Comparison

LDB Mobile vs Virtual Pag

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LDB Mobile

Features
Read full description

You can now go beyond traditional banking with LDB Mobile. · Access all your LDB deposit and loan accounts with real-time balances. · View a detailed transaction ledger for each of your accounts. · Generate QR code to allow anyone to transfer funds to your deposit accounts easily via InstaPay. No need to give out your account numbers anymore! · Secure your app access using biometrics log-in authentication. One-Time PIN via SMS is also employed during your app registration. For more information, visit https://ldb.ph/mobile Need help? Contact our Customer Care at +63287796080 local 2046 or email inquiry@ldb.ph

About

Virtual Pag

Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.

Highlights
  • View savings and MP2 records
  • Monitor loan balances
  • Track payments
  • Apply for short-term loans
  • Online payment options
  • Check loan status
Features
Read full description

The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.

Screenshots

LDB Mobile4 screens
Virtual Pag4 screens

Verdict

The call

The clearest difference is update cadence: Virtual Pag at every 2 months against LDB Mobile's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LDB Mobile ships an update every 8 months, Virtual Pag every 2 months. The most recent releases landed on September 18, 2026 and August 7, 2026 respectively.

Scorecard1 real difference · 9 level
LDB Mobile versus Virtual Pag: the parameters behind the verdict, then further details
ParameterLDB MobileVirtual Pag
PriceFreeFree
Rating—2.8 (13 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—13 — better
Update frequencyEvery 8 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.1 — better13.1
Further details — not scored
Size38 MB132 MB
Age rating4+4+
DeveloperLuzon Development BankPag-IBIG Fund

In-app purchases

None

LDB Mobile

No in-app purchases

None

Virtual Pag

No in-app purchases

Questions

Is LDB Mobile free?
LDB Mobile is free to download, with no in-app purchases.
Is Virtual Pag free?
Virtual Pag is free to download, with no in-app purchases.
Do LDB Mobile or Virtual Pag have ads?
Neither LDB Mobile nor Virtual Pag shows ads.
Which is updated more often, LDB Mobile or Virtual Pag?
LDB Mobile ships an update every 8 months, and Virtual Pag every 2 months. Most recently, LDB Mobile was updated on September 18, 2026 and Virtual Pag on August 7, 2026.

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