Comparison

Neverless vs Mipay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Neverless

Invest in cryptocurrencies, gold, and silver with zero fees. Access passive income through automated strategies, borrow against your assets, and enjoy bank-grade security. Stocks investing is coming soon.

Highlights
  • Buy/sell 500+ cryptos, gold, silver
  • 0% trading fees
  • Leverage up to 5x
  • Automated passive income strategies
  • Borrow EUR against assets
  • Bank-grade security with 2FA and biometrics
Read full description

Founded by three former Revolut executives, Neverless is already trusted by more than 100,000 users and has processed over €10 billion in trading volume. Our mission is simple: making investing in high-return assets easier, cheaper and more secure. Neverless is regulated by the Bank of Latvia under MiFID II and MiCA. Here's a taste of what Neverless offers: Stocks and ETFs - 1,000+ US stocks, 400+ ETFs - No trading fees, no FX fees, best execution price - 24/7 trading on major stocks and ETFs, 24/5 on the rest - Up to 5x leverage, long or short - Deposit and trade in EUR, USD, USDC, USDT - Automatically earn dividends - Advanced orders, automated DCA, price alerts - No minimum or limits Gold and silver - No trading fees, no FX fees, best market prices - 24/7 trading - Up to 5x leverage, long or short - Deposit and trade in EUR, USD, USDC, USDT - Advanced orders, automated DCA, price alerts - No minimum or limits Crypto - 800+ cryptos - No trading fees except on illiquid coins, no FX fees, best market prices - 24/7 trading - Up to 5x leverage, long or short - Deposit and trade in EUR, USD, USDC, USDT - Advanced orders, automated DCA, price alerts - No minimum or limits Interest - You automatically earn 1.64% AER on EUR, 2.78% on USD, 3.04% on USDT, 2.42% on BTC, 3.56% on ETH, 4.08% on SOL - The interest is paid daily, with auto-compounding - No lock-up period, you can withdraw any time - No minimum or limits - For higher interest, you can earn up to 10% AER on USD with our Strategies account, powered by market-neutral strategies and still without any lock-up period Borrow - Borrow funds against your assets and withdraw them to your bank to unlock liquidity without having to sell your crypto - Instant access without credit checks, repay any time Bank-grade security - State-of-the-art encryption at the core of our platform - Auto-enrolled two-factor authentication for all sensitive operations - Biometric protection - Your data is never used or shared for anything else than regulatory purposes - Real human customer support, not bots - Regulated in the European Union

About

Mipay

This app facilitates international money transfers and Mastercard top-ups for millions of users worldwide. It offers multi-currency accounts for easy management and secure cross-border transactions.

Highlights
  • International money transfers
  • Mastercard top-ups
  • Multi-currency accounts
  • Cross-border transactions
  • Secure and convenient
Read full description

你的财富小帮手,一款专注于会员权益、优惠福利及生活服务的综合助手平台,为用户提供便捷、高效的权益领取与使用体验。

Screenshots

Neverless4 screens
Mipay4 screens

Verdict

The call

The clearest difference is review sentiment: Neverless at 80% against Mipay's 0%. Neverless also leads on rating (4.8 vs 2.7) and update cadence (every 10 days vs every 5 months). Mipay's advantage is in-app purchases (none vs 2) and iOS requirement (13.0 vs 17.0). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neverless sells 2 in-app purchases, starting at $149.00 per year. Mipay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Neverless holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: Neverless has 242 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 80% of Neverless's written reviews are positive against 0% of Mipay's.

UpkeepUpdate frequency

Neverless ships an update every 10 days, Mipay every 5 months. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

Scorecard6 real differences · 4 level
Neverless versus Mipay: the parameters behind the verdict, then further details
ParameterNeverlessMipay
PriceFreeFree
Rating4.8 (242 ratings) — better2.7 (11 ratings)
Positive reviews79.6% of reviews — better0.0% of reviews
Number of ratings242 — better11
Update frequencyEvery 10 days — betterEvery 5 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreeFree
DevicesiPhone, MaciPhone, iPad, iPod — better
Requires iOS17.013.0 — better
Further details — not scored
Size603 MB37 MB
Age rating4+4+
DeveloperBoku Labs LtdMI FU APP SG PTE. LTD.

Customer experience

Neverless

All ratings228 ratings
Positive95.6%
Neutral1.3%
Negative3.1%
Written reviews49 reviews
Positive79.6%
Neutral8.2%
Negative12.2%

Mipay

All ratings9 ratings
Positive44.4%
Neutral0.0%
Negative55.6%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Neverless

Reported bugs

1 issue
  • Payment failure

Mipay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Neverless

Subscriptions1
  • 1-year fee-free access$149.001 Year
One-time1
  • 1-year fee-free access$149.99
None

Mipay

No in-app purchases

Questions

Is Neverless free?
Neverless is free to download, with in-app purchases available.
Is Mipay free?
Mipay is free to download, with no in-app purchases.
Which has better reviews, Neverless or Mipay?
Neverless is rated higher. Neverless averages 4.8 out of 5 from 242 ratings, while Mipay averages 2.7 from 11 ratings.
Do Neverless or Mipay have ads?
Neither Neverless nor Mipay shows ads.
Which is updated more often, Neverless or Mipay?
Neverless ships an update every 10 days, and Mipay every 5 months. Most recently, Neverless was updated on November 7, 2026 and Mipay on November 4, 2026.

Other comparisons