authenticate banking transactions
- Internet and mobile banking support
- Mobile number validation registration
- OTP generation for transactions
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MAB eToken is a secure mobile application to generate One Time Password (OTP), which is used to securely authenticate MAB Digital Banking transactions through the internet & mobile applications. eToken application can be downloaded from apple store & register with one time mobile number validation registered with the bank. Next time onwards, eToken can be used to generate OTP for transaction authentication.
MTB Pay
Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.
- Seamless Money Transfers
- Top Up
- Bill Payment
- Cash In/ Cash Out
- Merchant Payments
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MTB Pay: MTB Pay, powered by Myanma Tourism Bank, offers users effortless access to financial services directly from their smartphones. Whether users prefer to link their bank accounts or operate independently, they can enjoy uninterrupted transactions, free from the constraints of banking hours, 24/7. Download MTB Pay now and experience the future of digital payments. Key Features: - Seamless Money Transfers - Top Up - Bill Payment - Cash In/ Cash Out - Merchant Payments
Screenshots
Verdict
The clearest difference is ratings volume: MTB Pay at 10 against MAB eToken's 1. MAB eToken's advantage is iOS requirement (9.0 vs 15.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for MAB eToken against 4.9 for MTB Pay. That said, the two scores are not equally well evidenced: MTB Pay has 10 ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 15, 2026 and October 9, 2026 respectively.
| Parameter | MAB eToken | MTB Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.9 (10 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 10 — better |
| Update frequency | Every 4 months | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 9.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 76 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | Myanma Apex Bank Limited | MYANMA TOURISM BANK PUBLIC COMPANY LIMITED |
Customer experience
MAB eToken
MTB Pay
In-app purchases
MAB eToken
No in-app purchases
MTB Pay
No in-app purchases
