Samit Jhaveri vs PointsFly
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Samit Jhaveri
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Samit Jhaveri Financial Services has been in the financial industry for over 20 years. βWe believe itβs never too late to start financial planning. The sooner you start the better it getsβ. We are highly motivated and focused in our endeavor to provide Financial Services. We believe in clear, simple yet effective financial solutions in the complex financial markets. We seek to create wealth over time and offer various investment avenues under one Roof. Samit Jhaveri Financial Services is a complete financial service, wealth management, investment management, and wealth generation organization. Offering a broad range of investment solutions, our company has more than two decades of experience managing wealth of clients. Be it professional & retail investors, NRI investors, institutional investors, or High Networth Investors; our organisation has been the preferred financial expert for all types of investors. Intelligently crafted portfolios that are exposed to mutual funds, derivatives, fixed income instruments, equity, real estate, etc. assure that all investments we manage are reliable and diversified as per our clientβs requirements. Financial planning is basically looking towards the future, specifically at building the kind of corpus and financial security you would like to have and being able to afford the lifestyle you want to live. A Financial Planner is as important as your family physician and therefore, rightly called the FINANCIAL DOCTOR. Get in Touch with us today to start your investing journey.
PointsFly
Maximize credit card rewards by tracking points and suggesting the best card for every purchase. Turn your points into flights and hotel stays with real-time alerts and AI-powered recommendations.
- Track credit card points for flights and hotels
- Set dream destination goals
- Receive transaction alerts
- Rank cards for optimal spending
- Consolidate all cards in one wallet
- Search and book flights/hotels with points
- AI rewards agent for personalized advice
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PointsFly helps you turn your credit card points into real flights, hotels, and your next dream trip, instead of letting them sit idle or get cashed out cheap. SET A DREAM DESTINATION, WATCH IT COUNT DOWN Pick your dream trip: Maldives, Bali, Europe, or a quick Goa getaway. PointsFly tracks your points daily against it, shows exactly how many more you need, and tells you the cheapest way to get there, down to the transfer partner and ratio. LIVE ALERTS ON EVERY TRANSACTION Get notified the moment you earn points, and see exactly how much closer you just got to your goal. No more guessing your balance or logging into five different bank apps. KNOW THE BEST CARD FOR EVERY PURCHASE Stop defaulting to one "main" card. PointsFly ranks every card in your wallet for any purchase amount and category, and shows exactly how many points each one would earn, so you always swipe the one that earns the most. ONE WALLET FOR EVERY CARD YOU OWN HDFC, Axis, ICICI, SBI, Amex; track every card, every transaction, every point balance in one place. PointsFly tells you offers and per point value redeemed by using every card, for every transaction, recommends the best card for your transaction and lets you know of the offers available on your cards. See your total portfolio value, and instantly know if a different card would have earned you more on any past spend. BOOK FLIGHTS ON YOUR POINTS Search real flights across airlines like Air India, IndiGo, and Vistara. Compare the cash price against the points price, see the exact value per point, and book instantly or let AIRA do it for you. BOOK HOTELS ON YOUR POINTS Compare cash vs. points value across hotel chains and loyalty programs, redeem instantly, and see exactly how many rupees per point you're getting before you commit. IN-STORE ALERTS Set alerts for up to 20 stores. Walk in, and PointsFly tells you which card in your wallet to swipe before you tap β not after you've already earned less than you should have. MEET AIRA: YOUR AI REWARDS AGENT Ask AIRA anything, in English or Hindi: "Which card is best for Air India?" "Get me to Bali in business class for under 60,000 points." "There's a sale on Myntra, does any of my cards get me extra points?" One straight answer, no digging through T&Cs, bank forums, or Reddit threads. WHY THIS MATTERS Your credit card points aren't a bonus. They're a return on every rupee you spend and if you're redeeming them for cashback or gift vouchers, you're cashing that return in at a fraction of its worth. Cashback and vouchers typically pay βΉ0.20ββΉ0.25 per point. The same points, transferred to the right airline or hotel partner, can be worth βΉ0.50 to βΉ1.50+ per point, sometimes more on business class or peak-season redemptions. Redeem 2,00,000 points for cashback instead of travel, and you could be leaving βΉ60,000ββΉ2,40,000 on the table. Points feel like a "bonus," so most people redeem them the easy way and feel good about it. That's the trap: it's still your money, earned the moment you spent it. Treat it like the return it is, and optimise it the way you'd optimise any investment. Awareness is step one. PointsFly is the system that turns that awareness into real value, before you spend, while you spend, and when you redeem. Download PointsFly and find out what your points are really worth. Terms of Use: https://pointsfly.ai/terms Privacy Policy: https://pointsfly.ai/privacy
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Verdict
The clearest difference is iOS requirement: PointsFly at 15.0 against Samit Jhaveri's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Samit Jhaveri ships an update every 2 weeks, PointsFly weekly. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.
| Parameter | Samit Jhaveri | PointsFly |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 100.0% of reviews |
| Update frequency | Every 2 weeks | Weekly β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | β | Free |
| Devices | iPhone | iPhone, iPod β better |
| Requires iOS | 17.6 | 15.0 β better |
| Further details β not scored | ||
| Size | 11 MB | 148 MB |
| Age rating | 4+ | 4+ |
| Developer | Shailesh Sampat | PointsFly LLC |
In-app purchases
Samit Jhaveri
No in-app purchases
PointsFly
No in-app purchases
Questions
Is Samit Jhaveri free?
Is PointsFly free?
Do Samit Jhaveri or PointsFly have ads?
Which is updated more often, Samit Jhaveri or PointsFly?
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