Comparison

RCBC Pulz vs LDB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RCBC Pulz

Manage all your bank accounts, cards, and loans from a single, modern interface. Perform transactions, open new accounts, and track spending with ease. Offers financial literacy resources and investment opportunities.

Highlights
  • Unified account view
  • Hassle-free transactions
  • Open accounts remotely
  • Transaction history tracking
  • QR code payments
  • Cardless ATM withdrawals
  • In-app investments
Features
Read full description

YOUR PULZ EXPERIENCE, MADE PERSONAL Meet the refreshed RCBC Pulz, your digital banking app for everyday banking. Enjoy a new, more personal experience for sending money online, managing your cards, growing your savings, and more. BECOME A HEXAGON CLUB MEMBER ONLINE Enjoy the privileges that come with being a Hexagon Club member. Join in-app to unlock exclusive rewards, lifestyle perks, and personalized support tailored to your banking needs. RECEIVE US DOLLARS AND CONVERT ON DEMAND Have more flexibility with your US funds through your US Virtual Account. Receive US dollars and convert them to Philippine pesos whenever it suits you, giving you greater control over your money. SEND MONEY ONLINE FOR FREE Enjoy unlimited free transfers to local banks through InstaPay, PESONet, and QRPh, and conveniently send money online for everyday payments or move funds between accounts. DEPOSIT CHECKS FROM YOUR PHONE No need to make a trip to the branch just to deposit a check. With mobile check deposit, you can submit checks through the app and take care of it wherever you are. EASILY MANAGE YOUR RCBC CREDIT CARDS Keep your credit cards within reach and stay on top of your spending. Check your card activity, view your transactions, and access key card services whenever you need them. LET YOUR SAVINGS DO MORE Give your money more room to grow with an online Time Deposit. Open your account digitally, keep track of your deposits, and make the most of your savings as you work toward your financial goals. GET SUPPORT THAT KNOWS YOU When you need assistance, connect with your dedicated Hexagon Club support team for personalized help from people who understand your banking relationship. MORE WAYS TO BANK WITH PULZ Go beyond the essentials with more digital banking services designed around your everyday needs. Send or request payments, pay bills, buy load, deposit or withdraw cash, and manage your loans and investments through Pulz. From Foreign Exchange and Bank Certificate requests to additional account services, Pulz gives you more ways to stay on top of your finances and work toward your financial goals. ——— Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas (BSP) https://bsp.gov.ph Deposits are insured by PDIC up to P1 Million per depositor. Copyright 2026, Rizal Commercial Banking Corporation. All rights reserved. A Member of the Yuchengco Group of Companies

About

LDB Mobile

Features
Read full description

Skip the visit at LDB branches or the queue at LDB's phone lines. You can do the following through LDB mobile app: · Access all your LDB deposit and loan accounts with real-time balances. · View a detailed transaction ledger for each of your accounts. · Generate QR code to allow anyone to transfer funds to your deposit accounts easily via InstaPay. No need to give out your account numbers anymore! · Apply for a new loan through a simplified form. · Secure your app access using biometrics log-in authentication. One-Time PIN via SMS is also employed during your app registration. · Read the latest news and advisories from LDB. For more information, visit https://ldb.ph/mobile

Screenshots

RCBC Pulz4 screens
LDB Mobile4 screens

Verdict

The call

The clearest difference is update cadence: RCBC Pulz at every 4 weeks against LDB Mobile's every 9 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

RCBC Pulz ships an update every 4 weeks, LDB Mobile every 9 months. The most recent releases landed on October 24, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 9 level
RCBC Pulz versus LDB Mobile: the parameters behind the verdict, then further details
ParameterRCBC PulzLDB Mobile
PriceFreeFree
Rating2.0 (93 ratings) — better—
Positive reviews18.2% of reviews—
Number of ratings93 — better—
Update frequencyEvery 4 weeks — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.616.0 — better
Further details — not scored
Size161 MB30 MB
Age rating4+4+
DeveloperRizal Commercial Banking CorporationLuzon Development Bank

In-app purchases

None

RCBC Pulz

No in-app purchases

None

LDB Mobile

No in-app purchases

Questions

Is RCBC Pulz free?
RCBC Pulz is free to download, with no in-app purchases.
Is LDB Mobile free?
LDB Mobile is free to download, with no in-app purchases.
Do RCBC Pulz or LDB Mobile have ads?
Neither RCBC Pulz nor LDB Mobile shows ads.
Which is updated more often, RCBC Pulz or LDB Mobile?
RCBC Pulz ships an update every 4 weeks, and LDB Mobile every 9 months. Most recently, RCBC Pulz was updated on October 24, 2026 and LDB Mobile on October 5, 2026.

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