Comparison

UMe Mobile vs StackBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UMe Mobile

Manage your UMe Federal Credit Union accounts securely on the go. Perform transactions like mobile check deposits, bill payments, and money transfers. Enhanced card controls allow real-time management of your cards, including enabling/disabling and setting spending limits.

Highlights
  • View account activity and balances
  • Deposit checks remotely
  • Enhanced card controls (enable/disable, limits, travel notifications)
  • Pay bills and send money with Zelle®
  • Transfer funds and make bank-to-bank transfers
  • Locate branches and ATMs
  • Contact member service
Features
Read full description

With the UMe Mobile App, U can safely and securely access your UMe accounts anytime, anywhere. UMe Mobile is easy to navigate and allows you to: - View Account Activity & Check Balances - Deposit Checks - Enjoy enhanced Card Controls, such as enable and disable your card(s) in real time, set spending limits, create travel notifications and control where your cards can be used - Pay Bills - Send Money with Zelle® - Transfer Funds - Make Bank-to-Bank Transfers - View & Print eStatements - Locate our Branch or a Fee-Free ATM - Contact UMe Member Service via Phone or Secure Messaging - Share UMe Mobile with Friends & Family Security Here at UMe, we take your security very seriously, which is why mobile deposits with our app are just as safe as deposits at an ATM or in our branch. Your photos are transmitted immediately to UMe and never stored on your device. And your account info is secured by encryption. Contact Us Please contact us at (818) 238-2900 if you have any questions about the UMe Mobile App.

About

StackBudget

Take full control of your finances without linking bank accounts. This app offers a straightforward way to manage your money, providing a simpler alternative to complex budgeting tools.

Highlights
  • Manual money control
  • Simpler budgeting alternative
  • No bank account connection
  • User-friendly interface
Read full description

StackBudget is a simpler alternative to all those new budgeting apps that connect to your bank account. Control your own money.

Screenshots

UMe Mobile4 screens
StackBudget4 screens

Verdict

The call

The clearest difference is review sentiment: StackBudget at 100% against UMe Mobile's 31%. StackBudget also leads on rating (5.0 vs 4.8). UMe Mobile's advantage is ratings volume (589 vs 4) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

StackBudget holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: UMe Mobile has 589 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 31% of UMe Mobile's written reviews are positive against 100% of StackBudget's.

Scorecard4 real differences · 6 level
UMe Mobile versus StackBudget: the parameters behind the verdict, then further details
ParameterUMe MobileStackBudget
PriceFreeFree
Rating4.8 (589 ratings)5.0 (4 ratings) — better
Positive reviews30.8% of reviews100.0% of reviews — better
Number of ratings589 — better4
Update frequencyFortnightly—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better16.2
Further details — not scored
Size183 MB1 MB
Age rating4+4+
DeveloperUMe Federal Credit UnionSean Duran

Customer experience

UMe Mobile

All ratings589 ratings
Positive96.1%
Neutral1.0%
Negative2.9%
Written reviews13 reviews
Positive30.8%
Neutral7.7%
Negative61.5%

StackBudget

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

UMe Mobile

Reported bugs

8 issues
  • App stuck on verification code screen with unclickable button
  • Notifications and alerts stopped working
  • Login lockouts after app updates
  • Verification code required every app launch
  • Zelle sending option not functioning properly
Show 3 more
  • Missing printer functions
  • Occasional crashes and freezes
  • External bank account links lost after app migration

Requested features

4 requests
  • Return of Emu (alpaca) mascot character
  • Improved pending transaction visibility
  • Better integration with direct deposit display
  • Simplified authentication process

StackBudget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UMe Mobile

No in-app purchases

None

StackBudget

No in-app purchases

Questions

Is UMe Mobile free?
UMe Mobile is free to download, with no in-app purchases.
Is StackBudget free?
StackBudget is free to download, with no in-app purchases.
Which has better reviews, UMe Mobile or StackBudget?
StackBudget is rated higher. UMe Mobile averages 4.8 out of 5 from 589 ratings, while StackBudget averages 5.0 from 4 ratings.
Do UMe Mobile or StackBudget have ads?
Neither UMe Mobile nor StackBudget shows ads.

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