Finance Magic vs Central Trust
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finance Magic
This app streamlines the mortgage application process by connecting users with their financial advisors. It allows for creating and tracking applications, communicating with advisors, and accessing credit reports. It's designed to be the first interactive mortgage app in the UK.
- Automated mortgage application
- Connect with financial advisor
- Track existing applications
- Communicate with advisor
- Access credit reports (TransUnion)
- Find best mortgage rates
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Finance Magic™ app automates the mortgage application journey connecting you to your adviser seamlessly. You will be able to create new application, track existing application, communicate with your adviser, get best rates, and stay up-to-date. You will also be able to check your credit report via TransUnion. This is the first interactive mortgage app in the UK. "Finance Magic™", which is a trading style of Ever North Limited. Ever North Limited is FCA authorised and regulated in the UK. Ever North's FCA number is 800196.
Central Trust
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The Central Trust (CT) App provides an efficient, secure & clear pathway to completing your mortgage application from your mobile phone or tablet. CT customers will have the facilities to complete identity and facial recognition checks, upload & e-sign documentation, as well as communicate directly with our expert team via secured messaging, to ensure a seamless journey from application to completion. We will guide you through the process every step of the way. In order to learn more about the products and services we offer, please visit www.centraltrust.co.uk. Central Trust Limited is authorised and regulated by the Financial Conduct Authority under number 739724. You won’t be charged for downloading or using the Central Trust App. Your home may be repossessed if you do not keep up repayments on your mortgage.
Screenshots
Verdict
The clearest difference is update cadence: Finance Magic at fortnightly against Central Trust's every 4 months. Finance Magic also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Finance Magic ships an update fortnightly, Central Trust every 4 months. The most recent releases landed on September 11, 2026 and September 8, 2026 respectively.
| Parameter | Finance Magic | Central Trust |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (2 ratings) — better | — |
| Positive reviews | 83.3% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Fortnightly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.6 |
| Further details — not scored | ||
| Size | 270 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | Ever North Limited. Finance Magic is a trading style of Ever North Limited | Central Trust |
In-app purchases
Finance Magic
No in-app purchases
Central Trust
No in-app purchases
