Paymo vs Pocket $
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paymo
A modern banking app designed for younger users, offering a simple, bold, and fun approach to managing finances. It focuses on social features to enhance the banking experience.
- Social banking features
- Simple interface
- Bold design
- Fun user experience
- Next-generation banking
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Paymo is a money app built around your people and plans. Send money to any bank for free, split bills with friends, pay with any Raast QR, and keep your bills, top ups, events and gift cards in one place. Send to any bank. Free, always. Send money to any bank account or Paymo user, instantly over Raast. No fees on transfers. Split it. Settle it. Make a group for a trip, a dinner or the rent. Add a bill, choose who is in, and Paymo works out each share. Everyone can see who has paid, and a reminder does the chasing for you. Scan and pay Pay at shops or send to friends with any Raast QR code. Bills, top ups and packages Pay your electricity, gas, internet and phone bills. Top up any mobile number and buy mobile packages. Events and gift cards Book tickets to concerts, comedy nights and festivals, and keep them in Apple Wallet. Buy gift cards for gaming, streaming and shopping, paid in rupees. See where it all goes Your activity month by month, money in and out, and a breakdown of your spending by category. Open your account in the app No forms, no branch, no paperwork. Verify your ID with your CNIC and fingerprint, all in the app. Adding money Open your bank's app, select Digitt+ in your bank's transfer list, and send money to your Paymo account number. You'll find it in the app under Add Money. Your account, protected Payments are approved with your MPIN, and Paymo will never ask you for your MPIN or OTP. Paymo runs on Digitt+, an Electronic Money Institution licensed by the State Bank of Pakistan. Your Paymo card is coming Join the waitlist in the app. Questions? Message us on WhatsApp at +92 343 5185968 or email team@paymo.com.pk.
Pocket $
This app simplifies access to US Dollars for users in Pakistan facing traditional banking limitations. It aims to eliminate high conversion fees and complex money transfer processes, making dollar access as easy as carrying cash.
- Borderless USD access
- Simplified money transfers
- Reduced conversion fees
- Secure dollar access
- User-friendly interface
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Pocket is designed to remove the gymnastics required to access US Dollars where traditional banking in Pakistan falls short. We understand the challenges of high conversion fees, awkward money transfers, and stashing cash under mattresses. We're here to make it as simple as putting money in your pocket.
Screenshots
Verdict
The clearest difference is update cadence: Pocket $ at every 5 days against Paymo's every 5 weeks. Pocket $ also leads on ratings volume (19 vs 1). Paymo's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paymo holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Pocket $ has 19 ratings behind it against 1, so its average is the more settled of the two.
Paymo ships an update every 5 weeks, Pocket $ every 5 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Paymo | Pocket $ |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.8 (19 ratings) |
| Positive reviews | — | 92.3% of reviews |
| Number of ratings | 1 | 19 — better |
| Update frequency | Every 5 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 15.5 |
| Further details — not scored | ||
| Size | 116 MB | 69 MB |
| Age rating | 4+ | 17+ |
| Developer | Card Technologies (Private) Limited | Pocket Money |
Customer experience
Paymo
Pocket $
In-app purchases
Paymo
No in-app purchases
Pocket $
No in-app purchases









