iSave.MCBFunds vs Paymo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSave.MCBFunds
Invest in mutual funds online to achieve your savings goals. Manage your finances, make transactions, and grow your money with automated investment options and helpful planning tools. Offers 24/7 support for your investment journey.
- Online mutual fund investment
- Savings goal management
- On-the-go transaction performance
- Automated SIP investments
- Portfolio overview
- Account statement generation
- Savings planning calculators
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For the first time in Pakistan, become a Mutual Funds investor online and start saving for all your saving goals, no matter how big. iSave brings you the financial flexibility to manage your savings, perform transactions and make money on your savings! Just create your account today to enjoy the following features: - Ability to Perform Transactions on-the-go - Automated investment requests with SIP - Portfolio View at First Glance - Account Statement generation online - Calculators to plan your saving journey - 24/7 Support Disclaimer: All investments in mutual fund are subject to market risks. Please read the offering document to understand the investment policies and the risk involved.
Paymo
A modern banking app designed for younger users, offering a simple, bold, and fun approach to managing finances. It focuses on social features to enhance the banking experience.
- Social banking features
- Simple interface
- Bold design
- Fun user experience
- Next-generation banking
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Paymo is a money app built around your people and plans. Send money to any bank for free, split bills with friends, pay with any Raast QR, and keep your bills, top ups, events and gift cards in one place. Send to any bank. Free, always. Send money to any bank account or Paymo user, instantly over Raast. No fees on transfers. Split it. Settle it. Make a group for a trip, a dinner or the rent. Add a bill, choose who is in, and Paymo works out each share. Everyone can see who has paid, and a reminder does the chasing for you. Scan and pay Pay at shops or send to friends with any Raast QR code. Bills, top ups and packages Pay your electricity, gas, internet and phone bills. Top up any mobile number and buy mobile packages. Events and gift cards Book tickets to concerts, comedy nights and festivals, and keep them in Apple Wallet. Buy gift cards for gaming, streaming and shopping, paid in rupees. See where it all goes Your activity month by month, money in and out, and a breakdown of your spending by category. Open your account in the app No forms, no branch, no paperwork. Verify your ID with your CNIC and fingerprint, all in the app. Adding money Open your bank's app, select Digitt+ in your bank's transfer list, and send money to your Paymo account number. You'll find it in the app under Add Money. Your account, protected Payments are approved with your MPIN, and Paymo will never ask you for your MPIN or OTP. Paymo runs on Digitt+, an Electronic Money Institution licensed by the State Bank of Pakistan. Your Paymo card is coming Join the waitlist in the app. Questions? Message us on WhatsApp at +92 343 5185968 or email team@paymo.com.pk.
Screenshots
Verdict
The clearest difference is rating: Paymo at 5.0 against iSave.MCBFunds's 3.9. Paymo also leads on update cadence (every 5 weeks vs every 3 months). iSave.MCBFunds's advantage is ratings volume (14 vs 1) and iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paymo holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: iSave.MCBFunds has 14 ratings behind it against 1, so its average is the more settled of the two.
iSave.MCBFunds ships an update every 3 months, Paymo every 5 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | iSave.MCBFunds | Paymo |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (14 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 43.8% of reviews | — |
| Number of ratings | 14 — better | 1 |
| Update frequency | Every 3 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 35 MB | 116 MB |
| Age rating | 4+ | 4+ |
| Developer | MCB Arif Habib Savings and Investment ltd | Card Technologies (Private) Limited |
Customer experience
iSave.MCBFunds
Paymo
In-app purchases
iSave.MCBFunds
No in-app purchases
Paymo
No in-app purchases







