Comparison

Paymo vs Pocket $

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paymo

A modern banking app designed for younger users, offering a simple, bold, and fun approach to managing finances. It focuses on social features to enhance the banking experience.

Highlights
  • Social banking features
  • Simple interface
  • Bold design
  • Fun user experience
  • Next-generation banking
Features
Read full description

Paymo is a money app built around your people and plans. Send money to any bank for free, split bills with friends, pay with any Raast QR, and keep your bills, top ups, events and gift cards in one place. Send to any bank. Free, always. Send money to any bank account or Paymo user, instantly over Raast. No fees on transfers. Split it. Settle it. Make a group for a trip, a dinner or the rent. Add a bill, choose who is in, and Paymo works out each share. Everyone can see who has paid, and a reminder does the chasing for you. Scan and pay Pay at shops or send to friends with any Raast QR code. Bills, top ups and packages Pay your electricity, gas, internet and phone bills. Top up any mobile number and buy mobile packages. Events and gift cards Book tickets to concerts, comedy nights and festivals, and keep them in Apple Wallet. Buy gift cards for gaming, streaming and shopping, paid in rupees. See where it all goes Your activity month by month, money in and out, and a breakdown of your spending by category. Open your account in the app No forms, no branch, no paperwork. Verify your ID with your CNIC and fingerprint, all in the app. Adding money Open your bank's app, select Digitt+ in your bank's transfer list, and send money to your Paymo account number. You'll find it in the app under Add Money. Your account, protected Payments are approved with your MPIN, and Paymo will never ask you for your MPIN or OTP. Paymo runs on Digitt+, an Electronic Money Institution licensed by the State Bank of Pakistan. Your Paymo card is coming Join the waitlist in the app. Questions? Message us on WhatsApp at +92 343 5185968 or email team@paymo.com.pk.

About

Pocket $

This app simplifies access to US Dollars for users in Pakistan facing traditional banking limitations. It aims to eliminate high conversion fees and complex money transfer processes, making dollar access as easy as carrying cash.

Highlights
  • Borderless USD access
  • Simplified money transfers
  • Reduced conversion fees
  • Secure dollar access
  • User-friendly interface
Features
Read full description

Pocket is designed to remove the gymnastics required to access US Dollars where traditional banking in Pakistan falls short. We understand the challenges of high conversion fees, awkward money transfers, and stashing cash under mattresses. We're here to make it as simple as putting money in your pocket.

Screenshots

Paymo4 screens
Pocket $4 screens

Verdict

The call

The clearest difference is update cadence: Pocket $ at every 5 days against Paymo's every 5 weeks. Pocket $ also leads on ratings volume (19 vs 1). Paymo's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Paymo holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Pocket $ has 19 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Paymo ships an update every 5 weeks, Pocket $ every 5 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
Paymo versus Pocket $: the parameters behind the verdict, then further details
ParameterPaymoPocket $
PriceFreeFree
Rating5.0 (1 ratings) — better4.8 (19 ratings)
Positive reviews—92.3% of reviews
Number of ratings119 — better
Update frequencyEvery 5 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.515.5
Further details — not scored
Size116 MB69 MB
Age rating4+17+
DeveloperCard Technologies (Private) LimitedPocket Money

Customer experience

Paymo

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Pocket $

All ratings19 ratings
Positive94.7%
Neutral0.0%
Negative5.3%
Written reviews13 reviews
Positive92.3%
Neutral0.0%
Negative7.7%

In-app purchases

None

Paymo

No in-app purchases

None

Pocket $

No in-app purchases

Questions

Is Paymo free?
Paymo is free to download, with no in-app purchases.
Is Pocket $ free?
Pocket $ is free to download, with no in-app purchases.
Which has better reviews, Paymo or Pocket $?
Paymo is rated higher. Paymo averages 5.0 out of 5 from 1 ratings, while Pocket $ averages 4.8 from 19 ratings.
Do Paymo or Pocket $ have ads?
Neither Paymo nor Pocket $ shows ads.
Which is updated more often, Paymo or Pocket $?
Paymo ships an update every 5 weeks, and Pocket $ every 5 days. Most recently, Paymo was updated on November 3, 2026 and Pocket $ on November 5, 2026.

Other comparisons