The Retirement Planner vs RetireWhen

Retirement Planner will help you to determine if you have enough money to span your retirement. While the app is not a guarantee that you will have enough money for retirement, it is a great tool to forecast the amount of money you will have available throughout your retirement. It allows you to take an initial starting principal and input variables like assumed return rates and withdrawal rates and uses the current IRS tax tables to forecast your post-tax income each year. The app allows you to provide desired income to cover your expenses and allows you to select different desired incomes for phases of your retirement: early, mid, and late retirement. The ages for these phases of retirement are customizable so you can more accurately predict your expenses and income during these phases. The Retirement Planner will tell you if and when you're money will run out, so you can see if you are ready to retire. This app is a great tool to let you know if you are ready to enjoy the retirement phase of your life and finally leave the workplace for good!

RetireWhen: Explore Your Retirement Options When could you retire? How much could you spend? Explore the possibilities with RetireWhen, a retirement calculator for individuals and couples. Adjust your assumptions and see how your projected savings change through interactive charts and detailed, year-by-year results. PLAN FOR ONE PERSON OR TWO • Create individual profiles for each partner and a Combined household projection • Model different retirement dates, salaries, savings rates, and investment returns • See how a working partner’s income helps cover household spending during a staggered retirement • Include retirement income that increases with inflation, plus optional fixed income with its own start age • Adjust spending, salary growth, inflation, and investment-growth assumptions SEE THE EFFECT OF YOUR CHOICES • Explore retirement age and annual spending with interactive chart sliders • View yearly balances, investment growth, net contributions, and unfunded spending • See when your portfolio reaches zero and whether income still covers your expenses • Model a gradual transition between working-years and retirement investment returns • Export year-by-year results as CSV files to save or share DESIGNED FOR iPHONE DUO On an unfolded iPhone Duo, keep Settings beside your chart or results. Adjust your inputs and see the effect side by side. Fold the device or rotate it upright for a focused, single-column layout. RetireWhen also adapts to iPhone and iPad. GO FURTHER WITH RETIREWHEN PRO Unlock Pro with a one-time in-app purchase: • Remove ads • Save retirement plans and compare up to four scenarios • Estimate your earliest retirement age under your selected assumptions • Explore when both partners could retire in the same calendar year • Estimate affordable annual spending at your chosen retirement dates • Export PDF reports with charts, assumptions, retirement milestones, and plan comparisons The core calculator, individual and household profiles, charts, and detailed results are available free. No subscription is required. YOUR PLANS, ON YOUR DEVICE No sign-in is required. Financial inputs and saved plans are stored locally on your device. The free version displays Google ads, which may collect data as described in our Privacy Policy. Pro removes ads. UNDERSTAND THE ESTIMATE RetireWhen provides projections based on your assumptions. Actual returns vary, and losses early in retirement can change the outcome. Taxes, fees, and unexpected expenses may also affect your results. Estimates are for planning purposes and do not guarantee retirement outcomes. Explore your options. Plan your next chapter with RetireWhen.