Comparison

Basic Expense Tracker vs Palmo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Basic Expense Tracker

Easily track your daily spending and cash flow with this finance app. It syncs across your iOS devices and offers features like expense rating and currency switching. Export your data to spreadsheets for further analysis.

Highlights
  • Daily expense tracking
  • iCloud sync across devices
  • Expense rating indicator
  • Currency switcher
  • CSV export/import
  • Daily reminders
Features
Read full description

The straightforward expense tracker that syncs across all your iOS devices. This expense tracker was inspired by the book "Your Money or Your Life" by Vicki Robin, Joe Dominguez and Mr. Money Mustache. - Daily reminder - Currency-switcher - Good-Neutral-Bad indicator to rate your expenses. - Did I want to buy this? - iCloud-sync - CSV Spreadsheet (export/import)

About

Palmo

Manage your money effortlessly with this comprehensive finance app. Track spending, bills, and transactions all in one place. Designed for ease of use, it's perfect for beginners and experienced budgeters alike to achieve financial goals.

Highlights
  • Consolidate financial information
  • Track spending habits
  • Manage bills and payments
  • Monitor transactions
  • User-friendly interface
Read full description

Know what you can actually spend — before your next bill hits. Palmo shows your real spendable balance after upcoming bills are accounted for. Track income, expenses, and spending by pay period — All private stored on-device and synced through your own iCloud. No third-party servers. No tracking. No ads. What you can do: - Set up recurring bills and let Palmo apply them automatically - Track income and expenses by category - Review your spending breakdown by pay period Palmo Pro unlocks: - Unlimited bills - Spending limits with per-category tracking - Multi-period spending history and trends - Payday preview notifications Simple enough to open and use in seconds. Powerful enough to actually stay on top of your finances. Terms of Use: https://jlappllc.com/eula-moneyy

Screenshots

Basic Expense Tracker4 screens
Palmo4 screens

Verdict

The call

The clearest difference is monetization model: Palmo at free against Basic Expense Tracker's free with in-app purchases. Basic Expense Tracker's advantage is update cadence (fortnightly vs every 2 months) and ratings volume (7 vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Basic Expense Tracker sells 1 one-off in-app purchase and Palmo sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Basic Expense Tracker against 5.0 for Palmo. Both are backed by a comparable volume of ratings — 7 and 2 respectively.

UpkeepUpdate frequency

Basic Expense Tracker ships an update fortnightly, Palmo every 2 months. The most recent releases landed on September 19, 2026 and July 25, 2026 respectively.

Scorecard3 real differences · 7 level
Basic Expense Tracker versus Palmo: the parameters behind the verdict, then further details
ParameterBasic Expense TrackerPalmo
PriceFreeFree
Rating5.0 (7 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews—
Number of ratings7 — better2
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS16 — better17.0
Further details — not scored
Size2 MB14 MB
Age rating4+4+
DeveloperIvo MaagJLApp LLC

Customer experience

Basic Expense Tracker

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Palmo

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Basic Expense Tracker

One-time1
  • Tip$1.99
3 purchases

Palmo

Subscriptions2
  • Palmo Pro — Monthly7 Days trial$3.991 Month
  • Palmo Pro — Annual7 Days trial$24.991 Year
One-time1
  • Palmo Pro — Lifetime$39.99

Questions

Is Basic Expense Tracker free?
Basic Expense Tracker is free to download, with in-app purchases available.
Is Palmo free?
Palmo is free to download, with in-app purchases available.
Which has better reviews, Basic Expense Tracker or Palmo?
Basic Expense Tracker and Palmo are both rated 5.0 out of 5 on the App Store, from 7 and 2 ratings respectively.
Do Basic Expense Tracker or Palmo have ads?
Neither Basic Expense Tracker nor Palmo shows ads.
Which is updated more often, Basic Expense Tracker or Palmo?
Basic Expense Tracker ships an update fortnightly, and Palmo every 2 months. Most recently, Basic Expense Tracker was updated on September 19, 2026 and Palmo on July 25, 2026.

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