Spending Insights vs Spendora

Spending Insights is a private, on-device AI budget tracker that helps you understand where your money goes — month by month, category by category. Take control of your finances with Spending Insights — the budget tracker that works the way you think. Effortless Spending Tracking Log transactions in seconds from anywhere. Just say "Hey Siri, add a spending in Spending Insights" and Siri records it automatically — no app required. Or tap the + button to log with your camera by scanning a receipt. Auto-Import from Apple Wallet Connect your bank cards and Spending Insights automatically imports your transactions via Apple's FinanceKit. Smart AI categorization learns your spending habits and maps every merchant to the right category — no manual sorting. AI Spending Advisor (requires Apple Intelligence, iOS 26) Get personalised, plain-English analysis of your monthly or yearly spending. The on-device AI identifies where your money is going, flags overspending, detects subscriptions, and compares your habits against inflation — all privately, on your device. Deep Insights • Monthly and yearly spending breakdowns by category • Year-over-year comparisons to track trends • Per-store and per-category drill-down • Spending heatmap to spot patterns at a glance • Donut charts and bar charts that update in real time Budget Alerts Set monthly budget targets per category. Get notified the moment you're close to your limit. iCloud Sync Your data syncs seamlessly across all your Apple devices via iCloud. Private by Design All AI processing happens on your device. Your financial data never leaves your iCloud account.

Spendora makes every spend count. Log an expense in seconds, set budgets that keep you on track, and split bills with friends without the awkward math. TRACK EXPENSES IN SECONDS • Add an expense with just an amount and a description • Spendora picks the category for you and gets smarter the more you use it • Create your own categories with any emoji and colour • Search and filter every expense by date, category or keyword BUDGETS THAT WORK • Set a monthly budget for each category • Get an alert before you go over • Budgets carry over to the new month automatically • See how much you can still spend each day SPLIT BILLS WITH FRIENDS • Create groups for trips, roommates, couples or anything else • Split equally, by exact amounts or by percentage • Several people can pay for one expense • See who owes whom at a glance and settle up in a tap • Invite friends with a link or QR code • Full activity history so everyone knows what changed • Optional: let everyone in the group edit shared expenses RECURRING EXPENSES • Set up rent, subscriptions and bills once • They are added automatically on the right day • Pause and resume any time REPORTS AND INSIGHTS • Monthly reports with category breakdowns and trends • A spending calendar that shows your busiest days • Compare this month with last month • Export your expenses as a PDF report or CSV file SMART NOTIFICATIONS • Know when a friend adds a shared expense or pays you back • Budget alerts and unusual-spending alerts • Tap a notification to go straight to what it's about BUILT FOR YOU • 11 currencies, including USD, EUR, GBP, INR, CAD and AUD • Light and dark mode • Lock the app with Face ID • Add expenses offline — they sync when you're back online • Start as a guest, or create a free account to sync across devices YOUR DATA, YOUR CONTROL Your financial data is private and is never sold. You can export it at any time, and delete your account and personal data directly from Settings. Questions or feedback? We'd love to hear from you at support@spendorapp.com.