Comparison

Debtors list Lite vs iOwe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debtors list Lite

Easily track who owes you money and whom you owe without complex spreadsheets. Record debts, partial payments, and settled amounts with a clean, intuitive interface. Securely lock your financial records with biometric authentication.

Highlights
  • Add debts in seconds
  • Record partial repayments
  • Mark debts as settled
  • Net balance overview
  • Multi-currency support
  • Biometric app lock
Features
Read full description

Debtors list Lite is the simple way to remember who owes you money and whom you owe. No spreadsheets, no sign-up, no clutter. Just your debts, clear totals and optional weekly reminders. ADD A DEBT IN SECONDS • Enter the amount, pick the currency, choose whether you lent or borrowed, and add a name • Record partial repayments: subtract what was paid back and see the new balance instantly • Mark a debt as settled once it's paid SEE THE WHOLE PICTURE • Net balance at the top: what you're owed and what you owe • 10 currencies: USD, EUR, GBP, CHF, PLN, SEK, AUD, JPY, KWD and UAH • Totals converted to US dollars at current exchange rates • Search by name and filter by who owes whom PRIVATE BY DESIGN • No account and no sign-up • Your records are stored only on your iPhone • Lock the app with Face ID or Touch ID A PLEASURE TO USE • Clean, modern design with light and dark themes • Fast, smooth and easy for everyday use PREMIUM: ONE-TIME PURCHASE Debtors list Lite is free with ads. Upgrade once to remove ads and unlock weekly reminders with your current totals. No subscription. Questions or ideas? We'd love to hear from you: vladlytvynets7@gmail.com Privacy Policy: https://docs.google.com/document/d/11BUDsK9Spo-pKMe9JLObqZwTAj3oBscl/edit?usp=share_link&ouid=114599015370342281433&rtpof=true&sd=true Terms of Use: https://docs.google.com/document/d/1JyypEqk0m1lH-Gh65EcjbDYjURJK8RXA/edit?usp=share_link&ouid=114599015370342281433&rtpof=true&sd=true

About

iOwe

Features
Read full description

Schulden für einzelne Personen und Gruppen verwalten Verwalten Sie für einzelne Personen die Schulden, die Sie bei anderen haben und die andere bei Ihnen haben. In der Gruppenverwaltung können Ausgaben, die Einzelne für andere getätigt haben gesammelt werden und übersichtlich dargestellt werden.  So können Sie stets den Überblick über Ihre Finanzen halten. Die Ausgaben der Gruppe können zudem als PDF exportiert werden.

Screenshots

Debtors list Lite4 screens
iOwe4 screens

Verdict

The call

The clearest difference is in-app purchases: iOwe at none against Debtors list Lite's 1. iOwe also leads on ads (none vs shown). Debtors list Lite's advantage is update cadence (every 3 months vs every 8 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debtors list Lite sells 1 one-off in-app purchase. iOwe asks for nothing beyond the download.

UpkeepUpdate frequency

Debtors list Lite ships an update every 3 months, iOwe every 8 months. Both last shipped on November 7, 2026.

Scorecard3 real differences · 6 level
Debtors list Lite versus iOwe: the parameters behind the verdict, then further details
ParameterDebtors list LiteiOwe
PriceFreeFree
Rating4.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 months — betterEvery 8 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad — better
Requires iOS17.017.0
Further details — not scored
Size18 MB1 MB
Age rating4+4+
DeveloperVladyslav LytvynetsMartin Leonard Haufs

In-app purchases

1 purchases

Debtors list Lite

One-time1
  • Premium version$9.99
None

iOwe

No in-app purchases

Questions

Is Debtors list Lite free?
Debtors list Lite is free to download, with in-app purchases available.
Is iOwe free?
iOwe is free to download, with no in-app purchases.
Do Debtors list Lite or iOwe have ads?
Debtors list Lite shows ads; iOwe does not.
Which is updated more often, Debtors list Lite or iOwe?
Debtors list Lite ships an update every 3 months, and iOwe every 8 months. Most recently, Debtors list Lite was updated on November 7, 2026 and iOwe on November 7, 2026.

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