Budget Flow vs TrackBay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Flow
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Budget Flow is a smart, private money tracker with a built-in AI assistant. Log income and expenses in seconds, see where your money goes, and plan ahead — in any currency. FEATURES • Track income & expenses by category • Multi-currency accounts (cash, card, bank, savings) • AI assistant — just ask "how much did I spend on food?" • Smart auto-categorization of transactions • Monthly reports & charts by category • Spending planner with month-to-month carry-over • 5 languages, light & dark themes Your data is yours: delete your account and all data anytime. Support: https://budget-ai-production-cfbf.up.railway.app/support Privacy: https://budget-ai-production-cfbf.up.railway.app/privacy
TrackBay
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Stop the "Silent Drain" on Your Bank Account. Streaming services, gym memberships, forgotten trials, and cloud storage—they add up. TrackBay gives you a clear window into where your money is going every month. Take control of your recurring expenses in seconds. Why TrackBay ? • Total Visibility: See your total monthly and yearly spend at a glance. • Never Be Surprised: Get smart reminders before a free trial ends or a bill is due. • Privacy First: No bank links. No syncing. No data sharing. Your data never leaves your device. • Lightning Fast: Add a new subscription in under 10 seconds. • Custom Categories: Organize your bills your way. Whether you’re a freelancer managing software costs or just trying to save for a vacation, Whether you’re a freelancer managing software costs or just trying to save for a vacation, TrackBay helps you spot the waste and keep your money. Simple. Private. Organized. Download TrackBay today and see what you’re really spending. Terms of Use : https://trackbayapp.com/en/terms
Screenshots
Verdict
The clearest difference is in-app purchases: Budget Flow at none against TrackBay's 2. Budget Flow also leads on update cadence (every 4 days vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. TrackBay sells 2 in-app purchases, starting at $2.99 per month. Budget Flow asks for nothing beyond the download.
Budget Flow ships an update every 4 days, TrackBay every 3 months. Both last shipped on October 25, 2026.
| Parameter | Budget Flow | TrackBay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 48 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Dmytro Zayets | Thomas,Jules, Camille GESLIN |
In-app purchases
Budget Flow
No in-app purchases
TrackBay
- TrackBay Pro7 Days trial$2.991 Month
- TrackBay Pro7 Days trial$22.991 Year









