LDB Mobile vs Virtual Pag
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LDB Mobile
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Skip the visit at LDB branches or the queue at LDB's phone lines. You can do the following through LDB mobile app: · Access all your LDB deposit and loan accounts with real-time balances. · View a detailed transaction ledger for each of your accounts. · Generate QR code to allow anyone to transfer funds to your deposit accounts easily via InstaPay. No need to give out your account numbers anymore! · Apply for a new loan through a simplified form. · Secure your app access using biometrics log-in authentication. One-Time PIN via SMS is also employed during your app registration. · Read the latest news and advisories from LDB. For more information, visit https://ldb.ph/mobile
Virtual Pag
Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.
- View savings and MP2 records
- Monitor loan balances
- Track payments
- Apply for short-term loans
- Online payment options
- Check loan status
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The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.
Screenshots
Verdict
The clearest difference is update cadence: Virtual Pag at every 2 months against LDB Mobile's every 9 months. Virtual Pag also leads on iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LDB Mobile ships an update every 9 months, Virtual Pag every 2 months. The most recent releases landed on October 5, 2026 and October 15, 2026 respectively.
| Parameter | LDB Mobile | Virtual Pag |
|---|---|---|
| Price | Free | Free |
| Rating | — | 2.9 (14 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | — | 14 — better |
| Update frequency | Every 9 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 30 MB | 147 MB |
| Age rating | 4+ | 4+ |
| Developer | Luzon Development Bank | Pag-IBIG Fund |
In-app purchases
LDB Mobile
No in-app purchases
Virtual Pag
No in-app purchases
Questions
Is LDB Mobile free?
Is Virtual Pag free?
Do LDB Mobile or Virtual Pag have ads?
Which is updated more often, LDB Mobile or Virtual Pag?
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