Comparison

Accounts 3 Lite vs Simple Register

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Accounts 3 Lite

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

Highlights
  • Schedule recurring transactions
  • Capture photo receipts
  • Generate financial reports and graphs
  • Reconcile transactions with bank statements
  • Export data in CSV, QIF, and HTML
  • Supports Touch and Face ID
  • Split transactions across categories
Features
Read full description

Accounts 3 Lite is an easy to use application to replace your paper checkbook. With the Accounts 3 Lite application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more. * If you like this app, then please support us with a positive rating. Thank you! FEATURES * Touch and Face ID Support Use Touch ID to authenticate and launch the app quicker and more conveniently. * Optimized for Multitasking and Retina Display Supports fast app switching and higher resolution Retina display. * Universal Binary Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * AirPrint Support Print reports directly from your iPhone or iPad (that have multitasking capability) to any AirPrint-enabled printer. * Photo Receipts Capture and store photo receipt as part of a transaction. * Search Quickly search for transactions and edit them from the same screen. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. Accounts 3 now includes a running total for even easier reconciliation. * Split Transactions Split a transaction among several categories for more precise tracking. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Multiple Accounts Track as many accounts as you need. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Description, Category, Memo, and Check # Fields All the necessary fields to track your transactions. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder the accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data to your computer for safekeeping. Then restore it to your device when you need to via email or iTunes file sharing interface. * Passcode Security Keep your accounts information private. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices (available when upgraded to full version) * Accounts 3 Lite is limited to 100 transactions.   At anytime, you can transfer all your data to the Full version by touching on the 'Export to Full Version' button from the Settings screen.

About

Simple Register

This app provides a digital checkbook register for tracking personal finances. It allows users to quickly record transactions, manage bills, and reconcile statements without connecting to bank accounts. Designed for privacy, it offers local-only mode and optional biometric security.

Highlights
  • Digital checkbook register
  • Record payments, deposits, checks, transfers
  • Bill planning and reminders
  • Statement reconciliation
  • Multiple register support
  • Data export to CSV/PDF
  • Optional biometric security
Features
Currently charting
Read full description

Your checkbook register, exactly as you remember it. Simple Register brings the familiar paper checkbook register to your Apple devices. Open it, enter a transaction, see your balance, and close it. No bank connections, no complicated budgeting system, and no subscription. TRY IT FREE FOR 7 DAYS New customers can start a seven-day free trial with every feature. After the trial, unlock permanently with one purchase: US $9.99, with local pricing shown in the app. There is no subscription or automatic charge. Your existing records stay available to read and export after the trial. Customers who already own the paid app keep full access at no additional charge. FAST, FAMILIAR ENTRY • Record payments, deposits, checks, and transfers • Type 1254 and Simple Register enters $12.54 • A type-ahead payee list as you type, built from your own history • Save an entry and immediately add another • See your running and cleared balances at a glance • Move an entry to a different register when it landed in the wrong one RECONCILE WITH CONFIDENCE Enter your statement balance, check off cleared transactions, and watch the difference reach zero. Simple Register never changes your transaction amounts just from checking them off. Found something you forgot to enter, or a mistyped amount, while matching your statement? Add or fix it without losing your place — and if you need to step away, your checked items and statement amount are still there when you come back. SCHEDULED, ON ONE CALENDAR Set up anything that repeats — a paycheck, the mortgage, a bill whose exact amount isn't known yet — and see every register's upcoming entries on one monthly calendar. An entry that should post itself does; one you'd rather confirm yourself shows as a reminder until you say it's handled, or until a matching payment checks it off on its own. BIG ORDERS, HANDLED Enter a large order once at its full total — even if the bank bills it as several separate charges. List each charge under the entry as it posts, check them off one by one, and reconcile against your statement exactly the way the bank sees it. MADE FOR HOUSEHOLDS Keep as many registers as your household needs — checking, savings, a credit card, vacation fund, gift money — each with its own column labels so a savings register and a card balance never look like a checkbook. Transfers record both sides automatically and stay linked, and every entry shows who added it. YOUR REGISTER, YOUR STYLE Choose from familiar checkbook-inspired covers and ledger styles while keeping every number clear and readable. PRIVATE BY DESIGN • No bank logins • No Plaid or financial account linking • No ads • No analytics • No Simple Register account • Optional local-only mode • Optional Face ID, Touch ID, or passcode protection YOUR DATA STAYS USEFUL Export your register to CSV or PDF whenever you need it. Edit history and Recently Deleted help protect you from mistakes. BUILT FOR APPLE DEVICES Use Simple Register on iPhone, iPad, and Mac, with your private iCloud keeping your registers in step across your devices. Simple Register is for people who want to track their money themselves — without handing their financial history to another service. If you'd like to support development, an entirely optional one-time tip is available from Settings & Privacy — it never changes what the app unlocks.

Screenshots

Accounts 3 Lite4 screens
Simple Register4 screens

Verdict

The call

The clearest difference is review sentiment: Simple Register at 100% against Accounts 3 Lite's 47%. Simple Register also leads on rating (5.0 vs 4.7) and chart position (#15 vs unranked). Accounts 3 Lite's advantage is price (Free vs $1.99) and in-app purchases (none vs 5). On update cadence, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Accounts 3 Lite is free to download; Simple Register costs $1.99 up front. Simple Register sells 5 one-off in-app purchases. Accounts 3 Lite asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Simple Register holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Accounts 3 Lite has 225 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 47% of Accounts 3 Lite's written reviews are positive against 100% of Simple Register's.

UpkeepUpdate frequency

Accounts 3 Lite ships an update every 3 weeks, Simple Register fortnightly. The most recent releases landed on October 20, 2026 and October 25, 2026 respectively.

Scorecard7 real differences · 4 level
Accounts 3 Lite versus Simple Register: the parameters behind the verdict, then further details
ParameterAccounts 3 LiteSimple Register
PriceFree — better$1.99
Rating4.7 (225 ratings)5.0 (9 ratings) — better
Positive reviews46.8% of reviews100.0% of reviews — better
Number of ratings225 — better9
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterPaid
Best chart rank—#15 — better
DevicesiPhone, iPadiPhone, iPad, Mac — better
Requires iOS26.0 — better26.5
Further details — not scored
Size10 MB14 MB
Age rating4+4+
DeveloperSVT SoftwareJennifer Hendrickson

Customer experience

Accounts 3 Lite

All ratings225 ratings
Positive93.8%
Neutral4.0%
Negative2.2%
Written reviews47 reviews
Positive46.8%
Neutral12.8%
Negative40.4%

Simple Register

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Accounts 3 Lite

Reported bugs

4 issues
  • Pop-ups for paid versions
  • Sync issues deleting transactions
  • Recurring transaction memos not updating correctly
  • Recurring screen starting date/time squished

Requested features

15 requests
  • Add total outstanding balance with recurring charges
  • Import PDF files for checks
  • Add sub-accounts
  • Add PDF support for checks
  • Add recurring transfers between accounts
Show 10 more
  • Schedule recurring transactions on a specific date
  • Hide specific accounts from main view
  • Clear delineation between past and future transactions
  • Option to turn off auto check number
  • Fix recurring screen starting date/time issue
  • Import QIF or CSV files
  • Allow changing memo on recurring transfers without re-creation
  • Manually pay monthly bills instead of automatic
  • Recurring transactions that shift date for weekends/holidays
  • Option to select app icon color

Simple Register

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Accounts 3 Lite

No in-app purchases

5 purchases

Simple Register

One-time5
  • 7-day TrialFree
  • Small Tip$1.99
  • Medium Tip$4.99
Show 2 more
  • Full Unlock$9.99
  • Generous Tip$9.99

Questions

Is Accounts 3 Lite free?
Accounts 3 Lite is free to download, with no in-app purchases.
Is Simple Register free?
Simple Register costs $1.99, and also offers in-app purchases.
Which has better reviews, Accounts 3 Lite or Simple Register?
Simple Register is rated higher. Accounts 3 Lite averages 4.7 out of 5 from 225 ratings, while Simple Register averages 5.0 from 9 ratings.
Do Accounts 3 Lite or Simple Register have ads?
Neither Accounts 3 Lite nor Simple Register shows ads.
Which is updated more often, Accounts 3 Lite or Simple Register?
Accounts 3 Lite ships an update every 3 weeks, and Simple Register fortnightly. Most recently, Accounts 3 Lite was updated on October 20, 2026 and Simple Register on October 25, 2026.

Other comparisons