Budget Flow vs YiBi · Private Ledger

Budget Flow is a smart, private money tracker with a built-in AI assistant. Log income and expenses in seconds, see where your money goes, and plan ahead — in any currency. FEATURES • Track income & expenses by category • Multi-currency accounts (cash, card, bank, savings) • AI assistant — just ask "how much did I spend on food?" • Smart auto-categorization of transactions • Monthly reports & charts by category • Spending planner with month-to-month carry-over • 5 languages, light & dark themes Your data is yours: delete your account and all data anytime. Support: https://budget-ai-production-cfbf.up.railway.app/support Privacy: https://budget-ai-production-cfbf.up.railway.app/privacy

Expense tracking should take seconds, not interrupt your day. YiBi keeps the amount, categories, note and calculator on one clean screen. Add or subtract as you type, choose a category and subcategory, then tap “Again” to save and continue without leaving the entry screen. KNOW TODAY AND THIS MONTH • Monthly spending, budget remaining, income and balance • The latest three days with category, subcategory and time • Smart suggestions based on past habits and time of day • Suggested amounts appear only when a pattern is reliable FIND ANY ENTRY • Filter by today, week, month, year or a custom range • Search category, amount, note, account or place • Swipe to edit or delete • Adjust the date or location after saving • Optionally view spending on a map TURN RECORDS INTO INSIGHT • Separate expense and income analysis • Interactive trends with drag-to-inspect values • Calendar heatmap and category charts • Drill from a main category into subcategories YOUR DATA, YOUR CHOICE YiBi works offline and stores your ledger on your device by default. If you enable iCloud, entries sync through your private CloudKit database across Apple devices. You can switch sync off at any time. Ledger contents are not uploaded to a developer-operated server. MORE WAYS TO MAKE TRACKING EASIER • Face ID ledger lock • Optional location per entry • Receipt scanning and voice entry • Intelligent Excel import and complete Excel export • Worldwide currencies with local symbols • Siri Shortcuts and Back Tap • 11 interface languages Keep the tracking quick. Let the insights do the work.