The Retirement Planner vs RetireWhen
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
The Retirement Planner
Forecast your retirement finances with this tool. Input your starting principal, expected returns, and withdrawal rates to estimate your post-tax income annually. Plan for different retirement phases and determine if your savings will last.
- Retirement financial forecasting
- Annual post-tax income estimation
- Customizable retirement phases
- Variable return and withdrawal rates
- IRS tax table integration
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Retirement Planner will help you to determine if you have enough money to span your retirement. While the app is not a guarantee that you will have enough money for retirement, it is a great tool to forecast the amount of money you will have available throughout your retirement. It allows you to take an initial starting principal and input variables like assumed return rates and withdrawal rates and uses the current IRS tax tables to forecast your post-tax income each year. The app allows you to provide desired income to cover your expenses and allows you to select different desired incomes for phases of your retirement: early, mid, and late retirement. The ages for these phases of retirement are customizable so you can more accurately predict your expenses and income during these phases. The Retirement Planner will tell you if and when you're money will run out, so you can see if you are ready to retire. This app is a great tool to let you know if you are ready to enjoy the retirement phase of your life and finally leave the workplace for good!
RetireWhen
This app helps you plan your retirement by allowing you to adjust various financial factors and instantly visualize their impact on your future savings and depletion age through dynamic charts and interactive sliders.
- Dynamic real-time charts
- Support for 3 user profiles
- Adjust income, savings, and spending
- Visualize depletion age and savings breakdown
- Interactive sliders for real-time adjustments
- Year-by-year results view
- Advanced variable adjustments
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RetireWhen: Plan Your Future, Instantly Take control of your retirement journey with RetireWhen – the intuitive, all-in-one retirement calculator that lets you see your future take shape as you adjust your plans. Features: • Dynamic charts that update instantly as you adjust values • Support for 3 profiles: Partner 1, Partner 2, and the two Combined • Set your income, savings, retirement age, spending, and more • Visualize depletion age and savings breakdown with clear graphs • Interactive sliders to tweak retirement age and spending in real-time • View detailed, year-by-year results in the Results tab • Adjust advanced variables like growth and inflation rates • iPad and iPhone optimized – works great in both portrait and landscape • All features included – no subscriptions or in-app purchases • Save results to Files or share via text, email, etc. • Your personal info stays on your phone. None of it is shared or sold to third parties Plan smarter. Know When you can Retire. Download RetireWhen today and take the guesswork out of your future.
Screenshots
Verdict
The clearest difference is rating: RetireWhen at 5.0 against The Retirement Planner's 4.0. RetireWhen also leads on update cadence (every 4 weeks vs every 9 months). The Retirement Planner's advantage is ads (none vs shown) and iOS requirement (13.0 vs 17.6). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RetireWhen holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 8 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
The Retirement Planner ships an update every 9 months, RetireWhen every 4 weeks. The most recent releases landed on July 28, 2026 and September 17, 2026 respectively.
| Parameter | The Retirement Planner | RetireWhen |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) | 5.0 (8 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 4 | 8 — better |
| Update frequency | Every 9 months | Every 4 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 24 MB | 5 MB |
| Age rating | 4+ | 12+ |
| Developer | Wayne Johnson | Orestes Melgarejo |
Customer experience
The Retirement Planner
RetireWhen
In-app purchases
The Retirement Planner
No in-app purchases
RetireWhen
No in-app purchases
Questions
Is The Retirement Planner free?
Is RetireWhen free?
Which has better reviews, The Retirement Planner or RetireWhen?
Do The Retirement Planner or RetireWhen have ads?
Which is updated more often, The Retirement Planner or RetireWhen?
Other comparisons
