Retirement Advisor vs RetireWhen
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Retirement Advisor
Plan your financial future with a powerful savings and retirement simulator. Get year-by-year projections, test early retirement scenarios, and optimize Social Security claims. Visualize savings growth and understand the impact of taxes and contributions.
- Retirement savings projections
- Early retirement scenario testing
- Social Security optimization
- Savings growth visualization
- Tax and penalty calculations
- Income and expense breakdown
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The Ultimate Early Retirement & Savings Planner Tired of guessing whether you'll achieve your dream retirement? Retirement Advisor provides the clarity and detailed analysis you need to confidently manage your financial future, whether you're aiming for FIRE (Financial Independence, Retire Early) or simply seeking peace of mind. Know Your Future: Answers to Your Biggest Questions Stop wondering and start planning. Our powerful simulator gives you essential financial insights: • How long will my retirement savings last? Get a clear, year-by-year projection. • Can I afford an early retirement? Test different scenarios to find your freedom date. • When is the optimal time to claim Social Security? Maximize your lifetime benefits. • Am I saving enough? See exactly how your current contributions affect your future. Powerful Features for Comprehensive Planning Retirement Advisor doesn't just calculate; it offers a detailed, holistic view of your financial journey. • Intuitive Dashboard: Get a summary view of your total savings, projected lifespan, and retirement success rate at a glance. • Interactive Savings Chart: Visualize the growth and depletion of your savings with an interactive chart. Easily see the impact of different income/expense adjustments. • Detailed Financial Breakdown: Drill down into detailed views of your income (distributions, SS, pension) and expenses during your retirement phase. Advanced Calculation Factors for Informed Planning Our sophisticated model incorporates all key variables, providing a foundation for financial projections and informed decision-making:: • Tax Optimization: Factor in Tax-deferred (IRA, 401(k), 403(b)) and Tax-free (Roth IRA, Roth 401(k)) savings to understand your real cash flow. • All Income Streams: Accurately incorporate Pension (defined benefit) and Social Security benefits. • Tax & Penalties: Includes complex variables like Income tax from distributions, Required Minimum Distribution (RMD), and Early withdrawal penalty calculations. • Future Contributions: Account for new contributions you plan to make before retirement. Install Retirement Advisor today and turn your retirement dreams into a detailed, achievable plan!
RetireWhen
This app helps you plan your retirement by allowing you to adjust various financial factors and instantly visualize their impact on your future savings and depletion age through dynamic charts and interactive sliders.
- Dynamic real-time charts
- Support for 3 user profiles
- Adjust income, savings, and spending
- Visualize depletion age and savings breakdown
- Interactive sliders for real-time adjustments
- Year-by-year results view
- Advanced variable adjustments
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RetireWhen: Plan Your Future, Instantly Take control of your retirement journey with RetireWhen – the intuitive, all-in-one retirement calculator that lets you see your future take shape as you adjust your plans. Features: • Dynamic charts that update instantly as you adjust values • Support for 3 profiles: Partner 1, Partner 2, and the two Combined • Set your income, savings, retirement age, spending, and more • Visualize depletion age and savings breakdown with clear graphs • Interactive sliders to tweak retirement age and spending in real-time • View detailed, year-by-year results in the Results tab • Adjust advanced variables like growth and inflation rates • iPad and iPhone optimized – works great in both portrait and landscape • All features included – no subscriptions or in-app purchases • Save results to Files or share via text, email, etc. • Your personal info stays on your phone. None of it is shared or sold to third parties Plan smarter. Know When you can Retire. Download RetireWhen today and take the guesswork out of your future.
Screenshots
Verdict
The clearest difference is update cadence: RetireWhen at every 4 weeks against Retirement Advisor's every 2 months. RetireWhen also leads on monetization model (free vs ad-supported). Retirement Advisor's advantage is iOS requirement (15.6 vs 17.6). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Retirement Advisor against 5.0 for RetireWhen. Both are backed by a comparable volume of ratings — 5 and 8 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Retirement Advisor ships an update every 2 months, RetireWhen every 4 weeks. The most recent releases landed on August 31, 2026 and September 17, 2026 respectively.
| Parameter | Retirement Advisor | RetireWhen |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) | 5.0 (8 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 5 | 8 — better |
| Update frequency | Every 2 months | Every 4 weeks — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 17.6 |
| Further details — not scored | ||
| Size | 39 MB | 5 MB |
| Age rating | 4+ | 12+ |
| Developer | Eric Chang | Orestes Melgarejo |
Customer experience
Retirement Advisor
RetireWhen
In-app purchases
Retirement Advisor
No in-app purchases
RetireWhen
No in-app purchases
Questions
Is Retirement Advisor free?
Is RetireWhen free?
Which has better reviews, Retirement Advisor or RetireWhen?
Do Retirement Advisor or RetireWhen have ads?
Which is updated more often, Retirement Advisor or RetireWhen?
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