This app helps you track expenses, organize spending by custom categories, and visualize your financial habits with charts and comparisons. It offers automatic import from linked cards and AI-powered insights that analyze spending patterns on your device.
4.1
June 27, 2026
• Ask Siri to log spending: "Add a spending in Spending Insights" • Ask Siri for AI insights: "Get AI insights for current month from Spending Insights" • Smarter amount recognition — say "one dollar", "twenty euros", or any currency • Bug fixes and stability improvements
MoreSpending Insights is a private, on-device budget tracker designed to help you understand your monthly and category-based spending. It allows for manual entry, receipt scanning, and automatic import from linked financial accounts.
All financial analysis and data processing for Spending Insights occur directly on your device. It does not use servers, requires no accounts, and is ad-free, ensuring your financial data remains private.
Yes, you can connect your cards via Apple FinanceKit to automatically import transactions. You have full control over which accounts are connected and the date range for imported data.
Spending Insights uses AI-powered analysis (requiring Apple Intelligence) to categorize transactions as spending, investment, savings, or income. It also cites real inflation data for your country to show cost increases.
The app provides doughnut charts for spending breakdowns by category, month-over-month and year-over-year comparisons, and multi-year line charts. You can drill down into categories to see individual transactions.
Spending Insights is supported on iPhone and iPad devices. It is designed for on-device operation, meaning your data stays on your personal devices.
The latest version of Spending Insights is 3.5.8, last updated on June 4, 2026. Updates typically include new features, performance improvements, and bug fixes to enhance user experience.
Spending Insights is available for free. There are no in-app purchases or subscription fees required to use its core features.
