Neverless vs Mipay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Neverless
Invest in cryptocurrencies, gold, and silver with zero fees. Access passive income through automated strategies, borrow against your assets, and enjoy bank-grade security. Stocks investing is coming soon.
- Buy/sell 500+ cryptos, gold, silver
- 0% trading fees
- Leverage up to 5x
- Automated passive income strategies
- Borrow EUR against assets
- Bank-grade security with 2FA and biometrics
Read full descriptionHide full description
Founded by three former Revolut executives, Neverless is already trusted by more than 100,000 users and has processed over €10 billion in trading volume. Our mission is simple: making investing in high-return assets easier, cheaper and more secure. Neverless is regulated by the Bank of Latvia under MiFID II and MiCA. Here's a taste of what Neverless offers: Stocks and ETFs - 1,000+ US stocks, 400+ ETFs - No trading fees, no FX fees, best execution price - 24/7 trading on major stocks and ETFs, 24/5 on the rest - Up to 5x leverage, long or short - Deposit and trade in EUR, USD, USDC, USDT - Automatically earn dividends - Advanced orders, automated DCA, price alerts - No minimum or limits Gold and silver - No trading fees, no FX fees, best market prices - 24/7 trading - Up to 5x leverage, long or short - Deposit and trade in EUR, USD, USDC, USDT - Advanced orders, automated DCA, price alerts - No minimum or limits Crypto - 800+ cryptos - No trading fees except on illiquid coins, no FX fees, best market prices - 24/7 trading - Up to 5x leverage, long or short - Deposit and trade in EUR, USD, USDC, USDT - Advanced orders, automated DCA, price alerts - No minimum or limits Interest - You automatically earn 1.64% AER on EUR, 2.78% on USD, 3.04% on USDT, 2.42% on BTC, 3.56% on ETH, 4.08% on SOL - The interest is paid daily, with auto-compounding - No lock-up period, you can withdraw any time - No minimum or limits - For higher interest, you can earn up to 10% AER on USD with our Strategies account, powered by market-neutral strategies and still without any lock-up period Borrow - Borrow funds against your assets and withdraw them to your bank to unlock liquidity without having to sell your crypto - Instant access without credit checks, repay any time Bank-grade security - State-of-the-art encryption at the core of our platform - Auto-enrolled two-factor authentication for all sensitive operations - Biometric protection - Your data is never used or shared for anything else than regulatory purposes - Real human customer support, not bots - Regulated in the European Union
Mipay
This app facilitates international money transfers and Mastercard top-ups for millions of users worldwide. It offers multi-currency accounts for easy management and secure cross-border transactions.
- International money transfers
- Mastercard top-ups
- Multi-currency accounts
- Cross-border transactions
- Secure and convenient
Read full descriptionHide full description
你的财富小帮手,一款专注于会员权益、优惠福利及生活服务的综合助手平台,为用户提供便捷、高效的权益领取与使用体验。
Screenshots
Verdict
The clearest difference is review sentiment: Neverless at 80% against Mipay's 0%. Neverless also leads on rating (4.8 vs 2.7) and update cadence (every 10 days vs every 5 months). Mipay's advantage is in-app purchases (none vs 2) and iOS requirement (13.0 vs 17.0). On price, ads, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neverless sells 2 in-app purchases, starting at $149.00 per year. Mipay asks for nothing beyond the download.
Neverless holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: Neverless has 242 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 80% of Neverless's written reviews are positive against 0% of Mipay's.
Neverless ships an update every 10 days, Mipay every 5 months. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.
| Parameter | Neverless | Mipay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (242 ratings) — better | 2.7 (11 ratings) |
| Positive reviews | 79.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 242 — better | 11 |
| Update frequency | Every 10 days — better | Every 5 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free | Free |
| Devices | iPhone, Mac | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 603 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Boku Labs Ltd | MI FU APP SG PTE. LTD. |
Customer experience
Neverless
Mipay
Bugs and requests
Neverless
Reported bugs
1 issue- Payment failure
Mipay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Neverless
- 1-year fee-free access$149.001 Year
- 1-year fee-free access$149.99
Mipay
No in-app purchases









