Credzy vs MCG DIY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Credzy
Monitor your credit building journey with expert assistance. This app offers tools for credit disputing, rent reporting, and debt management to help you create a strong credit profile and prepare for homeownership.
- Credit building progress monitoring
- Credit disputing
- Rent reporting
- Debt management
- Home readiness program
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The Credzy app allows you to monitor your credit building progress while our specialists continually work in the background. We provide all of the tools necessary to help you build a powerful credit profile including credit disputing, rent reporting, debt management, and our home readiness program
MCG DIY
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This is your ultimate ally in the pursuit of a fair and accurate credit report! Designed to simplify the often daunting process of disputing negative items on your credit report, MCG DIY makes it easy to challenge inaccuracies and ensure your credit profile truly reflects your financial standing. Paid Content: The application requires you to purchase a auto-renewal subscription to access the application features. Subscription is required and without that you won't be able to use the application. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Credzy at none against MCG DIY's 1. Credzy also leads on update cadence (fortnightly vs every 6 weeks). MCG DIY's advantage is iOS requirement (13.0 vs 16.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MCG DIY sells 1 in-app purchase, starting at $29.99 per month. Credzy asks for nothing beyond the download.
Credzy ships an update fortnightly, MCG DIY every 6 weeks. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.
| Parameter | Credzy | MCG DIY |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (22 ratings) — better | — |
| Positive reviews | 57.9% of reviews | — |
| Number of ratings | 22 — better | — |
| Update frequency | Fortnightly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 45 MB | 53 MB |
| Age rating | 4+ | 17+ |
| Developer | Credzy LLC | My Credit Guy, Inc |
In-app purchases
Credzy
No in-app purchases
MCG DIY
- Pro Monthly$29.991 Month
