Comparison

WayaQuick vs meCash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WayaQuick

Features
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WayaQuick is the merchant app that helps Nigerian businesses accept payments and get paid. Create a payment link or send an invoice in seconds, and let customers pay you by card, bank transfer, USSD or wallet. Then follow every naira from payment to settlement in one simple dashboard. No website or coding needed. Create your business account, verify your business in the app and start collecting payments from customers anywhere in Nigeria. ACCEPT PAYMENTS WITH PAYMENT LINKS • Create a one-time or recurring payment link in a few taps • Share your payment link on WhatsApp, Instagram, SMS or email • Customers pay by card, bank transfer, USSD or wallet on a secure checkout • Ideal for online stores, social media vendors and service businesses SEND INVOICES THAT GET PAID • Create professional invoices with line items and a payment due date • Send each invoice to your customer to pay online • Keep track of every invoice you have issued RECURRING PAYMENTS AND SUBSCRIPTIONS • Create subscription plans for memberships, school fees, rent, retainers and other repeat services • Customers add their card once and are billed on schedule BANK TRANSFER WITH VIRTUAL ACCOUNTS • Generate a virtual account number so customers can pay you by bank transfer • See each transfer in your account history TRACK EVERY TRANSACTION • Dashboard with your revenue, balance and monthly revenue chart • Search and filter transactions by status, date and reference • Export transactions and settlements to CSV for your accountant • Notifications for payments and account activity SETTLEMENTS AND PAYOUTS • Next-working-day (T+1) settlement into your Nigerian bank account • Or settle instantly into your Waya account • Add settlement accounts and choose where your money goes • Withdraw your balance and send payouts to any bank in Nigeria • Every payout is protected by your transaction PIN CUSTOMERS, DISPUTES AND YOUR TEAM • Keep your customer list in one place • Track and respond to customer disputes • Invite staff to your dashboard and give each person the right role • Activity log of every action taken on your account BUILT FOR DEVELOPERS TOO • View your API keys and switch between test mode and live mode • Set webhook and callback URLs for your website or app • Add WayaQuick checkout to your website with our payment gateway API SECURITY YOU CAN TRUST • Transaction PIN for withdrawals and payouts • Two-factor authentication (2FA) • Face ID and Touch ID sign-in • Automatic sign-out after 15 minutes of inactivity • API keys, PINs and one-time codes hidden while your screen is recorded or shared HELP WHEN YOU NEED IT • Ask the built-in AI assistant about your payments, settlements, payouts and KYC • Browse the FAQ or contact our support team from the app WHO WAYAQUICK IS FOR Online sellers, Instagram and WhatsApp vendors, retail shops, restaurants, schools, event organisers, freelancers, consultants, SMEs and growing businesses across Nigeria. GET STARTED IN 3 STEPS 1. Download WayaQuick and create your business account 2. Verify your business (KYC) in the app 3. Create your first payment link or invoice and start getting paid WayaQuick is a product of Waya Multi-Link Technology Ltd.

About

meCash

Facilitates effortless and accessible money transfers to and from Africa, as well as within the continent. It enables secure cross-border payments to the UK and seamless transfers across numerous African countries, connecting users to a wide network of financial institutions.

Highlights
  • Cross-border payments to Africa
  • Transfers to the UK
  • Seamless transfers within Africa
  • Easy registration and account setup
  • Secure and reliable transactions
  • Transaction tracking
  • 24/7 customer support
Features
Read full description

meCash: Cross-Border Payments meCash - the best money transfer solution for Africa meCash is a revolutionary mobile application designed to make money transfers to and from and within Africa effortless and accessible for businesses and individuals alike. meCash provides a seamless experience for sending and receiving money across the African continent. Convenient Payments to the UK at Your Fingertips: Say goodbye to the hassle of traditional banking methods and embrace the future of financial transactions. meCash offers a convenient and secure way to make cross border payments to the United Kingdom. Whether you're a business owner paying suppliers or an individual supporting loved ones. Seamless Transfers Across Africa: With meCash, geographical boundaries are a thing of the past. Effortlessly transfer funds to any country in Africa with just a few taps. From Nigeria to Kenya, South Africa, Ghana, Botswana, Cameroon, Congo Brazzaville, DR Congo, Gabon, Ivory Coast, Kenya, Malawi, Rwanda, Senegal, South Africa, Uganda and Zambia meCash connects you to a vast network of partner banks and mobile money platforms, ensuring your money reaches its destination quickly and reliably. Easy Registration and Account Setup: Getting started with meCash is a breeze. Simply download the app, create an account, and complete the quick verification process with your government issued ID and proof of address. No lengthy paperwork or complex procedures - just a few minutes and you're ready to enjoy the benefits of seamless money transfers. Secure and Reliable: At meCash, your security is our top priority. We employ robust encryption technology to safeguard your financial information, ensuring every transaction is protected from unauthorized access. Rest assured that your funds are in safe hands with our trusted partners and industry-leading security measures. Track Your Transactions: With the meCash app, you can easily keep track of all your transactions. View your transaction history, check the status of transfers, and receive real-time notifications for added peace of mind. Stay updated and in control of your finances with meCash. Reliable Customer Support: We understand the importance of reliable customer support, which is why our dedicated team is available around the clock to assist you. Whether you have a question about a transaction or need help with the app's features, our friendly support team is just a message away, ensuring a smooth and satisfying experience. Discover the Future of Money Transfer: Join the businesses and individuals who have already embraced the convenience and efficiency of meCash. Download the app today and unlock a world of seamless money transfers to, from, and within Africa.

Screenshots

WayaQuick4 screens
meCash4 screens

Verdict

The call

WayaQuick and meCash are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

WayaQuick ships an update every 2 weeks, meCash fortnightly. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

ScorecardNo meaningful differences
WayaQuick versus meCash: the parameters behind the verdict, then further details
ParameterWayaQuickmeCash
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size40 MB54 MB
Age rating4+17+
DeveloperWAYA MULTI LINK TECHNOLOGY LTDmeCash

In-app purchases

None

WayaQuick

No in-app purchases

None

meCash

No in-app purchases

Questions

Is WayaQuick free?
WayaQuick is free to download, with no in-app purchases.
Is meCash free?
meCash is free to download, with no in-app purchases.
Do WayaQuick or meCash have ads?
Neither WayaQuick nor meCash shows ads.
Which is updated more often, WayaQuick or meCash?
WayaQuick ships an update every 2 weeks, and meCash fortnightly. Most recently, WayaQuick was updated on October 30, 2026 and meCash on October 24, 2026.

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