Comparison

Budget Flow vs TrackBay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow

Features
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Budget Flow is a smart, private money tracker with a built-in AI assistant. Log income and expenses in seconds, see where your money goes, and plan ahead — in any currency. FEATURES • Track income & expenses by category • Multi-currency accounts (cash, card, bank, savings) • AI assistant — just ask "how much did I spend on food?" • Smart auto-categorization of transactions • Monthly reports & charts by category • Spending planner with month-to-month carry-over • 5 languages, light & dark themes Your data is yours: delete your account and all data anytime. Support: https://budget-ai-production-cfbf.up.railway.app/support Privacy: https://budget-ai-production-cfbf.up.railway.app/privacy

About

TrackBay

Features
Read full description

Stop the "Silent Drain" on Your Bank Account. Streaming services, gym memberships, forgotten trials, and cloud storage—they add up. TrackBay gives you a clear window into where your money is going every month. Take control of your recurring expenses in seconds. Why TrackBay ? • Total Visibility: See your total monthly and yearly spend at a glance. • Never Be Surprised: Get smart reminders before a free trial ends or a bill is due. • Privacy First: No bank links. No syncing. No data sharing. Your data never leaves your device. • Lightning Fast: Add a new subscription in under 10 seconds. • Custom Categories: Organize your bills your way. Whether you’re a freelancer managing software costs or just trying to save for a vacation, Whether you’re a freelancer managing software costs or just trying to save for a vacation, TrackBay helps you spot the waste and keep your money. Simple. Private. Organized. Download TrackBay today and see what you’re really spending. Terms of Use : https://trackbayapp.com/en/terms

Screenshots

Budget Flow4 screens
TrackBay4 screens

Verdict

The call

The clearest difference is in-app purchases: Budget Flow at none against TrackBay's 2. Budget Flow also leads on update cadence (every 4 days vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TrackBay sells 2 in-app purchases, starting at $2.99 per month. Budget Flow asks for nothing beyond the download.

UpkeepUpdate frequency

Budget Flow ships an update every 4 days, TrackBay every 3 months. Both last shipped on October 25, 2026.

Scorecard2 real differences · 4 level
Budget Flow versus TrackBay: the parameters behind the verdict, then further details
ParameterBudget FlowTrackBay
PriceFreeFree
Update frequencyEvery 4 days — betterEvery 3 months
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size48 MB63 MB
Age rating4+4+
DeveloperDmytro ZayetsThomas,Jules, Camille GESLIN

In-app purchases

None

Budget Flow

No in-app purchases

2 purchases

TrackBay

Subscriptions2
  • TrackBay Pro7 Days trial$2.991 Month
  • TrackBay Pro7 Days trial$22.991 Year

Questions

Is Budget Flow free?
Budget Flow is free to download, with no in-app purchases.
Is TrackBay free?
TrackBay is free to download, with in-app purchases available.
Do Budget Flow or TrackBay have ads?
Neither Budget Flow nor TrackBay shows ads.
Which is updated more often, Budget Flow or TrackBay?
Budget Flow ships an update every 4 days, and TrackBay every 3 months. Most recently, Budget Flow was updated on October 25, 2026 and TrackBay on October 25, 2026.

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