Comparison

Accounts 3 Lite vs Ledger Mate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Accounts 3 Lite

This app offers a convenient digital alternative to a paper checkbook for tracking daily finances. It allows users to schedule transactions, transfer funds, capture photo receipts, reconcile accounts, and generate reports and graphs.

Highlights
  • Schedule recurring transactions
  • Capture photo receipts
  • Reconcile accounts
  • Generate reports and graphs
  • Export data in CSV, QIF, HTML
  • Split transactions
  • Transfer funds between accounts
Features
Read full description

Accounts 3 Lite is an easy to use application to replace your paper checkbook. With the Accounts 3 Lite application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more. * If you like this app, then please support us with a positive rating. Thank you! FEATURES * Touch and Face ID Support Use Touch ID to authenticate and launch the app quicker and more conveniently. * Optimized for Multitasking and Retina Display Supports fast app switching and higher resolution Retina display. * Universal Binary Designed for iPhone, iPhone Duo, and iPad devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * AirPrint Support Print reports directly from your iPhone or iPad (that have multitasking capability) to any AirPrint-enabled printer. * Photo Receipts Capture and store photo receipt as part of a transaction. * Search Quickly search for transactions and edit them from the same screen. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. Accounts 3 now includes a running total for even easier reconciliation. * Split Transactions Split a transaction among several categories for more precise tracking. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Multiple Accounts Track as many accounts as you need. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Description, Category, Memo, and Check # Fields All the necessary fields to track your transactions. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder the accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data to your computer for safekeeping. Then restore it to your device when you need to via email or iTunes file sharing interface. * Passcode Security Keep your accounts information private. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices (available when upgraded to full version) * Accounts 3 Lite is limited to 100 transactions.   At anytime, you can transfer all your data to the Full version by touching on the 'Export to Full Version' button from the Settings screen.

About

Ledger Mate

Manually track bank accounts, balances, and transactions without logins or syncing. Organize finances with custom tags and filter by date range for clear insights into spending. Offers full control over financial records.

Highlights
  • Multiple account management
  • Manual transaction entry
  • Custom transaction tags
  • Date range filtering
  • No bank connections
  • Balance tracking
Features
Read full description

Ledger Mate makes it easy to manually track your bank accounts, balances, and transactions — no logins, no syncing, no clutter. Whether you’re managing checking accounts, savings, or keeping a digital checkbook register, Ledger Mate gives you full control over your financial records. - Create and manage multiple accounts Track current and available balances for each account, all in one place. - Add transactions manually Stay in control of your data. Record deposits, checks, bills, and expenses exactly how you want. - Organize with transaction tags Categorize your transactions with custom tags for easy filtering and analysis. - Group and filter by date range View transactions summarized by tag or date range to see exactly where your money is going. - No bank connections required Ledger Mate is intentionally simple — no complicated AI integrations or risky data sharing. Whether you’re balancing your checkbook, tracking multiple accounts, or budgeting manually, Ledger Mate provides the flexibility and simplicity you need.

Screenshots

Accounts 3 Lite4 screens
Ledger Mate3 screens

Verdict

The call

The clearest difference is review sentiment: Accounts 3 Lite at 47% against Ledger Mate's 0%. Accounts 3 Lite also leads on rating (4.7 vs 2.0) and ads (none vs shown). Ledger Mate's advantage is iOS requirement (17.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Accounts 3 Lite holds the better App Store score, 4.7 against 2.0. That said, the two scores are not equally well evidenced: Accounts 3 Lite has 225 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 47% of Accounts 3 Lite's written reviews are positive against 0% of Ledger Mate's.

UpkeepUpdate frequency

Accounts 3 Lite ships an update every 3 weeks, Ledger Mate every 12 months. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

Scorecard7 real differences · 3 level
Accounts 3 Lite versus Ledger Mate: the parameters behind the verdict, then further details
ParameterAccounts 3 LiteLedger Mate
PriceFreeFree
Rating4.7 (225 ratings) — better2.0 (1 ratings)
Positive reviews46.8% of reviews — better0.0% of reviews
Number of ratings225 — better1
Update frequencyEvery 3 weeks — betterEvery 12 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad — betteriPhone
Requires iOS26.017.0 — better
Further details — not scored
Size10 MB5 MB
Age rating4+4+
DeveloperSVT SoftwareNate Thompson

Customer experience

Accounts 3 Lite

All ratings225 ratings
Positive93.8%
Neutral4.0%
Negative2.2%
Written reviews47 reviews
Positive46.8%
Neutral12.8%
Negative40.4%

Ledger Mate

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Accounts 3 Lite

Reported bugs

4 issues
  • Pop-ups for paid versions
  • Sync issues deleting transactions
  • Recurring transaction memos not updating correctly
  • Recurring screen starting date/time squished

Requested features

15 requests
  • Add total outstanding balance with recurring charges
  • Import PDF files for checks
  • Add sub-accounts
  • Add PDF support for checks
  • Add recurring transfers between accounts
Show 10 more
  • Schedule recurring transactions on a specific date
  • Hide specific accounts from main view
  • Clear delineation between past and future transactions
  • Option to turn off auto check number
  • Fix recurring screen starting date/time issue
  • Import QIF or CSV files
  • Allow changing memo on recurring transfers without re-creation
  • Manually pay monthly bills instead of automatic
  • Recurring transactions that shift date for weekends/holidays
  • Option to select app icon color

Ledger Mate

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Accounts 3 Lite

No in-app purchases

None

Ledger Mate

No in-app purchases

Questions

Is Accounts 3 Lite free?
Accounts 3 Lite is free to download, with no in-app purchases.
Is Ledger Mate free?
Ledger Mate is free to download, with no in-app purchases.
Which has better reviews, Accounts 3 Lite or Ledger Mate?
Accounts 3 Lite is rated higher. Accounts 3 Lite averages 4.7 out of 5 from 225 ratings, while Ledger Mate averages 2.0 from 1 ratings.
Do Accounts 3 Lite or Ledger Mate have ads?
Ledger Mate shows ads; Accounts 3 Lite does not.
Which is updated more often, Accounts 3 Lite or Ledger Mate?
Accounts 3 Lite ships an update every 3 weeks, and Ledger Mate every 12 months. Most recently, Accounts 3 Lite was updated on November 7, 2026 and Ledger Mate on October 30, 2026.

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