Wayabank vs Wavepay Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wayabank
Manage your finances with a secure digital banking solution. Easily send and receive money using just a phone number or email. Pay bills, top up data, and transfer funds to other banks.
- Send and receive money
- Transfer to phone number or email
- Withdraw to other banks
- Bill payments (Airtime, Data, Utility)
- Secure digital banking
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Easy, Fast and Safe way to send and receive money. You can receive money into your accounts by transfer to just your phone number or email. You can also withdraw money from your wayabank account to your other banks. You can make bills payment such as; Airtime, Data, Utility, Betting etc.
Wavepay Merchant
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WavePay Merchant – Accept Payments & Grow Your Business WavePay Merchant is a robust digital payment platform tailored for businesses across Africa. From retail shops to online platforms, service providers to wholesalers, WavePay empowers businesses to accept and manage payments easily, securely, and compliantly. Built in partnership with licensed financial institutions, WavePay Merchant ensures every transaction meets the highest standards of safety and compliance. Key Features: Accept secure payments via bank transfer, debit/credit card, wallet, or QR code Manage both in-store and online payments with ease Integrate seamlessly with platforms like WooCommerce and Shopify Track real-time sales and transaction data with comprehensive analytics Generate and send digital invoices and billing requests Receive instant settlements to your linked bank account or WavePay wallet Secure and compliant infrastructure with encryption and fraud monitoring Simple registration and business verification process Why WavePay Merchant: Transparent pricing with no hidden fees Designed for African businesses at all stages Backed by regulated banking and payment partners Reliable support and business development tools Getting Started: Download the WavePay Merchant app Sign up and verify your business Set up your preferred payment methods Start accepting payments and managing sales Support and Contact: Email: support@wavepay.ng Website: www.wavepay.ng Instagram: @wavepayofficial X (Twitter): @UseWavePay TikTok: @usewavepay Facebook: UseWavePay Disclaimer: WavePay is a financial technology service provider and does not operate as a licensed bank. All financial operations are delivered in partnership with regulated financial institutions.
Screenshots
Verdict
The clearest difference is iOS requirement: Wavepay Merchant at 12.0 against Wayabank's 15.6. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Wayabank | Wavepay Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (4 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 6 days | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 94 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | WAYA MULTI LINK TECHNOLOGY LTD | WAVEPAY DIGITAL SOLUTIONS LIMITED |
In-app purchases
Wayabank
No in-app purchases
Wavepay Merchant
No in-app purchases
Questions
Is Wayabank free?
Is Wavepay Merchant free?
Do Wayabank or Wavepay Merchant have ads?
Other comparisons
