Comparison

PremiumTrust Mobile vs CircleFunds

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PremiumTrust Mobile

Manage personal and business finances with features like instant account opening, bill payments, and automated investments. Enjoy multilingual transaction support and enhanced security options for a convenient banking experience.

Highlights
  • Instant account opening
  • Bills payment
  • Airtime and data top-up
  • Intra and interbank transfers
  • Automated investment options
  • Multilingual transaction support
  • Enhanced security modes
Features
Read full description

The PremiumTrust Bank Mobile app has exciting features just right for you. The app has a distinctive language convenience feature, which enables customers to carry out their transactions in three major Nigerian languages (Yoruba, Hausa, and Igbo). You can carry out your personal and business transactions via the app, which include instant account opening, bills payment, airtime and data top-up, intra and interbank transfers, automated investment options, access to online transaction history, account statements, get monthly movie tickets at discounted prices and lots more. The app comes with special security features such as panic, mask, and sleep modes to keep you secured all year round. Additionally, there is a light and dark mode feature for your viewing experience.

About

CircleFunds

Features
Read full description

A savings App that helps friends in circles contribute

Screenshots

PremiumTrust Mobile4 screens
CircleFunds4 screens

Verdict

The call

The clearest difference is update cadence: CircleFunds at monthly against PremiumTrust Mobile's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PremiumTrust Mobile ships an update every 4 months, CircleFunds monthly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard1 real difference · 9 level
PremiumTrust Mobile versus CircleFunds: the parameters behind the verdict, then further details
ParameterPremiumTrust MobileCircleFunds
PriceFreeFree
Rating3.4 (28 ratings) — better—
Positive reviews12.5% of reviews—
Number of ratings28 — better—
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1615.6 — better
Further details — not scored
Size184 MB124 MB
Age rating4+17+
DeveloperPremiumTrust Bank LimitedCircle Funds Technologies Limited

In-app purchases

None

PremiumTrust Mobile

No in-app purchases

None

CircleFunds

No in-app purchases

Questions

Is PremiumTrust Mobile free?
PremiumTrust Mobile is free to download, with no in-app purchases.
Is CircleFunds free?
CircleFunds is free to download, with no in-app purchases.
Do PremiumTrust Mobile or CircleFunds have ads?
Neither PremiumTrust Mobile nor CircleFunds shows ads.
Which is updated more often, PremiumTrust Mobile or CircleFunds?
PremiumTrust Mobile ships an update every 4 months, and CircleFunds monthly. Most recently, PremiumTrust Mobile was updated on November 3, 2026 and CircleFunds on November 4, 2026.

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