Just Got Paid

Your bank balance lies to you. It doesn't know rent is due Friday. Just Got Paid does. It looks at the bills coming up, the paychecks coming in, and the money you want to keep as a cushion. Then it answers the question your bank balance can't: How much can I actually spend today? SAFE TO SPEND Open Just Got Paid and you won't just see a bank balance. You'll see what actually matters: What's safe to spend. We look ahead at everything coming in and going out and make sure the money you spend today won't leave you short for something later. So when it says you have $320 safe to spend, that $320 is yours to use without wondering whether you just spent the electric bill. CAN I AFFORD IT? You're standing in a store looking at something that costs $275. Instead of doing mental math or hoping your balance is enough, ask Just Got Paid. “Can I afford $275?” You might get an answer like: “Not quite. Spending $275 today would put you $212 short on the 26th. You could safely spend $190 today — or wait until Friday and afford the full amount.” That's the kind of answer budgeting should give you. Not another chart. Not another category. Just: Can I afford it? KNOW ABOUT MONEY PROBLEMS BEFORE THEY HAPPEN Most banking apps tell you there's a problem after your balance gets low. Just Got Paid looks ahead. You might see: “Your balance is projected to fall to $63 on August 26 — two days before your next deposit.” And we'll show you why. Rent. Car payment. Electric bill. Because a money problem that's three weeks away is usually much easier to solve than one happening tomorrow. MEET PENNY Penny is your personal budgeting assistant inside Just Got Paid. Ask questions the way you'd ask a person: “Can I put another $500 toward my mortgage this month?” “Can we afford a weekend trip?” “How much can I spend until payday?” Penny looks at your upcoming bills, income, and forecast and gives you an answer based on your actual situation — not generic financial advice. CONNECT YOUR BANK AND LET US DO THE BUSYWORK Connect your accounts securely through Plaid and Just Got Paid can keep your balances and transactions up to date automatically. It can also notice things that happen regularly — your paycheck, Netflix, utilities, insurance — and offer to track them for you. Because setting up a budgeting app shouldn't become another chore. AND THERE'S A LOT MORE • See where your money is headed day by day • Track checking, savings, and credit cards together • Mark bills paid and income received with one tap • Decide which paycheck will cover each bill • Plan credit-card payments and avoid unnecessary interest • Build debt payoff plans using snowball or avalanche • Review where your money went — and where it's going • Export reports to PDF or Excel • Share a household budget with your partner • Import statements and transactions instead of entering everything manually BUILT AROUND THE WAY YOU ACTUALLY GET PAID Weekly. Every two weeks. Twice a month. Monthly. Irregular income. Just Got Paid doesn't force your life into an average monthly budget. It works with the money that's actually coming in and the bills that are actually coming due. YOUR MONEY. YOUR DATA. Bank connections are handled securely through Plaid, so Just Got Paid never sees your banking password. You can export your information or delete it whenever you want. And we don't sell your financial data. START FREE Just Got Paid is free to start. Plus and Family plans add deeper forecasting, household sharing, Penny, and additional planning tools. Stop wondering if you can afford it. Know. Just Got Paid. Just Got Paid is a budgeting tool and does not provide licensed financial advice. For major financial decisions, consider speaking with a qualified professional. Terms of Use (EULA): https://www.justgotpaid.net/terms Privacy Policy: https://www.justgotpaid.net/privacy