Comparison

FDB mBanking vs Wavepay Merchant

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

FDB mBanking

Features
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FDB Digital Banking app has been specially designed to provide digital banking excellence experience for our customers. With great reliability at its heart, you can now enjoy a secure and convenient mobile banking experience with: Online banking registration on mobile: Use your smart phone for fast set up and register for online banking accounts and services. Self-onboarding functionality: Customers can register for online channel access without having to go to the bank. It is also very convenient and easy to onboard through our mobile app. Dashboard: Personalized your own dashboard and customized according to your preferences. A default dashboard is displayed as the user navigates to the personalized dashboard option. Users can change the position of the dashboard and can drag and drop new widgets available from the list of widgets. The retail dashboard: Displayed in the form of widgets. It follows the creative concept of cards which results in an organized dashboard that engages the user and displays information that is easy to decipher. Current and Saving Accounts details: Get a holistic view of your Current and Saving accounts details with just one glance through our summary page. Fixed deposit details: Get to see the maturity details of your fixed deposit and manage your financials accordingly. Online cheque book request: The cheque book request feature enables customers to request a new cheque book online. Customers can also specify the number of cheque books required. Statement request: Customers can also request their past month’s statements online without having to go to the branch. Mobile prepaid top up and data package facility via Oracle Digital Banking Experience (OBDX) application.

About

Wavepay Merchant

Features
Read full description

WavePay Merchant – Accept Payments & Grow Your Business WavePay Merchant is a robust digital payment platform tailored for businesses across Africa. From retail shops to online platforms, service providers to wholesalers, WavePay empowers businesses to accept and manage payments easily, securely, and compliantly. Built in partnership with licensed financial institutions, WavePay Merchant ensures every transaction meets the highest standards of safety and compliance. Key Features: Accept secure payments via bank transfer, debit/credit card, wallet, or QR code Manage both in-store and online payments with ease Integrate seamlessly with platforms like WooCommerce and Shopify Track real-time sales and transaction data with comprehensive analytics Generate and send digital invoices and billing requests Receive instant settlements to your linked bank account or WavePay wallet Secure and compliant infrastructure with encryption and fraud monitoring Simple registration and business verification process Why WavePay Merchant: Transparent pricing with no hidden fees Designed for African businesses at all stages Backed by regulated banking and payment partners Reliable support and business development tools Getting Started: Download the WavePay Merchant app Sign up and verify your business Set up your preferred payment methods Start accepting payments and managing sales Support and Contact: Email: support@wavepay.ng Website: www.wavepay.ng Instagram: @wavepayofficial X (Twitter): @UseWavePay TikTok: @usewavepay Facebook: UseWavePay Disclaimer: WavePay is a financial technology service provider and does not operate as a licensed bank. All financial operations are delivered in partnership with regulated financial institutions.

Screenshots

FDB mBanking4 screens
Wavepay Merchant4 screens

Verdict

The call

The clearest difference is iOS requirement: Wavepay Merchant at 12.0 against FDB mBanking's 15.6. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference Β· 5 level
FDB mBanking versus Wavepay Merchant: the parameters behind the verdict, then further details
ParameterFDB mBankingWavepay Merchant
PriceFreeFree
Update frequencyEvery 4 monthsβ€”
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.612.0 β€” better
Further details β€” not scored
Size9 MB41 MB
Age rating4+4+
DeveloperFARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITEDWAVEPAY DIGITAL SOLUTIONS LIMITED

In-app purchases

None

FDB mBanking

No in-app purchases

None

Wavepay Merchant

No in-app purchases

Questions

Is FDB mBanking free?
FDB mBanking is free to download, with no in-app purchases.
Is Wavepay Merchant free?
Wavepay Merchant is free to download, with no in-app purchases.
Do FDB mBanking or Wavepay Merchant have ads?
Neither FDB mBanking nor Wavepay Merchant shows ads.

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