Comparison

iSave.MCBFunds vs Paymo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSave.MCBFunds

Invest in mutual funds online to achieve your savings goals. Manage your finances, make transactions, and grow your money with automated investment options and helpful planning tools. Offers 24/7 support for your investment journey.

Highlights
  • Online mutual fund investment
  • Savings goal management
  • On-the-go transaction performance
  • Automated SIP investments
  • Portfolio overview
  • Account statement generation
  • Savings planning calculators
Features
Read full description

For the first time in Pakistan, become a Mutual Funds investor online and start saving for all your saving goals, no matter how big. iSave brings you the financial flexibility to manage your savings, perform transactions and make money on your savings! Just create your account today to enjoy the following features: - Ability to Perform Transactions on-the-go - Automated investment requests with SIP - Portfolio View at First Glance - Account Statement generation online - Calculators to plan your saving journey - 24/7 Support Disclaimer: All investments in mutual fund are subject to market risks. Please read the offering document to understand the investment policies and the risk involved.

About

Paymo

A modern banking app designed for younger users, offering a simple, bold, and fun approach to managing finances. It focuses on social features to enhance the banking experience.

Highlights
  • Social banking features
  • Simple interface
  • Bold design
  • Fun user experience
  • Next-generation banking
Features
Read full description

Paymo is a money app built around your people and plans. Send money to any bank for free, split bills with friends, pay with any Raast QR, and keep your bills, top ups, events and gift cards in one place. Send to any bank. Free, always. Send money to any bank account or Paymo user, instantly over Raast. No fees on transfers. Split it. Settle it. Make a group for a trip, a dinner or the rent. Add a bill, choose who is in, and Paymo works out each share. Everyone can see who has paid, and a reminder does the chasing for you. Scan and pay Pay at shops or send to friends with any Raast QR code. Bills, top ups and packages Pay your electricity, gas, internet and phone bills. Top up any mobile number and buy mobile packages. Events and gift cards Book tickets to concerts, comedy nights and festivals, and keep them in Apple Wallet. Buy gift cards for gaming, streaming and shopping, paid in rupees. See where it all goes Your activity month by month, money in and out, and a breakdown of your spending by category. Open your account in the app No forms, no branch, no paperwork. Verify your ID with your CNIC and fingerprint, all in the app. Adding money Open your bank's app, select Digitt+ in your bank's transfer list, and send money to your Paymo account number. You'll find it in the app under Add Money. Your account, protected Payments are approved with your MPIN, and Paymo will never ask you for your MPIN or OTP. Paymo runs on Digitt+, an Electronic Money Institution licensed by the State Bank of Pakistan. Your Paymo card is coming Join the waitlist in the app. Questions? Message us on WhatsApp at +92 343 5185968 or email team@paymo.com.pk.

Screenshots

iSave.MCBFunds4 screens
Paymo4 screens

Verdict

The call

The clearest difference is rating: Paymo at 5.0 against iSave.MCBFunds's 3.9. Paymo also leads on update cadence (every 5 weeks vs every 3 months). iSave.MCBFunds's advantage is ratings volume (14 vs 1) and iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Paymo holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: iSave.MCBFunds has 14 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

iSave.MCBFunds ships an update every 3 months, Paymo every 5 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
iSave.MCBFunds versus Paymo: the parameters behind the verdict, then further details
ParameteriSave.MCBFundsPaymo
PriceFreeFree
Rating3.9 (14 ratings)5.0 (1 ratings) — better
Positive reviews43.8% of reviews—
Number of ratings14 — better1
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size35 MB116 MB
Age rating4+4+
DeveloperMCB Arif Habib Savings and Investment ltdCard Technologies (Private) Limited

Customer experience

iSave.MCBFunds

All ratings14 ratings
Positive71.4%
Neutral7.1%
Negative21.4%
Written reviews16 reviews
Positive43.8%
Neutral6.3%
Negative50.0%

Paymo

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

iSave.MCBFunds

No in-app purchases

None

Paymo

No in-app purchases

Questions

Is iSave.MCBFunds free?
iSave.MCBFunds is free to download, with no in-app purchases.
Is Paymo free?
Paymo is free to download, with no in-app purchases.
Which has better reviews, iSave.MCBFunds or Paymo?
Paymo is rated higher. iSave.MCBFunds averages 3.9 out of 5 from 14 ratings, while Paymo averages 5.0 from 1 ratings.
Do iSave.MCBFunds or Paymo have ads?
Neither iSave.MCBFunds nor Paymo shows ads.
Which is updated more often, iSave.MCBFunds or Paymo?
iSave.MCBFunds ships an update every 3 months, and Paymo every 5 weeks. Most recently, iSave.MCBFunds was updated on November 2, 2026 and Paymo on November 3, 2026.

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