Comparison

Debtors list Lite vs Debt Tracker Master

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debtors list Lite

Easily track who owes you money and whom you owe without complex spreadsheets. Record debts, partial payments, and settled amounts with a clean, intuitive interface. Securely lock your financial records with biometric authentication.

Highlights
  • Add debts in seconds
  • Record partial repayments
  • Mark debts as settled
  • Net balance overview
  • Multi-currency support
  • Biometric app lock
Features
Read full description

Debtors list Lite is the simple way to remember who owes you money and whom you owe. No spreadsheets, no sign-up, no clutter. Just your debts, clear totals and optional weekly reminders. ADD A DEBT IN SECONDS • Enter the amount, pick the currency, choose whether you lent or borrowed, and add a name • Record partial repayments: subtract what was paid back and see the new balance instantly • Mark a debt as settled once it's paid SEE THE WHOLE PICTURE • Net balance at the top: what you're owed and what you owe • 10 currencies: USD, EUR, GBP, CHF, PLN, SEK, AUD, JPY, KWD and UAH • Totals converted to US dollars at current exchange rates • Search by name and filter by who owes whom PRIVATE BY DESIGN • No account and no sign-up • Your records are stored only on your iPhone • Lock the app with Face ID or Touch ID A PLEASURE TO USE • Clean, modern design with light and dark themes • Fast, smooth and easy for everyday use PREMIUM: ONE-TIME PURCHASE Debtors list Lite is free with ads. Upgrade once to remove ads and unlock weekly reminders with your current totals. No subscription. Questions or ideas? We'd love to hear from you: vladlytvynets7@gmail.com Privacy Policy: https://docs.google.com/document/d/11BUDsK9Spo-pKMe9JLObqZwTAj3oBscl/edit?usp=share_link&ouid=114599015370342281433&rtpof=true&sd=true Terms of Use: https://docs.google.com/document/d/1JyypEqk0m1lH-Gh65EcjbDYjURJK8RXA/edit?usp=share_link&ouid=114599015370342281433&rtpof=true&sd=true

About

Debt Tracker Master

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

Highlights
  • Debt recording and organization
  • Repayment progress tracking
  • Payment planning outlook
  • Customizable payment reminders
  • Personal finance learning resources
  • Debt reduction reports
Features
Read full description

Debt Tracker Master is a payoff tracker for credit cards, auto loans, student loans, and mortgages you already have. It does not lend money, check your credit, or offer loans. See every balance, the next due date, and principal versus interest for the next 6 months. Record a payment when you make it, set a reminder before the due date, and watch the balance come down. What you can track - Total balance, payoff countdown, overdue items, and upcoming payments on one dashboard - Each debt: lender, interest rate, start date, due date, and repayment method - Credit cards, installment loans, mortgages, and lines of credit - A 6-month view of principal and interest - Reminders on the due date, 1 day before, or 2 days before - Home Screen widgets for the next payment - Short lessons on loan terms, including how snowball and avalanche payoff methods work Free to record and plan. Debt Tracker Pro removes ads and adds iCloud sync. Debt Tracker Master does not provide loans, credit, or financial advice. It is your own record of what you owe and how you plan to repay it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://d.bapps.uk/privacy-policy.html

Screenshots

Debtors list Lite4 screens
Debt Tracker Master4 screens

Verdict

The call

The clearest difference is update cadence: Debt Tracker Master at every 3 days against Debtors list Lite's every 3 months. Debt Tracker Master also leads on ratings volume (3 vs 1). Debtors list Lite's advantage is rating (4.0 vs 3.7). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debtors list Lite sells 1 one-off in-app purchase and Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Debtors list Lite holds the better App Store score, 4.0 against 3.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

UpkeepUpdate frequency

Debtors list Lite ships an update every 3 months, Debt Tracker Master every 3 days. The most recent releases landed on October 10, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
Debtors list Lite versus Debt Tracker Master: the parameters behind the verdict, then further details
ParameterDebtors list LiteDebt Tracker Master
PriceFreeFree
Rating4.0 (1 ratings) — better3.7 (3 ratings)
Positive reviews—0.0% of reviews
Number of ratings13 — better
Update frequencyEvery 3 monthsEvery 3 days — better
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS17.016.6 — better
Further details — not scored
Size18 MB50 MB
Age rating4+4+
DeveloperVladyslav Lytvynets娜 杨

Customer experience

Debtors list Lite

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Debt Tracker Master

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

1 purchases

Debtors list Lite

One-time1
  • Premium version$9.99
4 purchases

Debt Tracker Master

Subscriptions2
  • DebtTracker Pro Monthly$3.991 Month
  • DebtTracker Pro Yearly3 Days trial$17.991 Year
One-time2
  • Remove Ads$3.99
  • DebtTracker Pro Lifetime$39.99

Questions

Is Debtors list Lite free?
Debtors list Lite is free to download, with in-app purchases available.
Is Debt Tracker Master free?
Debt Tracker Master is free to download, with in-app purchases available.
Which has better reviews, Debtors list Lite or Debt Tracker Master?
Debtors list Lite is rated higher. Debtors list Lite averages 4.0 out of 5 from 1 ratings, while Debt Tracker Master averages 3.7 from 3 ratings.
Do Debtors list Lite or Debt Tracker Master have ads?
Both Debtors list Lite and Debt Tracker Master show ads.
Which is updated more often, Debtors list Lite or Debt Tracker Master?
Debtors list Lite ships an update every 3 months, and Debt Tracker Master every 3 days. Most recently, Debtors list Lite was updated on October 10, 2026 and Debt Tracker Master on October 9, 2026.

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