Comparison

Budget Flow vs SpendlyGo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow

Features
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Budget Flow is a smart, private money tracker with a built-in AI assistant. Log income and expenses in seconds, see where your money goes, and plan ahead — in any currency. FEATURES • Track income & expenses by category • Multi-currency accounts (cash, card, bank, savings) • AI assistant — just ask "how much did I spend on food?" • Smart auto-categorization of transactions • Monthly reports & charts by category • Spending planner with month-to-month carry-over • 5 languages, light & dark themes Your data is yours: delete your account and all data anytime. Support: https://budget-ai-production-cfbf.up.railway.app/support Privacy: https://budget-ai-production-cfbf.up.railway.app/privacy

About

SpendlyGo

Features
Read full description

Turn receipts into clean, searchable expense records in seconds. SpendlyGo scans receipts on your iPhone, extracts the important details, and helps you export organized data for bookkeeping, taxes, accounting, and business workflows. Try SpendlyGo with 10 free scans before any subscription is required. SCAN RECEIPTS FAST Capture paper receipts with your iPhone camera or import receipt images and documents. SpendlyGo reads key details such as merchant, date, total, tax, currency, and category, then lets you review and correct fields before saving. ORGANIZE EVERY EXPENSE Keep receipts searchable and structured on iOS. Add categories, notes, projects, cost centers, and business context so each expense is easier to find later. Search by merchant, amount, date, category, note, or receipt text when preparing reports, taxes, reimbursements, or client records. EXPORT FOR ACCOUNTING Create clean CSV exports with receipt fields such as merchant, date, total, tax, category, currency, and notes. Generate PDF summaries with receipt images for review and recordkeeping. Create ZIP bundles with images and metadata when you need a complete archive. CONNECT YOUR WORKFLOW SpendlyGo is built for people who need receipts to move into real finance workflows. Use exports for spreadsheets, bookkeeping tools, accounting software, or ERP imports. Premium users can configure advanced destinations, mappings, and delivery workflows where supported. PRIVACY-FIRST RECEIPT SCANNING Receipt extraction runs on your device by default, helping keep sensitive purchase data under your control. Your receipts can stay stored locally on your iPhone, with optional iCloud sync if you choose. SpendlyGo does not use third-party advertising trackers. FREE PLAN The free version includes: • 10 receipt scans • AI receipt extraction • Receipt review and editing • Basic receipt organization • Local receipt storage SPENDLYGO PREMIUM Upgrade to SpendlyGo Premium to unlock: • Unlimited receipt scans • Advanced CSV, PDF, and ZIP exports • Custom mappings and destinations • Receipt workflow automation features • Full access to premium organization and export tools HOW TO UPGRADE You can upgrade after using your 10 free scans, or anytime from Settings > Subscription inside the app. Tap the Premium plan, confirm with your Apple ID, and Premium features unlock immediately. SUBSCRIPTION PRICING SpendlyGo Premium is available as an auto-renewing subscription: Monthly: CHF 4.99 per month Yearly: CHF 39.99 per year Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime in iOS Settings > Your Name > Subscriptions. If you cancel, Premium access remains active until the end of the billing period. Your existing receipts remain visible, and future scanning/export access returns to the free-plan limits. SpendlyGo helps freelancers, small businesses, and professionals turn receipt chaos into structured, searchable, accounting-ready records. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget Flow4 screens
SpendlyGo4 screens

Verdict

The call

The clearest difference is in-app purchases: Budget Flow at none against SpendlyGo's 2. Budget Flow also leads on update cadence (every 4 days vs every 10 days) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. SpendlyGo sells 2 in-app purchases, starting at $4.99 per month. Budget Flow asks for nothing beyond the download.

UpkeepUpdate frequency

Budget Flow ships an update every 4 days, SpendlyGo every 10 days. The most recent releases landed on September 15, 2026 and September 12, 2026 respectively.

Scorecard4 real differences Ā· 2 level
Budget Flow versus SpendlyGo: the parameters behind the verdict, then further details
ParameterBudget FlowSpendlyGo
PriceFreeFree
Update frequencyEvery 4 days — betterEvery 10 days
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better26.0
Further details — not scored
Size48 MB8 MB
Age rating4+4+
DeveloperDmytro ZayetsArtan Karrica

In-app purchases

None

Budget Flow

No in-app purchases

2 purchases

SpendlyGo

Subscriptions2
  • SpendlyGo Premium$4.991 Month
  • SpendlyGo Premium$39.991 Year

Questions

Is Budget Flow free?
Budget Flow is free to download, with no in-app purchases.
Is SpendlyGo free?
SpendlyGo is free to download, with in-app purchases available.
Do Budget Flow or SpendlyGo have ads?
Neither Budget Flow nor SpendlyGo shows ads.
Which is updated more often, Budget Flow or SpendlyGo?
Budget Flow ships an update every 4 days, and SpendlyGo every 10 days. Most recently, Budget Flow was updated on September 15, 2026 and SpendlyGo on September 12, 2026.

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