Reap Global vs Stella Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Reap Global
This financial platform simplifies company spend management for mid to large enterprises. It integrates innovative payment products and spend management software to digitize finances and enable intelligent spending decisions globally.
- Company spend management
- Integrated payment products
- Financial connectivity
- Digitize business finances
- Monitor transactions
- Access card details
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Facilitate company spend management effortlessly Reap is a financial platform that integrates spend management software and innovative payment products to drive success for mid to large-sized enterprises. By leveraging innovation to provide financial connectivity and accessibility, Reap empowers businesses globally to digitise their finances and make intelligent spending choices, allowing them to concentrate on achieving their maximum potential. The Reap App allows users to easily keep track of their business finances, access card details with a few clicks, and monitor transactions while on the move.
Stella Pay
This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.
- Pay with crypto at 40M+ merchants
- Supports Apple Pay, Google Pay, Alipay, WeChatPay
- Auto top-up from crypto to card
- Easy cash-out from card to crypto
- Instant physical and virtual card transfers
- Global ATM cash withdrawal
- Tokenized financial products for investment
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Crypto Credit cards Use Stella card to pay with crypto anytime, anywhere: - Approved by 40M+ merchants worldwide. - Supports Apple Pay, Google Pay, Alipay, WeChatPay, and more. - Covers all your daily payment needs, including shopping, travel, socializing, digital payments! financial services, and more. Simplify your life with Stella's all-in-one card: - Auto top-up from crypto to card with every payment. - Easy cash-out from card to crypto. - Instant physical and virtual card transfers. - Withdraw cash with global ATM access. Innovative tokenized financial products—invest with USDC internet native yield - Diverse products, flexible short-term investments. - High-quality, low-risk investments. - Innovative and compliant, globally accessible. - Streamlined transactions, enhanced efficiency.
Screenshots
Verdict
Reap Global and Stella Pay both sit at 3.8 stars, but that hides the real split: 50% of Stella Pay's written reviews are positive against 0% of Reap Global's. Stella Pay also leads on update cadence (weekly vs monthly). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.8 for Reap Global against 3.9 for Stella Pay. Both are backed by a comparable volume of ratings — 5 and 7 respectively. Written reviews are what separate them: 0% of Reap Global's written reviews are positive against 50% of Stella Pay's.
Reap Global ships an update monthly, Stella Pay weekly. Both last shipped on November 3, 2026.
| Parameter | Reap Global | Stella Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (5 ratings) | 3.9 (7 ratings) — better |
| Positive reviews | 0.0% of reviews | 50.0% of reviews — better |
| Number of ratings | 5 | 7 — better |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 49 MB | 81 MB |
| Age rating | 4+ | 9+ |
| Developer | Reap | Flashwire Inc |
Customer experience
Reap Global
Stella Pay
In-app purchases
Reap Global
No in-app purchases
Stella Pay
No in-app purchases
