Comparison

Paymo vs Finqalab

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paymo

A modern banking app designed for younger users, offering a simple, bold, and fun approach to managing finances. It focuses on social features to enhance the banking experience.

Highlights
  • Social banking features
  • Simple interface
  • Bold design
  • Fun user experience
  • Next-generation banking
Features
Read full description

Social Banking For The Next Gen. Simple. Bold. Fun.

About

Finqalab

This app offers a digital platform for trading stocks, ETFs, and Sukuk. It provides real-time market data, portfolio analytics, and detailed stock insights to help users make informed investment decisions. Users can place orders, manage their accounts, and stay updated with market news and alerts.

Highlights
  • Live market data for Pakistan Stock Exchange
  • Real-time portfolio tracking and analytics
  • Detailed stock insights with 5 years of history
  • Intuitive order placement interface
  • Digital onboarding for Pakistan Stock Exchange account
  • In-app payments for top-ups and withdrawals
  • Market news and real-time stock alerts
Features
Read full description

Transform your investment journey with Finqalab, a digital trading app for the ages. Finqalab provides cutting-edge tools and resources to enhance your investments. Trade, track stocks, and stay informed on the latest market trends—all within the app! Key Features of Finqalab: Live Market Data: Get real-time updates on stocks listed on the Pakistan Stock Exchange. Stay ahead with instant market fluctuations to make well-informed decisions. Portfolio Analytics: Track your investments in real-time. Record trades, assess performance, and take control of your financial future effortlessly. Detailed Stock Insights: Access up to 5 years of price and volume history. Analyze trends, key fundamentals and uncover opportunities to refine your investment strategy. Order Placement: Submit and execute buy or sell orders smoothly with our intuitive trading interface. Your trades, your way, at your fingertips. Digital Onboarding: Swiftly open a Pakistan Stock Exchange equity account with our hassle-free digital process. Start investing without delays. In-App Payments: Top up your account instantly and withdraw funds seamlessly, ensuring you never miss an investment opportunity. News Updates: Stay informed with the latest market news, trends, and expert analyses to guide your investment decisions. Real-time Stock Alerts: Set personalized alerts for price changes and market movements, ensuring you never miss crucial updates. With Finqalab, take charge of your investments and navigate the financial markets with confidence. Download the app now and become a part of the Finqalab family!

Screenshots

Paymo4 screens
Finqalab4 screens

Verdict

The call

The clearest difference is rating: Paymo at 5.0 against Finqalab's 4.1. Finqalab's advantage is ratings volume (15 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Paymo holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Finqalab has 15 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Paymo ships an update every 3 weeks, Finqalab every 4 weeks. The most recent releases landed on September 15, 2026 and September 17, 2026 respectively.

Scorecard2 real differences · 8 level
Paymo versus Finqalab: the parameters behind the verdict, then further details
ParameterPaymoFinqalab
PriceFreeFree
Rating5.0 (1 ratings) — better4.1 (15 ratings)
Positive reviews—57.1% of reviews
Number of ratings115 — better
Update frequencyEvery 3 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size160 MB100 MB
Age rating4+4+
DeveloperCard Technologies (Private) LimitedNext Capital Limited

Customer experience

Paymo

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Finqalab

All ratings15 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews7 reviews
Positive57.1%
Neutral0.0%
Negative42.9%

In-app purchases

None

Paymo

No in-app purchases

None

Finqalab

No in-app purchases

Questions

Is Paymo free?
Paymo is free to download, with no in-app purchases.
Is Finqalab free?
Finqalab is free to download, with no in-app purchases.
Which has better reviews, Paymo or Finqalab?
Paymo is rated higher. Paymo averages 5.0 out of 5 from 1 ratings, while Finqalab averages 4.1 from 15 ratings.
Do Paymo or Finqalab have ads?
Neither Paymo nor Finqalab shows ads.
Which is updated more often, Paymo or Finqalab?
Paymo ships an update every 3 weeks, and Finqalab every 4 weeks. Most recently, Paymo was updated on September 15, 2026 and Finqalab on September 17, 2026.

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