Comparison

SafeBudget vs Retirement Advisor

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SafeBudget

This private budgeting app helps you track expenses and manage budgets without needing bank access. It offers detailed reports, wallet management, and leftover calculations. An optional subscription unlocks advanced features like data import/export and custom recurring transactions.

Highlights
  • Private expense tracking
  • No bank account access required
  • Create wallet accounts
  • Calculate leftovers
  • Detailed spending reports
  • Import/export expense lists (premium)
  • Custom recurring transactions (premium)
Features
Read full description

SafeBudget is a smart expense tracker that helps you keep track of your expenses and budgets with ease, while maintaining complete privacy. Unlike other financial apps, we don't need access to your bank or expenses accounts to get your financial data. This gives you complete control over your finances, and the security of your personal information. With SafeBudget, you can easily log all of your expenses, create wallet accounts, calculate your leftovers, and view detailed reports and insights into your spending habits. But that's not all - with SafeBudget+, you get exclusive features that take your expense tracking to the next level. For just $9.99 per year, you can import and export your expense lists, create custom expenses, set up unlimited expense and wallet accounts, manage unlimited bills and goals, and schedule recurring income and bills. SafeBudget is the ultimate tool for anyone looking to take control of their finances and stay on top of their budgets. Best of all, SafeBudget does not collect any personal information, so you can use it with complete peace of mind. Download SafeBudget today and start taking control of your finances! SafeBudget+ Payments and Renewal: A $9.99 per year purchase will be applied to your iTunes account. Subscriptions will automatically renew unless canceled within 24-hours before the end of the current period. You can cancel anytime with your iTunes account settings. Manage your subscription in Settings after purchase. For more information, see the Terms of Use and Privacy Policy. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy policy: https://www.iubenda.com/privacy-policy/40829937

About

Retirement Advisor

Plan your financial future with a powerful savings and retirement simulator. Get year-by-year projections, test early retirement scenarios, and optimize Social Security claims. Visualize savings growth and understand the impact of taxes and contributions.

Highlights
  • Retirement savings projections
  • Early retirement scenario testing
  • Social Security optimization
  • Savings growth visualization
  • Tax and penalty calculations
  • Income and expense breakdown
Read full description

The Ultimate Early Retirement & Savings Planner Tired of guessing whether you'll achieve your dream retirement? Retirement Advisor provides the clarity and detailed analysis you need to confidently manage your financial future, whether you're aiming for FIRE (Financial Independence, Retire Early) or simply seeking peace of mind. Know Your Future: Answers to Your Biggest Questions Stop wondering and start planning. Our powerful simulator gives you essential financial insights: • How long will my retirement savings last? Get a clear, year-by-year projection. • Can I afford an early retirement? Test different scenarios to find your freedom date. • When is the optimal time to claim Social Security? Maximize your lifetime benefits. • Am I saving enough? See exactly how your current contributions affect your future. Powerful Features for Comprehensive Planning Retirement Advisor doesn't just calculate; it offers a detailed, holistic view of your financial journey. • Intuitive Dashboard: Get a summary view of your total savings, projected lifespan, and retirement success rate at a glance. • Interactive Savings Chart: Visualize the growth and depletion of your savings with an interactive chart. Easily see the impact of different income/expense adjustments. • Detailed Financial Breakdown: Drill down into detailed views of your income (distributions, SS, pension) and expenses during your retirement phase. Advanced Calculation Factors for Informed Planning Our sophisticated model incorporates all key variables, providing a foundation for financial projections and informed decision-making:: • Tax Optimization: Factor in Tax-deferred (IRA, 401(k), 403(b)) and Tax-free (Roth IRA, Roth 401(k)) savings to understand your real cash flow. • All Income Streams: Accurately incorporate Pension (defined benefit) and Social Security benefits. • Tax & Penalties: Includes complex variables like Income tax from distributions, Required Minimum Distribution (RMD), and Early withdrawal penalty calculations. • Future Contributions: Account for new contributions you plan to make before retirement. Install Retirement Advisor today and turn your retirement dreams into a detailed, achievable plan!

Screenshots

SafeBudget4 screens
Retirement Advisor4 screens

Verdict

The call

The clearest difference is in-app purchases: Retirement Advisor at none against SafeBudget's 1. Retirement Advisor also leads on ratings volume (7 vs 1) and device support (3 vs 1). SafeBudget's advantage is ads (none vs shown). On price, rating and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SafeBudget sells 1 in-app purchase, starting at $9.99 per year. Retirement Advisor asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for SafeBudget against 5.0 for Retirement Advisor. That said, the two scores are not equally well evidenced: Retirement Advisor has 7 ratings behind it against 1, so its average is the more settled of the two.

Scorecard5 real differences · 5 level
SafeBudget versus Retirement Advisor: the parameters behind the verdict, then further details
ParameterSafeBudgetRetirement Advisor
PriceFreeFree
Rating5.0 (1 ratings)5.0 (7 ratings)
Positive reviews—100.0% of reviews
Number of ratings17 — better
Update frequency—Every 2 months
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFreemiumAd-supported — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size46 MB39 MB
Age rating4+4+
DeveloperJames Gaudino SanchezEric Chang

Customer experience

SafeBudget

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Retirement Advisor

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

SafeBudget

Subscriptions1
  • SafeBudget+7 Days trial$9.991 Year
None

Retirement Advisor

No in-app purchases

Questions

Is SafeBudget free?
SafeBudget is free to download, with in-app purchases available.
Is Retirement Advisor free?
Retirement Advisor is free to download, with no in-app purchases.
Which has better reviews, SafeBudget or Retirement Advisor?
SafeBudget and Retirement Advisor are both rated 5.0 out of 5 on the App Store, from 1 and 7 ratings respectively.
Do SafeBudget or Retirement Advisor have ads?
Retirement Advisor shows ads; SafeBudget does not.

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